The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   2,969,459 27,163 SH   SOLE   27,163 0 0
ABBOTT LABS COM 002824100   5,171,498 46,984 SH   SOLE   46,984 0 0
ABBVIE INC COM 00287Y109   5,197,495 33,539 SH   SOLE   33,539 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,339,774 3,818 SH   SOLE   3,818 0 0
ADOBE INC COM 00724F101   8,191,915 13,731 SH   SOLE   13,731 0 0
AIR PRODS & CHEMS INC COM 009158106   1,313,822 4,768 SH   SOLE   4,768 0 0
ALBEMARLE CORP COM 012653101   272,839 1,883 SH   SOLE   1,883 0 0
ALLSTATE CORP COM 020002101   1,141,047 8,100 SH   SOLE   8,100 0 0
ALPHABET INC CAP STK CL C 02079K107   18,415,605 130,672 SH   SOLE   130,672 0 0
ALPHABET INC CAP STK CL A 02079K305   15,852,021 113,480 SH   SOLE   113,480 0 0
ALTRIA GROUP INC COM 02209S103   2,382,276 57,654 SH   SOLE   57,654 0 0
AMAZON COM INC COM 023135106   20,346,893 133,914 SH   SOLE   133,914 0 0
AMERICAN ELEC PWR CO INC COM 025537101   256,168 3,154 SH   SOLE   3,154 0 0
AMERICAN EXPRESS CO COM 025816109   2,179,139 11,632 SH   SOLE   11,632 0 0
AMERIPRISE FINL INC COM 03076C106   14,254,260 37,528 SH   SOLE   37,528 0 0
AMGEN INC COM 031162100   7,213,461 25,045 SH   SOLE   25,045 0 0
APPLE INC COM 037833100   59,900,414 311,122 SH   SOLE   311,122 0 0
APPLIED MATLS INC COM 038222105   8,905,651 54,949 SH   SOLE   54,949 0 0
APTARGROUP INC COM 038336103   1,328,173 10,744 SH   SOLE   10,744 0 0
ARCHER DANIELS MIDLAND CO COM 039483102   1,187,080 16,437 SH   SOLE   16,437 0 0
AT&T INC COM 00206R102   628,394 37,449 SH   SOLE   37,449 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   4,455,083 19,011 SH   SOLE   19,011 0 0
BANK AMERICA CORP COM 060505104   889,595 26,421 SH   SOLE   26,421 0 0
BANK NEW YORK MELLON CORP COM 064058100   1,114,755 21,417 SH   SOLE   21,417 0 0
BECTON DICKINSON & CO COM 075887109   2,287,631 9,382 SH   SOLE   9,382 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   542,625 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,419,938 6,785 SH   SOLE   6,785 0 0
BLACKROCK INC COM 09247X101   2,829,123 3,485 SH   SOLE   3,485 0 0
BLACKSTONE INC COM 09260D107   1,126,043 8,601 SH   SOLE   8,601 0 0
BOOKING HOLDINGS INC COM 09857L108   10,790,643 3,042 SH   SOLE   3,042 0 0
BP PLC SPONSORED ADR 055622104   365,930 10,337 SH   SOLE   10,337 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   1,948,035 37,966 SH   SOLE   37,966 0 0
BROADCOM INC COM 11135F101   11,294,218 10,118 SH   SOLE   10,118 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   1,405,824 16,163 SH   SOLE   16,163 0 0
CANADIAN NATL RY CO COM 136375102   1,612,964 12,839 SH   SOLE   12,839 0 0
CAPITAL ONE FINL CORP COM 14040H105   702,672 5,359 SH   SOLE   5,359 0 0
CARDINAL HEALTH INC COM 14149Y108   1,381,335 13,636 SH   SOLE   13,636 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   293,849 5,098 SH   SOLE   5,098 0 0
CATERPILLAR INC COM 149123101   2,326,923 7,870 SH   SOLE   7,870 0 0
