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Segment Information (Tables)
12 Months Ended
Dec. 31, 2014
Segment Reporting Information [Line Items]  
Schedule of Segment Reporting Information, by Segment [Table Text Block]
 
December 31, 2014
 
Life
Insurance
 
Home
Service
 
Other
Non-Insurance
Enterprises
 
Consolidated
 
(In thousands)
Revenues:
 
 
 
 
 
 
 
Premiums
$
142,358

 
46,174

 

 
188,532

Net investment income
26,454

 
13,234

 
1,374

 
41,062

Realized investment gains (losses), net
(182
)
 
116

 
47

 
(19
)
Other income
504

 
29

 
117

 
650

Total revenue
169,134

 
59,553

 
1,538

 
230,225

Benefits and expenses:
 

 
 

 
 

 
 

Insurance benefits paid or provided:
 

 
 

 
 

 
 

Claims and surrenders
46,021

 
22,248

 

 
68,269

Increase in future policy benefit reserves
77,707

 
5,140

 

 
82,847

Policyholders' dividends
10,045

 
57

 

 
10,102

Total insurance benefits paid or provided
133,773

 
27,445

 

 
161,218

Commissions
28,863

 
15,158

 

 
44,021

Other general expenses
19,274

 
15,036

 
2,281

 
36,591

Capitalization of deferred policy acquisition costs
(26,242
)
 
(5,829
)
 

 
(32,071
)
Amortization of deferred policy acquisition costs
17,759

 
3,305

 

 
21,064

Amortization of cost of customer relationships acquired
614

 
1,568

 

 
2,182

Total benefits and expenses
174,041

 
56,683

 
2,281

 
233,005

Income (loss) before income tax expense
$
(4,907
)
 
2,870

 
(743
)
 
(2,780
)



 
December 31, 2013
 
Life
Insurance
 
Home
Service
 
Other
Non-Insurance
Enterprises
 
Consolidated
 
(In thousands)
Revenues:
 
 
 
 
 
 
 
Premiums
$
132,479

 
43,679

 

 
176,158

Net investment income
22,237

 
13,075

 
1,285

 
36,597

Realized investment losses, net
(222
)
 
(19
)
 
(6
)
 
(247
)
Other income
891

 
141

 
96

 
1,128

Total revenue
155,385

 
56,876

 
1,375

 
213,636

Benefits and expenses:
 

 
 

 
 

 
 

Insurance benefits paid or provided:
 

 
 

 
 

 
 

Claims and surrenders
42,908

 
21,519

 

 
64,427

Increase in future policy benefit reserves
71,100

 
3,120

 

 
74,220

Policyholders' dividends
9,400

 
70

 

 
9,470

Total insurance benefits paid or provided
123,408

 
24,709

 

 
148,117

Commissions
26,033

 
14,444

 

 
40,477

Other general expenses
11,326

 
12,739

 
2,525

 
26,590

Capitalization of deferred policy acquisition costs
(23,830
)
 
(5,568
)
 

 
(29,398
)
Amortization of deferred policy acquisition costs
15,701

 
2,810

 

 
18,511

Amortization of cost of customer relationships acquired
693

 
1,715

 

 
2,408

Total benefits and expenses
153,331

 
50,849

 
2,525

 
206,705

Income (loss) before income tax expense
$
2,054

 
6,027

 
(1,150
)
 
6,931



 
December 31, 2012
 
Life
Insurance
 
Home
Service
 
Other
Non-Insurance
Enterprises
 
Consolidated
 
(In thousands)
Revenues:
 
 
 
 
 
 
 
Premiums
$
126,032

 
43,841

 

 
169,873

Net investment income
17,828

 
12,724

 
1,173

 
31,725

Realized investment gains (losses), net
512

 
(343
)
 
27

 
196

Decrease in fair value of warrants

 

 
451

 
451

Other income
319

 
80

 
115

 
514

Total revenue
144,691

 
56,302

 
1,766

 
202,759

Benefits and expenses:
 

 
 

 
 

 
 

Insurance benefits paid or provided:
 

 
 

 
 

 
 

Claims and surrenders
43,537

 
21,119

 

 
64,656

Increase in future policy benefit reserves
63,481

 
3,195

 

 
66,676

Policyholders' dividends
8,846

 
245

 

 
9,091

Total insurance benefits paid or provided
115,864

 
24,559

 

 
140,423

Commissions
24,895

 
14,503

 

 
39,398

Other general expenses
10,961

 
12,089

 
2,614

 
25,664

Capitalization of deferred policy acquisition costs
(23,371
)
 
(5,703
)
 

 
(29,074
)
Amortization of deferred policy acquisition costs
15,077

 
2,768

 

 
17,845

Amortization of cost of customer relationships acquired
746

 
1,721

 

 
2,467

Total benefits and expenses
144,172

 
49,937

 
2,614

 
196,723

Income (loss) before income tax expense
$
519

 
6,365

 
(848
)
 
6,036

Assets [Table Text Block]
The table below summarizes assets by segment.

 
For the Years Ended December 31,
 
2014
 
2013
 
(In thousands)
Assets:
 
 
 
Life Insurance
$
942,664

 
772,434

Home Service Insurance
395,531

 
373,432

Other Non-Insurance Enterprises
79,360

 
70,414

Total assets
$
1,417,555

 
1,216,280

Earned premium income by category [Table Text Block]
Major categories of earned premiums are summarized as follows:

 
For the Years Ended December 31,
 
2014
 
2013
 
2012
 
(In thousands)
Premium income:
 
 
 
 
 
Ordinary life
$
181,596

 
169,667

 
162,070

Group life
261

 
16

 
1,100

Accident and health
1,557

 
1,529

 
1,635

Property
5,118

 
4,946

 
5,068

Total premium income
$
188,532

 
176,158

 
169,873

Schedule of Revenue from External Customers Attributed to Foreign Countries by Geographic Area [Table Text Block]
Geographic Information

The following table sets forth the Company's annual total of earned premiums from geographic area for the years indicated:

 
For the Years Ended December 31,
 
2014
 
2013
 
2012
 
(In thousands)
Area:
 
 
 
 
 
United States
$
53,391

 
52,678

 
67,332

Venezuela
31,419

 
28,317

 
25,035

Colombia
27,687

 
24,724

 
23,010

Taiwan
16,817

 
15,678

 
14,879

Ecuador
15,484

 
14,962

 
14,064

Argentina
9,050

 
9,339

 
9,502

Other foreign countries
37,590

 
33,688

 
21,724

Net reinsurance
(2,906
)
 
(3,228
)
 
(5,673
)
Total
$
188,532

 
176,158

 
169,873