Segment Information (Tables)

9 Months Ended

Sep. 30, 2020

Segment Reporting Information, Operating Income (Loss) [Abstract]

Schedule of Segment Reporting Information, by Segment [Table Text Block]

The Company's Other Non-Insurance Enterprises are the only reportable difference between segments and consolidated operations.

	Life Insurance		Home Service Insurance	Other Non-Insurance Enterprises	Consolidated
Three Months Ended September 30, 2020
(In thousands)
Revenues:
Premiums	$	32,265	11,843	—	44,108
Net investment income	11,507		3,200	290	14,997
Realized investment gains (losses), net	133		388	6	527
Other income	189		1	3	193
Total revenues	44,094		15,432	299	59,825
Benefits and expenses:
Insurance benefits paid or provided:
Claims and surrenders	25,023		7,935	—	32,958
Increase in future policy benefit reserves	3,274		884	—	4,158
Policyholders' dividends	1,443		7	—	1,450
Total insurance benefits paid or provided	29,740		8,826	—	38,566
Commissions	4,140		3,572	—	7,712
Other general expenses	1,915		4,524	12,952	19,391
Capitalization of deferred policy acquisition costs	(3,512)		(1,380)	—	(4,892)
Amortization of deferred policy acquisition costs	6,190		570	—	6,760
Amortization of cost of insurance acquired	113		346	—	459
Total benefits and expenses	38,586		16,458	12,952	67,996
Income (loss) before federal income tax expense	$	5,508	(1,026)	(12,653)	(8,171)

	Life Insurance		Home Service Insurance	Other Non-Insurance Enterprises	Consolidated
Nine Months Ended September 30, 2020
(In thousands)
Revenues:
Premiums	$	92,146	34,775	—	126,921
Net investment income	34,332		9,788	961	45,081
Realized investment gains (losses), net	1,259		(405)	(185)	669
Other income	1,195		19	3	1,217
Total revenues	128,932		44,177	779	173,888
Benefits and expenses:
Insurance benefits paid or provided:
Claims and surrenders	66,071		21,090	—	87,161
Increase in future policy benefit reserves	18,804		3,062	—	21,866
Policyholders' dividends	3,987		24	—	4,011
Total insurance benefits paid or provided	88,862		24,176	—	113,038
Commissions	11,912		10,367	—	22,279
Other general expenses	11,309		13,431	17,263	42,003
Capitalization of deferred policy acquisition costs	(10,149)		(3,483)	—	(13,632)
Amortization of deferred policy acquisition costs	16,927		2,013	—	18,940
Amortization of cost of insurance acquired	358		870	—	1,228
Total benefits and expenses	119,219		47,374	17,263	183,856
Income (loss) before federal income tax expense	$	9,713	(3,197)	(16,484)	(9,968)

	Life Insurance		Home Service Insurance	Other Non-Insurance Enterprises	Consolidated
Three Months Ended September 30, 2019
(In thousands)
Revenues:
Premiums	$	34,385	11,624	—	46,009
Net investment income	11,340		3,309	390	15,039
Realized investment gains (losses), net	61		3	8	72
Other income (loss)	349		(2)	—	347
Total revenues	46,135		14,934	398	61,467
Benefits and expenses:
Insurance benefits paid or provided:
Claims and surrenders	22,533		6,218	—	28,751
Increase (decrease) in future policy benefit reserves	7,667		(1,258)	—	6,409
Policyholders' dividends	1,551		9	—	1,560
Total insurance benefits paid or provided	31,751		4,969	—	36,720
Commissions	5,386		3,493	—	8,879
Other general expenses	5,358		4,669	1,503	11,530
Capitalization of deferred policy acquisition costs	(4,743)		(1,241)	—	(5,984)
Amortization of deferred policy acquisition costs	5,960		1,875	—	7,835
Amortization of cost of insurance acquired	113		242	—	355
Total benefits and expenses	43,825		14,007	1,503	59,335
Income (loss) before federal income tax expense	$	2,310	927	(1,105)	2,132

	Life Insurance		Home Service Insurance	Other Non-Insurance Enterprises	Consolidated
Nine Months Ended September 30, 2019
(In thousands)
Revenues:
Premiums	$	97,439	34,838	—	132,277
Net investment income	33,121		9,720	1,309	44,150
Realized investment gains (losses), net	5,586		639	(3,061)	3,164
Other income	1,146		—	2	1,148
Total revenues	137,292		45,197	(1,750)	180,739
Benefits and expenses:
Insurance benefits paid or provided:
Claims and surrenders	61,011		17,797	—	78,808
Increase in future policy benefit reserves	27,499		681	—	28,180
Policyholders' dividends	4,136		29	—	4,165
Total insurance benefits paid or provided	92,646		18,507	—	111,153
Commissions	14,435		10,712	—	25,147
Other general expenses	18,021		15,071	4,519	37,611
Capitalization of deferred policy acquisition costs	(12,465)		(3,759)	—	(16,224)
Amortization of deferred policy acquisition costs	17,454		3,589	—	21,043
Amortization of cost of insurance acquired	373		819	—	1,192
Total benefits and expenses	130,464		44,939	4,519	179,922
Income (loss) before federal income tax expense	$	6,828	258	(6,269)	817