SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C.  20549

                                 SCHEDULE 13G
                                (Rule 13d-102)


             INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT
           TO RULES 13d-1(b)(c), AND (d) AND AMENDMENTS THERETO FILED
                           PURSUANT TO RULE 13d-2(b)

                         (Amendment No. _______)


                          CT Communications, Inc.
- --------------------------------------------------------------------------------
                              (Name of Issuer)


                                Common Stock
- --------------------------------------------------------------------------------
                       (Title of Class of Securities)


                                126426 40 2
- --------------------------------------------------------------------------------
                               (CUSIP Number)


                               March 3, 2000
- --------------------------------------------------------------------------------
          (Date of Event Which Requires Filing of this Statement)

     Check the appropriate box to designate the rule pursuant to which this
Schedule is filed:

          [_]  Rule 13d-1(b)

          [x]  Rule 13d-1(c)

          [_]  Rule 13d-1(d)


- ----------
(1)  The  remainder  of this  cover  page  shall be filled  out for a  reporting
     person's  initial  filing on this form with respect to the subject class of
     securities,  and for any subsequent amendment containing  information which
     would alter the disclosures provided in a prior cover page.

     The  information  required in the remainder of this cover page shall not be
deemed to be "filed"  for the purpose of Section 18 of the  Securities  Exchange
Act of 1934 or otherwise  subject to the  liabilities of that section of the Act
but  shall be  subject  to all other  provisions  of the Act.


(SC13G-07/99)



CUSIP No. 126426 40 2              13G                    Page  2  of  6  Pages


________________________________________________________________________________
1.   NAME OF REPORTING PERSONS
     I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY)


        Michael R. Coltrane
________________________________________________________________________________
2.   CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
                                                                 (a)  [_]
                                                                 (b)  [_]

________________________________________________________________________________
3.   SEC USE ONLY



________________________________________________________________________________
4.   CITIZENSHIP OR PLACE OF ORGANIZATION


        North Carolina
________________________________________________________________________________
  NUMBER OF    5.   SOLE VOTING POWER

   SHARES           188,634
               _________________________________________________________________
BENEFICIALLY   6.   SHARED VOTING POWER

  OWNED BY          649,933
               _________________________________________________________________
    EACH       7.   SOLE DISPOSITIVE POWER

  REPORTING         188,634
               _________________________________________________________________
   PERSON      8.   SHARED DISPOSITIVE POWER

    WITH            649,933
________________________________________________________________________________
9.   AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON


     838,567
________________________________________________________________________________
10.  CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*

                                                                          [_]

________________________________________________________________________________
11.  PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)


     8.9%
________________________________________________________________________________
12.  TYPE OF REPORTING PERSON*


     IN
________________________________________________________________________________
                     *SEE INSTRUCTIONS BEFORE FILLING OUT!




CUSIP No. 126426 40 2              13G                   Page  3  of  6  Pages

________________________________________________________________________________
Item 1(a).  Name of Issuer:

            CT Communications, Inc.

________________________________________________________________________________
Item 1(b).  Address of Issuer's Principal Executive Offices:

            68 Cabarrus Avenue, East
            Concord, North Carolina 28025
________________________________________________________________________________
Item 2(a).  Name of Person Filing:

            This Schedule is filed on behalf of Michael R. Coltrane,
            a citizen of the United States
________________________________________________________________________________
Item 2(b).  Address of Principal Business Office, or if None, Residence:

            68 Cabarrus Avenue, East
            Concord, North Carolina 28025
________________________________________________________________________________
Item 2(c).  Citizenship:

            See above Item 2(a)
________________________________________________________________________________
Item 2(d).  Title of Class of Securities:

            Common Stock
________________________________________________________________________________
Item 2(e).  CUSIP Number:

            126426 40 2
________________________________________________________________________________
Item 3.     If This Statement  is Filed  Pursuant to  Rule 13d-1(b), or 13d-2(b)
            or (c), Check Whether the Person Filing is a:

     (a)  [_]  Broker or dealer registered under Section 15 of the Exchange Act.

     (b)  [_]  Bank as defined in Section 3(a)(6) of the Exchange Act.

     (c)  [_]  Insurance  company as defined in Section 3(a)(19) of the Exchange
               Act.

     (d)  [_]  Investment  company  registered under Section 8 of the Investment
               Company Act.

     (e)  [_]  An investment adviser in accordance with Rule 13d-1(b)(1)(ii)(E);

     (f)  [_]  An employee  benefit plan or endowment  fund in  accordance  with
               Rule 13d-1(b)(1)(ii)(F);

     (g)  [_]  A parent  holding  company or control  person in accordance  with
               Rule 13d-1(b)(1)(ii)(G);

     (h)  [_]  A savings  association  as defined in Section 3(b) of the Federal
               Deposit Insurance Act;

     (i)  [_]  A  church  plan  that  is  excluded  from  the  definition  of an
               investment  company  under  Section  3(c)(14)  of the  Investment
               Company Act;

     (j)  [_]  Group, in accordance with Rule 13d-1(b)(1)(ii)(J).


     If this statement is filed pursuant to Rule 13d-1(c), check this box.  [x]




CUSIP No. 126426 40 2              13G                   Page  4  of  6  Pages


Item 4.  Ownership:

          (a)  Amount beneficially owned:

          Mr. Coltrane beneficially owns 838,567 shares of common stock
          of the issuer.  This amount includes 484,931 shares held by the
          Estate of Mariam C. Schram, for which Mr. Coltrane acts as
          co-executor and, therefore, is deemed to share voting and
          dispositive power.

     (b)  Percent of class:   8.9%

     (c)  Number of shares as to which such person has:

         (i)   Sole power to vote or to direct the vote 188,634.


         (ii)  Shared power to vote or to direct the vote  649,933.


         (iii) Sole power to dispose or to direct the disposition of 188,634.


         (iv)  Shared power to dispose or to direct the disposition of 649,933.


________________________________________________________________________________
Item 5.  Ownership of Five Percent or Less of a Class:

           N/A
________________________________________________________________________________
Item 6.  Ownership of More Than Five Percent on Behalf of Another Person:

           N/A
________________________________________________________________________________
Item 7.  Identification and Classification of the Subsidiary Which Acquired the
         Security Being Reported on by the Parent Holding Company:

           N/A
________________________________________________________________________________
Item 8.  Identification and Classification of Members of the Group:

           N/A
________________________________________________________________________________



CUSIP No. 126426 40 2              13G                   Page  5  of  6  Pages


Item 9.  Notice of Dissolution of Group:

           N/A
________________________________________________________________________________
Item 10.  Certifications:

         By signing  below I certify  that,  to the best of my  knowledge  and
         belief, the securities referred to above were not acquired and are not
         held for the purpose of or with the effect of changing or  influencing
         the control of the issuer of the  securities and were not acquired and
         are not held in connection with or as a participant in any transaction
         having such purpose or effect.




CUSIP No. 126426 40 2              13G                   Page  6  of  6  Pages



                                    SIGNATURE

     After  reasonable  inquiry and to the best of my  knowledge  and belief,  I
certify that the information  set forth in this statement is true,  complete and
correct.


                                                   March 13, 2000
                                        ----------------------------------------
                                                        (Date)


                                               /s/ Michael R. Coltrane
                                        ----------------------------------------
                                               Michael R. Coltrane




Note.  Schedules  filed in paper format shall include a signed original and five
copies of the  schedule,  including  all  exhibits.  See Rule 13d-7(b) for other
parties for whom copies are to be sent.

Attention.  Intentional  misstatements  or omissions of fact constitute  federal
criminal violations (see 18 U.S.C. 1001).