CENCORA INC COM 03073E105   789,891 3,846 SH   SOLE   3,846 0 0
CHEMOURS CO COM 163851108   211,949 6,720 SH   SOLE   6,720 0 0
CHEVRON CORP NEW COM 166764100   17,862,806 119,756 SH   SOLE   119,756 0 0
CHUBB LIMITED COM H1467J104   5,680,763 25,041 SH   SOLE   25,041 0 0
CHURCH & DWIGHT CO INC COM 171340102   567,833 6,005 SH   SOLE   6,005 0 0
CISCO SYS INC COM 17275R102   13,434,283 265,920 SH   SOLE   265,920 0 0
COCA COLA CO COM 191216100   4,142,308 70,292 SH   SOLE   70,292 0 0
COLGATE PALMOLIVE CO COM 194162103   2,383,967 29,908 SH   SOLE   29,908 0 0
COMCAST CORP NEW CL A 20030N101   1,893,048 43,171 SH   SOLE   43,171 0 0
CONOCOPHILLIPS COM 20825C104   1,366,260 11,771 SH   SOLE   11,771 0 0
CONSTELLATION BRANDS INC CL A 21036P108   1,161,367 4,804 SH   SOLE   4,804 0 0
CORNING INC COM 219350105   235,988 7,750 SH   SOLE   7,750 0 0
CORTEVA INC COM 22052L104   993,477 20,732 SH   SOLE   20,732 0 0
COSTCO WHSL CORP NEW COM 22160K105   488,758 724 SH   SOLE   724 0 0
CSX CORP COM 126408103   1,019,818 29,415 SH   SOLE   29,415 0 0
CVS HEALTH CORP COM 126650100   7,355,229 93,151 SH   SOLE   93,151 0 0
DANAHER CORPORATION COM 235851102   468,486 2,023 SH   SOLE   2,023 0 0
DEERE & CO COM 244199105   1,462,082 3,643 SH   SOLE   3,643 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   600,969 11,595 SH   SOLE   11,595 0 0
DISNEY WALT CO COM 254687106   1,416,536 15,516 SH   SOLE   15,516 0 0
DOLLAR TREE INC COM 256746108   716,216 5,042 SH   SOLE   5,042 0 0
DOMINION ENERGY INC COM 25746U109   1,511,332 32,156 SH   SOLE   32,156 0 0
DOVER CORP COM 260003108   4,345,748 28,254 SH   SOLE   28,254 0 0
DOW INC COM 260557103   1,201,380 21,907 SH   SOLE   21,907 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   586,510 6,044 SH   SOLE   6,044 0 0
DUPONT DE NEMOURS INC COM 26614N102   1,583,450 20,583 SH   SOLE   20,583 0 0
EASTMAN CHEM CO COM 277432100   323,096 3,565 SH   SOLE   3,565 0 0
EATON CORP PLC SHS G29183103   13,125,653 54,504 SH   SOLE   54,504 0 0
ELEVANCE HEALTH INC COM 036752103   13,171,142 27,931 SH   SOLE   27,931 0 0
ELI LILLY & CO COM 532457108   3,927,715 6,738 SH   SOLE   6,738 0 0
EMERSON ELEC CO COM 291011104   3,972,264 40,812 SH   SOLE   40,812 0 0
ESSENTIAL UTILS INC COM 29670G102   211,028 5,650 SH   SOLE   5,650 0 0
EVEREST GROUP LTD COM G3223R108   1,860,892 5,263 SH   SOLE   5,263 0 0
EXXON MOBIL CORP COM 30231G102   19,809,337 198,133 SH   SOLE   198,133 0 0
FASTENAL CO COM 311900104   215,166 3,322 SH   SOLE   3,322 0 0
FEDERATED HERMES INC CL B 314211103   499,130 14,741 SH   SOLE   14,741 0 0
FEDEX CORP COM 31428X106   317,279 1,248 SH   SOLE   1,248 0 0
FLEX LTD ORD Y2573F102   398,782 13,092 SH   SOLE   13,092 0 0
FREEPORT-MCMORAN INC CL B 35671D857   242,649 5,700 SH   SOLE   5,700 0 0
GENERAL DYNAMICS CORP COM 369550108   3,257,041 12,543 SH   SOLE   12,543 0 0
GENERAL ELECTRIC CO COM NEW 369604301   519,782 4,070 SH   SOLE   4,070 0 0
GENERAL MLS INC COM 370334104   406,343 6,238 SH   SOLE   6,238 0 0
