Subordinated Credit Facility (Details)		3 Months Ended		9 Months Ended
	Mar. 03, 2025 USD ($)	Apr. 30, 2025 USD ($)	Apr. 30, 2024 USD ($)	Apr. 30, 2025 USD ($)	Apr. 30, 2024 USD ($)	Oct. 31, 2025 USD ($)	Jun. 06, 2025 USD ($)	Jan. 31, 2025 USD ($)	Oct. 17, 2024 USD ($)	Jul. 31, 2024 USD ($)
Line of Credit Facility [Line Items]
Subordinated debt, net		$ 65,471,000		$ 65,471,000						$ 0
Line of credit facility, derivative liability									$ 16,864,000
Line of credit facility, noncash expense		(6,146,000)		(2,219,000)
Line of credit facility, financing fees				1,761,000
Interest expense related to credit facility		4,555,000		6,118,000
Credit facility interest expense for period, amended		1,667,000		1,667,000
Credit Facility
Line of Credit Facility [Line Items]
Line of credit facility, term	90 days								90 days
Interest expense related to credit facility		8,330,000	$ 5,130,000	$ 27,257,000	$ 15,286,000
Debt instruments, covenant, net leverage ratio, maximum				3.15
Minimum interest expense coverage ratio				1.25
Minimum liquidity								$ 35,000,000
Credit Facility | Line of Credit
Line of Credit Facility [Line Items]
Minimum liquidity		$ 20,000,000		$ 20,000,000
Credit Facility | Line of Credit | Base Rate
Line of Credit Facility [Line Items]
Debt instrument, interest rate, stated percentage	12.00%	9.50%		9.50%					12.00%
Credit Facility | Line of Credit | Secured Overnight Financing Rate (SOFR)
Line of Credit Facility [Line Items]
Debt instrument, interest rate, stated percentage	13.00%	10.50%		10.50%					13.00%
Credit Facility | Subsequent Event
Line of Credit Facility [Line Items]
Minimum liquidity						$ 17,500,000
Subordinated Credit Facility
Line of Credit Facility [Line Items]
Plus: Embedded derivative related to redemption features		$ 14,645,000		$ 14,645,000
Unsecured Debt | Credit Facility
Line of Credit Facility [Line Items]
Line of credit facility, maximum borrowing capacity	$ 40,000,000								$ 25,000,000
Subordinated debt, net	$ 40,000,000
Line of credit facility, interest rate	16.00%
Borrowing rate, increase	2.00%
Unsecured Debt | Credit Facility | Subsequent Event
Line of Credit Facility [Line Items]
Line of credit facility, maximum borrowing capacity							$ 65,000,000
Unsecured Debt | Credit Facility | First Anniversary
Line of Credit Facility [Line Items]
Line of credit facility, interest rate	33.00%
Unsecured Debt | Credit Facility | Second Anniversary
Line of Credit Facility [Line Items]
Line of credit facility, interest rate	50.00%
Unsecured Debt | Credit Facility | Third Anniversary
Line of Credit Facility [Line Items]
Line of credit facility, interest rate	75.00%
Revolving Loan Facility | Credit Facility
Line of Credit Facility [Line Items]
Line of credit facility, maximum borrowing capacity	$ 29,321,000							$ 32,500,000	$ 27,500,000
Revolving Loan Facility | Credit Facility | Line of Credit
Line of Credit Facility [Line Items]
Partial principal payment	9,084,000
Term Loan Facility | Credit Facility | Line of Credit
Line of Credit Facility [Line Items]
Partial principal payment	$ 27,252,000