X0202 SCHEDULE 13G 0000024046 XXXXXXXX LIVE Class A Common Stock 03/18/2026 0000024090 CITIZENS, INC. 174740100 11815 ALTERRA PKWY SUITE 1500 AUSTIN TX 78758 Rule 13d-1(c) CONTINENTAL GENERAL INSURANCE CO TX 0.00 2538719.00 0.00 2538719.00 2538719.00 N 5.0 CO Continental Insurance Group, Ltd. DE 0.00 2538719.00 0.00 2538719.00 2538719.00 N 5.0 CO Continental General Holdings LLC MI 0.00 2538719.00 0.00 2538719.00 2538719.00 N 5.0 OO Gorzynski Michael X1 0.00 2538719.00 0.00 2538719.00 2538719.00 N 5.0 IN CITIZENS, INC. 11815 ALTERRA PKWY, SUITE 1500, AUSTIN, TX 78758 The names of the persons filing this statement on Schedule 13G (collectively, the "Reporting Persons") are: Continental General Insurance Company ("CGIC"), Continental Insurance Group, Ltd. ("CIG"), Continental General Holdings LLC ("CGH"), and Michael Gorzynski ("Mr. Gorzynski"). The address of the principal office for Mr. Gorzynski is 595 Madison Avenue, 30th Floor, New York, NY 10022. The principal business address for each of CGIC, CIG and CGH is 11001 Lakeline Blvd., Ste. 120, Austin, TX 78717. CGH is a Michigan limited liability company. CIG is a Delaware corporation. CGIC is a Texas domiciled life and health insurance company. Mr. Gorzynski is a citizen of the United States and Poland. Y As of the date hereof: (i) CGIC directly beneficially owned 2,538,719 shares of Class A Common Stock of the Issuer (the "Shares"). (ii) As the sole owner of CGIC, CIG may be deemed to beneficially own the 2,538,719 Shares beneficially owned by CGIC. (iii) As the sole owner of CIG, CGH may be deemed to beneficially own the 2,538,719 Shares beneficially owned by CGIC. (iv) As Manager of CGH, Mr. Gorzynski may be deemed to beneficially own the 2,538,719 Shares beneficially owned by CGIC. The following percentages are based on 50,299,741 Shares outstanding as of March 6, 2026, which is the total number of Shares outstanding as reported in the Issuer's Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 12, 2026. As of the date hereof: (i) CGIC may be deemed to own approximately 5.0% of the outstanding Shares; (ii) CIG may be deemed to beneficially own approximately 5.0% of the outstanding Shares; (iii) CGH may be deemed to beneficially own approximately 5.0% of the outstanding Shares; and (iv) Mr. Gorzynski may be deemed to beneficially own approximately 5.0% of the outstanding Shares. See Cover Pages Items 5-9. See Cover Pages Items 5-9. See Cover Pages Items 5-9. See Cover Pages Items 5-9. Y Y Y N See Exhibit 99.1. Y N By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11. 99.1 - Joint Filing Agreement, dated March 25, 2026. CONTINENTAL GENERAL INSURANCE CO /s/ Michael Gorzynski 03/25/2026 Continental Insurance Group, Ltd. /s/ Michael Gorzynski 03/25/2026 Continental General Holdings LLC /s/ Michael Gorzynski 03/25/2026 Gorzynski Michael /s/ Michael Gorzynski 03/25/2026