XML 41 R26.htm IDEA: XBRL DOCUMENT v3.19.2
Segment Information (Details)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2019
USD ($)
Jun. 30, 2018
USD ($)
Jun. 30, 2019
USD ($)
Jun. 30, 2018
USD ($)
Segment Reporting Information [Line Items]        
Number of reportable segments     2  
Segment reporting, measurement differences between segment and consolidated income (loss)     The Company's Other Non-Insurance Enterprises are the only reportable difference between segments and consolidated operations.  
Premiums $ 43,804 $ 46,130 $ 86,268 $ 90,159
Net investment income 15,315 13,811 29,111 27,582
Realized investment gains (losses), net (2,869) (178) 3,092 (753)
Other income 616 79 801 287
Total revenue 56,866 59,842 119,272 117,275
Claims and surrenders 27,024 20,617 50,057 41,768
Increase in future policy benefit reserves 9,472 16,555 21,771 31,163
Policyholders' dividends 1,423 1,614 2,605 2,921
Total insurance benefits paid or provided 37,919 38,786 74,433 75,852
Commissions 8,384 8,669 16,268 17,628
Other general expenses 11,949 14,466 26,081 20,973
Capitalization of deferred policy acquisition costs (5,412) (5,640) (10,240) (11,603)
Amortization of deferred policy acquisition costs 6,931 7,200 13,208 14,806
Amortization of cost of customer relationships acquired 418 472 837 1,151
Total benefits and expenses 60,189 63,953 120,587 118,807
Income (loss) before income tax expense (3,323) (4,111) (1,315) (1,532)
Life Insurance Segment [Member]        
Segment Reporting Information [Line Items]        
Premiums 32,140 34,393 63,054 66,753
Net investment income 11,612 10,139 21,781 20,269
Realized investment gains (losses), net 68 (24) 5,525 (209)
Other income 614 79 797 288
Total revenue 44,434 44,587 91,157 87,101
Claims and surrenders 21,316 15,019 38,478 30,310
Increase in future policy benefit reserves 8,519 15,383 19,832 28,965
Policyholders' dividends 1,413 1,605 2,585 2,902
Total insurance benefits paid or provided 31,248 32,007 60,895 62,177
Commissions 4,676 4,777 9,049 10,005
Other general expenses 6,458 6,908 12,663 6,024
Capitalization of deferred policy acquisition costs (4,020) (4,150) (7,722) (8,790)
Amortization of deferred policy acquisition costs 6,053 6,240 11,494 12,780
Amortization of cost of customer relationships acquired 138 132 260 284
Total benefits and expenses 44,553 45,914 86,639 82,480
Income (loss) before income tax expense (119) (1,327) 4,518 4,621
Home Service Insurance Segment [Member]        
Segment Reporting Information [Line Items]        
Premiums 11,664 11,737 23,214 23,406
Net investment income 3,325 3,316 6,411 6,618
Realized investment gains (losses), net 152 (151) 636 (503)
Other income 1 0 2 (1)
Total revenue 15,142 14,902 30,263 29,520
Claims and surrenders 5,708 5,598 11,579 11,458
Increase in future policy benefit reserves 953 1,172 1,939 2,198
Policyholders' dividends 10 9 20 19
Total insurance benefits paid or provided 6,671 6,779 13,538 13,675
Commissions 3,708 3,892 7,219 7,623
Other general expenses 5,332 5,392 10,402 10,936
Capitalization of deferred policy acquisition costs (1,392) (1,490) (2,518) (2,813)
Amortization of deferred policy acquisition costs 878 960 1,714 2,026
Amortization of cost of customer relationships acquired 280 340 577 867
Total benefits and expenses 15,477 15,873 30,932 32,314
Income (loss) before income tax expense (335) (971) (669) (2,794)
Other Non-Insurance Enterprise [Member]        
Segment Reporting Information [Line Items]        
Premiums 0 0 0 0
Net investment income 378 356 919 695
Realized investment gains (losses), net (3,089) (3) (3,069) (41)
Other income 1 0 2 0
Total revenue (2,710) 353 (2,148) 654
Claims and surrenders 0 0 0 0
Increase in future policy benefit reserves 0 0 0 0
Policyholders' dividends 0 0 0 0
Total insurance benefits paid or provided 0 0 0 0
Commissions 0 0 0 0
Other general expenses 159 2,166 3,016 4,013
Capitalization of deferred policy acquisition costs 0 0 0 0
Amortization of deferred policy acquisition costs 0 0 0 0
Amortization of cost of customer relationships acquired 0 0 0 0
Total benefits and expenses 159 2,166 3,016 4,013
Income (loss) before income tax expense $ (2,869) $ (1,813) $ (5,164) $ (3,359)