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Policyholders' Liabilities - Schedule of Liability for Future Policy Benefits (Details) - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Dec. 31, 2022
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Net liability for future policy benefits $ 1,237,871 $ 1,148,478 $ 1,230,142  
Life Insurance:        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Balance, beginning of year 258,177 245,437    
Beginning balance at original discount rate 265,959 258,283    
Effect of changes in cash flow assumptions     18,005 $ (172)
Effect of actual variances from expected experience     (11,230) 5,215
Adjusted beginning of year balance     272,734 263,326
Issuances 76,675 23,526    
Interest accrual 8,722 7,145    
Net premiums collected (38,486) (33,484)    
Derecognition and other (5,438) 807    
Ending balance at original discount rate 314,207 261,320    
AOCI, Liability for Future Policy Benefit, Expected Net Premium, before Tax (1,346) (16,881)    
Balance, end of period 312,861 244,439    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Pre-adoption liability, beginning balance 1,168,472 1,143,027    
Beginning balance at original discount rate 1,198,717 1,204,220    
Effect of changes in cash flow assumptions     19,054 (1,091)
Effect of actual variances from expected experience     (6,740) 9,827
Adjusted beginning of year balance     1,211,031 1,212,956
Issuances 77,484 24,158    
Interest accrual 39,809 38,758    
Benefit payments (80,722) (79,943)    
Derecognition and other (6,626) 139    
Ending balance at original discount rate 1,240,976 1,196,068    
Effect of changes in discount rates (14,462) (96,850)    
Post-adoption liability, ending balance 1,226,514 1,099,218    
Net liability for future policy benefits 913,653 854,779    
Less: Reinsurance recoverable 1,308      
Net liability for future policy benefits, after reinsurance recoverable 912,345      
Home Service Insurance:        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Balance, beginning of year 113,757 106,763    
Beginning balance at original discount rate 117,557 114,619    
Effect of changes in cash flow assumptions     (441) (258)
Effect of actual variances from expected experience     (9,310) (10,108)
Adjusted beginning of year balance     107,806 104,253
Issuances 13,265 16,961    
Interest accrual 3,587 3,367    
Net premiums collected (8,224) (6,890)    
Derecognition and other 374 588    
Ending balance at original discount rate 116,808 118,279    
AOCI, Liability for Future Policy Benefit, Expected Net Premium, before Tax (2,367) (10,835)    
Balance, end of period 114,441 107,444    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Pre-adoption liability, beginning balance 334,730 316,707    
Beginning balance at original discount rate 341,465 336,096    
Effect of changes in cash flow assumptions     (1,580) 74
Effect of actual variances from expected experience     (7,572) (6,809)
Adjusted beginning of year balance     332,313 329,361
Issuances 13,265 16,969    
Interest accrual 11,538 11,229    
Benefit payments (15,685) (16,953)    
Derecognition and other 352 573    
Ending balance at original discount rate 341,783 341,179    
Effect of changes in discount rates (8,290) (36,604)    
Post-adoption liability, ending balance 333,493 304,575    
Net liability for future policy benefits 219,052 197,131    
Less: Reinsurance recoverable 0      
Net liability for future policy benefits, after reinsurance recoverable 219,052      
Permanent | Life Insurance:        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Balance, beginning of year 244,917 235,228    
Beginning balance at original discount rate 252,426 247,601    
Effect of changes in cash flow assumptions     17,731 (210)
Effect of actual variances from expected experience     (12,203) 4,156
Adjusted beginning of year balance     257,954 251,547
Issuances 74,426 20,918    
Interest accrual 8,342 6,897    
Net premiums collected (36,066) (31,480)    
Derecognition and other (5,530) 567    
Ending balance at original discount rate 299,126 248,449    
AOCI, Liability for Future Policy Benefit, Expected Net Premium, before Tax (1,303) (16,380)    
Balance, end of period 297,823 232,069    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Pre-adoption liability, beginning balance 973,350 947,415    
Beginning balance at original discount rate 995,962 996,169    
Effect of changes in cash flow assumptions     18,320 (389)
Effect of actual variances from expected experience     (9,656) 6,338
Adjusted beginning of year balance     1,004,626 1,002,118
Issuances 75,132 21,360    
Interest accrual 33,624 32,470    
Benefit payments (67,441) (63,211)    
Derecognition and other (6,642) 97    
Ending balance at original discount rate 1,039,299 992,834    
Effect of changes in discount rates (8,395) (78,072)    
Post-adoption liability, ending balance 1,030,904 914,762    
