Summary of Significant Accounting Policies Financial Statements (Tables)

12 Months Ended

Dec. 31, 2014

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Deferred Policy Acquisition Costs [Table Text Block]

The components of deferred acquisition costs from year to year are summarized as follows:

	For the Years Ended December 31,
	2014			2013		2012
	(In thousands)
Balance at beginning of period	$	146,691		135,569		124,542
Capitalized	32,071			29,398		29,074
Amortized	(21,064		)	(18,511	)	(17,845	)
Effects of unrealized (gains) losses	(230		)	235		(202	)
Balance at end of period	$	157,468		146,691		135,569

Intangible Assets Arising from Insurance Contracts Acquired in Business Combination [Table Text Block]

Cost of customer relationships acquired relative to purchased blocks of insurance is summarized as follows:

	For the Years Ended December 31,
	2014			2013		2012
	(In thousands)
Balance at beginning of period	$	23,374		25,116		27,945
Acquisitions	2,762			—		—
Amortization	(2,182		)	(2,408	)	(2,467	)
Change in effects of unrealized (gains) losses on CCRA	(412		)	666		(362	)
Balance at end of period	$	23,542		23,374		25,116

Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]

Estimated amortization of cost of customer relationship acquired in each of the next five years and thereafter is as follows.  Actual future amortization will differ from these estimates due to variances from estimated future withdrawal assumptions.

	Amount
	(In thousands)
Year:
2015	$	1,930
2016	1,730
2017	1,589
2018	1,464
2019	1,351
Thereafter	16,290
	24,354
Effects of unrealized (gains) losses on CCRA	(812		)
Total	$	23,542

Schedule of Goodwill [Table Text Block]

Goodwill is summarized as follows:

	Net Amount
	(In thousands)
Balance at January 1, 2012 and 2013	$	17,160
Acquisition	95
Adjustments	—
Balance at December 31, 2014	$	17,255

Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]

The following table sets forth the computation of basic and diluted earnings per share.

	Years Ended December 31,
		2014			2013	2012
	(In thousands, except per share amounts)
Basic and diluted earnings per share:
Numerator:
Net income (loss)		$	(6,505	)	4,793	4,529
Net income (loss) allocated to Class A common stock		$	(6,439	)	4,745	4,483
Net income (loss) allocated to Class B common stock		(66		)	48	46
Net income (loss)		$	(6,505	)	4,793	4,529
Denominator:
Weighted average shares of Class A outstanding - basic and diluted		49,080			49,080	49,005
Weighted average shares of Class B outstanding - basic and diluted		1,002			1,002	1,002
Total weighted average shares outstanding - basic and diluted		50,082			50,082	50,007
Basic and diluted earnings (losses) per share of Class A common stock		$	(0.13	)	0.10	0.09
Basic and diluted earnings (losses) per share of Class B common stock		(0.07		)	0.05	0.05

Property, Plant and Equipment [Table Text Block]

The following is a summary of property and equipment.

	For the Years Ended December 31,
	2014			2013
	(In thousands)
Property and equipment:
Home office, land and buildings	$	9,853		9,696
Furniture and equipment	2,504			2,472
Electronic data processing equipment	4,588			4,170
Automobiles and marine assets	368			373
Airplane	3,345			3,345
Total property and equipment	20,658			20,056
Accumulated depreciation	(14,306		)	(13,394	)
Balance at end of period	$	6,352		6,662