Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Cash flows from operating activities:
Net income	$ 1,512	$ 1,622
Adjustments to reconcile net income to net cash provided by operating activities:
Realized gains on sale of investments and other assets	(98)	(19)
Net deferred policy acquisition costs	(1,813)	(2,403)
Amortization of cost of customer relationships acquired	576	647
Decrease in fair value of warrants	(36)	(399)
Depreciation	299	205
Amortization of premiums and discounts on fixed maturities and short-term investments	1,015	1,240
Deferred federal income tax benefit	(636)	(250)
Change in:
Accrued investment income	(1,066)	(999)
Reinsurance recoverable	(32)	332
Due premiums and other receivables	498	353
Future policy benefit reserves	14,026	12,100
Other policyholders' liabilities	370	1,212
Federal income tax receivable	1,297	2,042
Commissions payable and other liabilities	190	193
Other, net	(890)	(1,547)
Net cash provided by operating activities	15,212	14,329
Cash flows from investing activities:
Sale of fixed maturities, available-for-sale	503	0
Maturities and calls of fixed maturities, available-for-sale	70,619	8,871
Maturities and calls of fixed maturities, held-to-maturity	22,000	19,000
Purchase of fixed maturities, available-for-sale	(37,650)	(47,922)
Purchase of fixed maturities, held-to-maturity	(42,508)	(5,973)
Calls of equity securities, available-for-sale	325	150
Principal payments on mortgage loans	11	11
Increase in policy loans, net	(1,080)	(721)
Sale of other long-term investments	2	1
Purchase of other long-term investments	(69)	0
Purchase of property and equipment	(215)	(579)
Net cash provided by (used in) investing activities	11,938	(27,162)
Cash flows from financing activities:
Warrants exercised	68	0
Annuity deposits	1,586	1,560
Annuity withdrawals	(963)	(1,000)
Net cash provided by financing activities	691	560
Net increase (decrease) in cash and cash equivalents	27,841	(12,273)
Cash and cash equivalents at beginning of year	33,255	49,723
Cash and cash equivalents at end of period	61,096	37,450
Supplemental Disclosure of Operation Activities
Cash received during the period for income taxes recovered	$ (79)	$ (923)