Net liability for future policy benefits 733,081 682,693    
Less: Reinsurance recoverable 1,308      
Net liability for future policy benefits, after reinsurance recoverable 731,773      
Permanent | Home Service Insurance:        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Balance, beginning of year 98,831 93,508    
Beginning balance at original discount rate 102,045 100,225    
Effect of changes in cash flow assumptions     (462) (343)
Effect of actual variances from expected experience     (5,784) (5,631)
Adjusted beginning of year balance     95,799 94,251
Issuances 11,412 13,854    
Interest accrual 3,193 3,019    
Net premiums collected (9,116) (8,909)    
Derecognition and other 317 475    
Ending balance at original discount rate 101,605 102,690    
AOCI, Liability for Future Policy Benefit, Expected Net Premium, before Tax (2,042) (9,438)    
Balance, end of period 99,563 93,252    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Pre-adoption liability, beginning balance 211,946 200,351    
Beginning balance at original discount rate 217,524 214,188    
Effect of changes in cash flow assumptions     (502) (257)
Effect of actual variances from expected experience     (5,880) (5,472)
Adjusted beginning of year balance     211,142 208,459
Issuances 11,407 13,854    
Interest accrual 7,233 6,987    
Benefit payments (11,399) (12,246)    
Derecognition and other 301 464    
Ending balance at original discount rate 218,684 217,518    
Effect of changes in discount rates (5,797) (23,934)    
Post-adoption liability, ending balance 212,887 193,584    
Net liability for future policy benefits 113,324 100,332    
Less: Reinsurance recoverable 0      
Net liability for future policy benefits, after reinsurance recoverable 113,324      
Permanent Limited Pay | Life Insurance:        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Balance, beginning of year 13,260 10,209    
Beginning balance at original discount rate 13,533 10,682    
Effect of changes in cash flow assumptions     274 38
Effect of actual variances from expected experience     973 1,059
Adjusted beginning of year balance     14,780 11,779
Issuances 2,249 2,608    
Interest accrual 380 248    
Net premiums collected (2,420) (2,004)    
Derecognition and other 92 240    
Ending balance at original discount rate 15,081 12,871    
AOCI, Liability for Future Policy Benefit, Expected Net Premium, before Tax (43) (501)    
Balance, end of period 15,038 12,370    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Pre-adoption liability, beginning balance 195,122 195,612    
Beginning balance at original discount rate 202,755 208,051    
Effect of changes in cash flow assumptions     734 (702)
Effect of actual variances from expected experience     2,916 3,489
Adjusted beginning of year balance     206,405 210,838
Issuances 2,352 2,798    
Interest accrual 6,185 6,288    
Benefit payments (13,281) (16,732)    
Derecognition and other 16 42    
Ending balance at original discount rate 201,677 203,234    
Effect of changes in discount rates (6,067) (18,778)    
Post-adoption liability, ending balance 195,610 184,456    
Net liability for future policy benefits 180,572 172,086    
Less: Reinsurance recoverable 0      
Net liability for future policy benefits, after reinsurance recoverable 180,572      
Permanent Limited Pay | Home Service Insurance:        
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]        
Balance, beginning of year 14,926 13,255    
Beginning balance at original discount rate 15,512 14,394    
Effect of changes in cash flow assumptions     21 85
Effect of actual variances from expected experience     (3,526) (4,477)
Adjusted beginning of year balance     12,007 10,002
Issuances 1,853 3,107    
Interest accrual 394 348    
Net premiums collected 892 2,019    
Derecognition and other 57 113    
Ending balance at original discount rate 15,203 15,589    
AOCI, Liability for Future Policy Benefit, Expected Net Premium, before Tax (325) (1,397)    
Balance, end of period 14,878 14,192    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]        
Pre-adoption liability, beginning balance 122,784 116,356    
Beginning balance at original discount rate 123,941 121,908    
Effect of changes in cash flow assumptions     (1,078) 331
Effect of actual variances from expected experience     (1,692) (1,337)
Adjusted beginning of year balance     $ 121,171 $ 120,902
Issuances 1,858 3,115    
Interest accrual 4,305 4,242    
Benefit payments (4,286) (4,707)    
Derecognition and other 51 109    
Ending balance at original discount rate 123,099 123,661    
Effect of changes in discount rates (2,493) (12,670)    
Post-adoption liability, ending balance 120,606 110,991    
Net liability for future policy benefits 105,728 $ 96,799    
Less: Reinsurance recoverable 0      
Net liability for future policy benefits, after reinsurance recoverable $ 105,728