Summary of Significant Accounting Policies Financial Statements (Tables)

12 Months Ended

Dec. 31, 2015

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Deferred Policy Acquisition Costs [Table Text Block]

The components of deferred acquisition costs from year to year are summarized as follows:

	For the Years Ended December 31,
	2015			2014		2013
	(In thousands)
Balance at beginning of period	$	157,468		146,691		135,569
Capitalized	31,104			32,071		29,398
Amortized	(23,339		)	(21,064	)	(18,511	)
Effects of unrealized (gains) losses	129			(230	)	235
Balance at end of period	$	165,362		157,468		146,691

Intangible Assets Arising from Insurance Contracts Acquired in Business Combination [Table Text Block]

Cost of customer relationships acquired relative to purchased blocks of insurance is summarized as follows:

	For the Years Ended December 31,
	2015			2014		2013
	(In thousands)
Balance at beginning of period	$	23,542		23,374		25,116
Acquisitions	—			2,762		—
Amortization	(2,317		)	(2,182	)	(2,408	)
Change in effects of unrealized (gains) losses on CCRA	360			(412	)	666
Balance at end of period	$	21,585		23,542		23,374

Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]

Estimated amortization of cost of customer relationship acquired in each of the next five years and thereafter is as follows.  Actual future amortization will differ from these estimates due to variances from estimated future withdrawal assumptions.

	Amount
	(In thousands)
Year:
2016	$	1,894
2017	1,676
2018	1,531
2019	1,401
2020	1,284
Thereafter	14,251
	22,037
Effects of unrealized (gains) losses on CCRA	(452		)
Total	$	21,585

Schedule of Goodwill [Table Text Block]

Goodwill is summarized as follows:

	Net Amount
	(In thousands)
Balance at January 1, 2013 and 2014	$	17,255
Acquisition	—
Adjustments	—
Balance at December 31, 2015	$	17,255

Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]

The following table sets forth the computation of basic and diluted earnings per share.

	Years Ended December 31,
		2015			2014		2013
	(In thousands, except per share amounts)
Basic and diluted earnings per share:
Numerator:
Net income (loss)		$	(3,579	)	(6,505	)	4,793
Net income (loss) allocated to Class A common stock		$	(3,543	)	(6,439	)	4,745
Net income (loss) allocated to Class B common stock		(36		)	(66	)	48
Net income (loss)		$	(3,579	)	(6,505	)	4,793
Denominator:
Weighted average shares of Class A outstanding - basic and diluted		49,080			49,080		49,080
Weighted average shares of Class B outstanding - basic and diluted		1,002			1,002		1,002
Total weighted average shares outstanding - basic and diluted		50,082			50,082		50,082
Basic and diluted earnings (losses) per share of Class A common stock		$	(0.07	)	(0.13	)	0.10
Basic and diluted earnings (losses) per share of Class B common stock		(0.04		)	(0.07	)	0.05

Property, Plant and Equipment [Table Text Block]

The following is a summary of property and equipment.

	For the Years Ended December 31,
	2015			2014
	(In thousands)
Property and equipment:
Home office, land and buildings	$	9,970		9,853
Furniture and equipment	2,531			2,504
Electronic data processing equipment and computer software	5,244			4,588
Automobiles and marine assets	293			368
Airplane	3,356			3,345
Total property and equipment	21,394			20,658
Accumulated depreciation	(15,056		)	(14,306	)
Balance at end of period	$	6,338		6,352