XML 34 R22.htm IDEA: XBRL DOCUMENT v3.5.0.2
Segment Information (Details)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2016
USD ($)
Sep. 30, 2015
USD ($)
Sep. 30, 2016
USD ($)
Sep. 30, 2015
USD ($)
Segment Reporting Information [Line Items]        
Number of reportable segments     3  
Premiums $ 49,172 $ 48,908 $ 142,618 $ 141,934
Net investment income 12,320 11,325 36,051 33,595
Realized investment gains (losses), net 46 (2,407) (1,776) (2,486)
Total revenue 61,741 58,124 177,503 174,063
Claims and surrenders 21,014 19,528 60,988 58,171
Increase in future policy benefit reserves 19,267 19,276 52,932 56,334
Policyholders' dividends 1,620 2,719 4,985 7,568
Total insurance benefits paid or provided 41,901 41,523 118,905 122,073
Commissions 10,852 11,388 31,097 32,052
Other general expenses 5,076 6,958 22,960 24,954
Capitalization of deferred policy acquisition costs (7,890) (8,482) (22,257) (23,374)
Amortization of deferred policy acquisition costs 6,889 6,271 20,424 17,217
Amortization of cost of customer relationships acquired 641 605 1,588 1,768
Total benefits and expenses 57,469 58,263 172,717 174,690
Income (loss) before income tax expense 4,272 (139) 4,786 (627)
Other income 203 298 610 1,020
Life Insurance Segment [Member]        
Segment Reporting Information [Line Items]        
Premiums 37,572 37,213 107,531 106,899
Net investment income 8,473 7,512 24,534 22,130
Realized investment gains (losses), net 0 (1,901) (660) (1,959)
Total revenue 46,211 43,041 131,942 127,661
Claims and surrenders 14,980 13,727 43,601 40,752
Increase in future policy benefit reserves 18,319 18,337 49,482 52,964
Policyholders' dividends 1,604 2,708 4,942 7,530
Total insurance benefits paid or provided 34,903 34,772 98,025 101,246
Commissions 6,973 7,609 19,544 20,450
Other general expenses 1,074 3,026 9,199 11,057
Capitalization of deferred policy acquisition costs (6,346) (7,050) (17,764) (18,816)
Amortization of deferred policy acquisition costs 5,870 5,359 17,813 14,849
Amortization of cost of customer relationships acquired 119 171 419 493
Total benefits and expenses 42,593 43,887 127,236 129,279
Income (loss) before income tax expense 3,618 (846) 4,706 (1,618)
Other income 166 217 537 591
Home Service Insurance Segment [Member]        
Segment Reporting Information [Line Items]        
Premiums 11,600 11,695 35,087 35,035
Net investment income 3,467 3,436 10,386 10,341
Realized investment gains (losses), net 46 (506) (1,116) (527)
Total revenue 15,115 14,633 44,362 44,927
Claims and surrenders 6,034 5,801 17,387 17,419
Increase in future policy benefit reserves 948 939 3,450 3,370
Policyholders' dividends 16 11 43 38
Total insurance benefits paid or provided 6,998 6,751 20,880 20,827
Commissions 3,879 3,779 11,553 11,602
Other general expenses 3,610 3,391 11,357 11,680
Capitalization of deferred policy acquisition costs (1,544) (1,432) (4,493) (4,558)
Amortization of deferred policy acquisition costs 1,019 912 2,611 2,368
Amortization of cost of customer relationships acquired 522 434 1,169 1,275
Total benefits and expenses 14,484 13,835 43,077 43,194
Income (loss) before income tax expense 631 798 1,285 1,733
Other income 2 8 5 78
Other Non-Insurance Enterprise Segment [Member]        
Segment Reporting Information [Line Items]        
Premiums 0 0 0 0
Net investment income 380 377 1,131 1,124
Realized investment gains (losses), net 0 0 0 0
Total revenue 415 450 1,199 1,475
Claims and surrenders 0 0 0 0
Increase in future policy benefit reserves 0 0 0 0
Policyholders' dividends 0 0 0 0
Total insurance benefits paid or provided 0 0 0 0
Commissions 0 0 0 0
Other general expenses 392 541 2,404 2,217
Capitalization of deferred policy acquisition costs 0 0 0 0
Amortization of deferred policy acquisition costs 0 0 0 0
Amortization of cost of customer relationships acquired 0 0 0 0
Total benefits and expenses 392 541 2,404 2,217
Income (loss) before income tax expense 23 (91) (1,205) (742)
Other income $ 35 $ 73 $ 68 $ 351