Segment Information (Tables)

9 Months Ended

Sep. 30, 2012

Segment Reporting [Abstract]

Revenue from Continuing Operations By Segment

Revenue by Segment	Quarter ended  September 30,					Nine Months ended September 30,
($ in thousands)	2012			2011		2012		2011
Insurance Operations:
Net premiums earned:
Commercial automobile	$	72,758		70,174		$	214,782	209,042
Workers compensation	65,592			63,497		198,064		189,878
General liability	93,763			87,479		276,538		255,717
Commercial property	52,197			48,051		151,945		144,121
Business owners’ policies	17,749			16,663		51,872		49,555
Bonds	4,713			4,727		14,076		14,219
Other	27,648			1,772		59,619		6,889
Total commercial lines	334,420			292,363		966,896		869,421
Personal automobile	38,295			37,371		113,648		111,522
Homeowners	29,919			25,923		86,685		75,538
Other	3,591			3,306		10,037		9,405
Total personal lines	71,805			66,600		210,370		196,465
Total net premiums earned	406,225			358,963		1,177,266		1,065,886
Miscellaneous income	1,009			1,255		6,904		6,413
Total Insurance Operations revenues	407,234			360,218		1,184,170		1,072,299
Investments:
Net investment income	30,650			35,786		97,284		118,604
Net realized investment (losses) gains	(1,088		)	(2,045	)	3,448		5,861
Total investment revenues	29,562			33,741		100,732		124,465
Total all segments	436,796			393,959		1,284,902		1,196,764
Other income	76			110		225		331
Total revenues	$	436,872		394,069		$	1,285,127	1,197,095

Income From Continuing Operations, Before Federal Income Tax

Income from Continuing Operations before Federal Income Tax	Quarter ended September 30,					Nine Months ended September 30,
($ in thousands)	2012			2011		2012			2011
Insurance Operations:
Commercial lines underwriting	$	(6,359	)	(36,512	)	$	(30,367	)	(66,150	)
Personal lines underwriting	7,220			(28,267	)	2,903			(45,329	)
Underwriting income (loss), before federal income tax	861			(64,779	)	(27,464		)	(111,479	)
GAAP combined ratio	99.8		%	118.0	%	102.3		%	110.5	%
Statutory combined ratio	98.4		%	116.4	%	101.2		%	109.6	%
Investments:
Net investment income	$	30,650		35,786		$	97,284		118,604
Net realized investment (losses) gains	(1,088		)	(2,045	)	3,448			5,861
Total investment income, before federal income tax	29,562			33,741		100,732			124,465
Total all segments	30,423			(31,038	)	73,268			12,986
Interest expense	(4,725		)	(4,559	)	(14,148		)	(13,675	)
General corporate and other expenses	(5,384		)	(1,886	)	(16,307		)	(10,735	)
Income (loss) from continuing operations before federal income tax	$	20,314		(37,483	)	$	42,813		(11,424	)