(State or other jurisdiction of incorporation) | (I.R.S. Employer Identification No.) |
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) | |||||
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) | |||||
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) | |||||
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |
(Title of each class) | (Trading Symbol) | (Name of each exchange on which registered) |
Item 9.01 | Financial Statements and Exhibits |
(d) | Exhibits |
104 | Inline XBRL for the cover page of this Current Report on Form 8-K |
CITIZENS, INC. | ||||||||||||||
By: | /s/ Gerald W. Shields | |||||||||||||
Chief Executive Officer and President |
Selected Consolidated Financial Data | |||||||||||||||||
As of and for the periods ended | Three Months Ended September 30, | Nine Months Ended September 30, | |||||||||||||||
(In thousands, except per share data) | 2023 | 2022 | 2023 | 2022 | |||||||||||||
Balance sheet data | |||||||||||||||||
Total assets | $ | 1,564,640 | 1,556,346 | $ | 1,564,640 | 1,556,346 | |||||||||||
Total liabilities | 1,411,893 | 1,445,301 | 1,411,893 | 1,445,301 | |||||||||||||
Total stockholders' equity | 152,747 | 111,045 | 152,747 | 111,045 | |||||||||||||
Life insurance in force, net | 4,306,783 | 4,269,674 | 4,306,783 | 4,269,674 | |||||||||||||
Operating items | |||||||||||||||||
Insurance premiums | $ | 42,026 | 43,875 | $ | 120,001 | 125,463 | |||||||||||
Net investment income | 17,372 | 16,604 | 51,687 | 47,983 | |||||||||||||
Investment related gains (losses), net | (892) | (4,991) | (477) | (10,589) | |||||||||||||
Total revenues | 59,390 | 56,176 | 173,831 | 165,267 | |||||||||||||
Claims and surrenders | 37,723 | 30,729 | 100,798 | 86,260 | |||||||||||||
Other general expenses | 11,949 | 11,559 | 35,477 | 32,989 | |||||||||||||
Total benefits and expenses | 54,749 | 51,354 | 156,431 | 149,301 | |||||||||||||
Income (loss) before federal income tax | 4,641 | 4,822 | 17,400 | 15,966 | |||||||||||||
Federal income tax expense (benefit) | 1,943 | 1,415 | 3,704 | 3,618 | |||||||||||||
Net income (loss) | 2,698 | 3,407 | 13,696 | 12,348 | |||||||||||||
Per share data | |||||||||||||||||
Book value per share | $ | 3.08 | 2.22 | $ | 3.08 | 2.22 | |||||||||||
Diluted income (loss) per Class A share | 0.05 | 0.06 | 0.27 | 0.24 |
Selected Segment Financial Data | |||||||||||||||||
As of and for the periods ended | Three Months Ended September 30, | Nine Months Ended September 30, | |||||||||||||||
(In thousands) | 2023 | 2022 | 2023 | 2022 | |||||||||||||
LIFE INSURANCE SEGMENT | |||||||||||||||||
Balance sheet data | |||||||||||||||||
Total assets | $ | 1,189,470 | 1,164,218 | $ | 1,189,470 | 1,164,218 | |||||||||||
Operating items | |||||||||||||||||
Insurance premiums | $ | 31,148 | 31,696 | $ | 86,128 | 88,461 | |||||||||||
Net investment income | 13,661 | 12,806 | 40,470 | 37,124 | |||||||||||||
Investment related gains (losses), net | (424) | (4,367) | (123) | (8,644) | |||||||||||||
Total revenues | 45,269 | 40,817 | 129,094 | 119,344 | |||||||||||||
Claims and surrenders | 32,419 | 24,742 | 83,826 | 67,768 | |||||||||||||
Total benefits and expenses | 38,719 | 35,745 | 108,699 | 105,072 | |||||||||||||
Income (loss) before federal income tax | 6,550 | 5,072 | 20,395 | 14,272 | |||||||||||||
HOME SERVICE INSURANCE SEGMENT | |||||||||||||||||
Balance sheet data | |||||||||||||||||
Total assets | $ | 333,957 | 336,780 | $ | 333,957 | 336,780 | |||||||||||
Operating items | |||||||||||||||||
Insurance premiums | $ | 10,878 | 12,179 | $ | 33,873 | 37,002 | |||||||||||
Net investment income | 3,459 | 3,527 | 10,379 | 10,054 | |||||||||||||
Investment related gains (losses), net | (370) | (462) | (283) | (1,629) | |||||||||||||
Total revenues | 13,967 | 15,244 | 43,970 | 45,428 | |||||||||||||
Claims and surrenders | 5,304 | 5,987 | 16,972 | 18,492 | |||||||||||||
Total benefits and expenses | 14,410 | 14,294 | 42,456 | 40,398 | |||||||||||||
Income (loss) before federal income tax | (443) | 950 | 1,514 | 5,030 |
Reconciliation of Adjusted Income (Loss) Before Federal Income Tax | |||||||||||||||||
For the periods ended | Three Months Ended September 30, | Nine Months Ended September 30, | |||||||||||||||
Unaudited (In thousands) | 2023 | 2022 | 2023 | 2022 | |||||||||||||
Income (loss) before federal income tax | $ | 4,641 | 4,822 | 17,400 | 15,966 | ||||||||||||
Less: | |||||||||||||||||
Investment related gains (losses) | (892) | (4,991) | (477) | (10,589) | |||||||||||||
Property insurance business income (loss) | (159) | 176 | (1,164) | 1,108 | |||||||||||||
Adjusted income (loss) before federal income tax | $ | 5,692 | 9,637 | 19,041 | 25,447 | ||||||||||||
Reconciliation of Stockholders' Equity and Book Value per Class A Common Share | ||||||||||||||
As of September 30, | ||||||||||||||
Unaudited (In thousands, except per share data) | 2023 | 2022 | ||||||||||||
Stockholders' equity, end of period | $ | 152,747 | 111,045 | |||||||||||
Less: Accumulated other comprehensive income (loss) (AOCI) | (126,667) | (140,493) | ||||||||||||
Stockholders' equity, end of period, excluding AOCI | $ | 279,414 | 251,538 | |||||||||||
Book value per Class A common share - diluted | $ | 3.08 | 2.22 | |||||||||||
Less: Per share impact of AOCI | (2.55) | (2.81) | ||||||||||||
Book value per Class A common share - diluted, excluding AOCI | $ | 5.63 | 5.03 |
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Cover |
Nov. 06, 2023 |
---|---|
Document Information [Line Items] | |
Document Type | 8-K |
Document Period End Date | Nov. 06, 2023 |
Entity File Number | 000-16509 |
Entity Registrant Name | CITIZENS, INC. |
Entity Incorporation, State or Country Code | CO |
Entity Tax Identification Number | 84-0755371 |
Entity Address, Address Line One | 11815 Alterra Pkwy, Suite 1500 |
Entity Address, City or Town | Austin |
Entity Address, State or Province | TX |
Entity Address, Postal Zip Code | 78758 |
City Area Code | 512 |
Local Phone Number | 837-7100 |
Written Communications | false |
Soliciting Material | false |
Pre-commencement Tender Offer | false |
Pre-commencement Issuer Tender Offer | false |
Title of 12(b) Security | Class A Common Stock |
Trading Symbol | CIA |
Security Exchange Name | NYSE |
Entity Emerging Growth Company | false |
Entity Central Index Key | 0000024090 |
Amendment Flag | false |
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