GILEAD SCIENCES INC COM 375558103   762,790 9,416 SH   SOLE   9,416 0 0
GLOBE LIFE INC COM 37959E102   866,038 7,115 SH   SOLE   7,115 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   8,114,718 21,035 SH   SOLE   21,035 0 0
HANOVER INS GROUP INC COM 410867105   1,907,872 15,713 SH   SOLE   15,713 0 0
HOME DEPOT INC COM 437076102   8,467,775 24,434 SH   SOLE   24,434 0 0
HONEYWELL INTL INC COM 438516106   450,457 2,148 SH   SOLE   2,148 0 0
HORMEL FOODS CORP COM 440452100   810,521 25,242 SH   SOLE   25,242 0 0
HUBBELL INC COM 443510607   361,823 1,100 SH   SOLE   1,100 0 0
ILLINOIS TOOL WKS INC COM 452308109   3,265,062 12,399 SH   SOLE   12,399 0 0
INGREDION INC COM 457187102   891,204 8,153 SH   SOLE   8,153 0 0
INTEL CORP COM 458140100   3,760,441 74,835 SH   SOLE   74,835 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   2,367,877 14,478 SH   SOLE   14,478 0 0
INVESCO ACTIVELY MANAGED ETF ACTIVE US REAL 46090A101   306,429 3,350 SH   SOLE   3,350 0 0
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628   5,038,679 102,433 SH   SOLE   102,433 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   20,774,166 131,649 SH   SOLE   131,649 0 0
ISHARES GOLD TR ISHARES NEW 464285204   332,262 8,513 SH   SOLE   8,513 0 0
ISHARES INC CORE MSCI EMKT 46434G103   17,353,492 343,090 SH   SOLE   343,090 0 0
ISHARES TR SELECT DIVID ETF 464287168   689,722 5,884 SH   SOLE   5,884 0 0
ISHARES TR CORE S&P500 ETF 464287200   76,028,419 159,178 SH   SOLE   159,178 0 0
ISHARES TR CORE US AGGBD ET 464287226   14,039,210 141,453 SH   SOLE   141,453 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   225,538 5,609 SH   SOLE   5,609 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   4,932,568 65,680 SH   SOLE   65,680 0 0
ISHARES TR S&P 500 VAL ETF 464287408   1,288,177 7,408 SH   SOLE   7,408 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,202,511 15,959 SH   SOLE   15,959 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   587,613 5,053 SH   SOLE   5,053 0 0
ISHARES TR RUS MD CP GR ETF 464287481   791,389 7,576 SH   SOLE   7,576 0 0
ISHARES TR RUS MID CAP ETF 464287499   1,666,687 21,442 SH   SOLE   21,442 0 0
ISHARES TR CORE S&P MCP ETF 464287507   31,423,008 113,379 SH   SOLE   113,379 0 0
ISHARES TR EXPANDED TECH 464287515   5,242,491 12,924 SH   SOLE   12,924 0 0
ISHARES TR ISHARES SEMICDTR 464287523   5,653,845 9,814 SH   SOLE   9,814 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   886,236 5,363 SH   SOLE   5,363 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   6,244,999 20,599 SH   SOLE   20,599 0 0
ISHARES TR RUS 1000 ETF 464287622   748,752 2,855 SH   SOLE   2,855 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   2,223,238 14,313 SH   SOLE   14,313 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,642,866 8,185 SH   SOLE   8,185 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   1,113,301 4,067 SH   SOLE   4,067 0 0
ISHARES TR CORE S&P SCP ETF 464287804   17,071,686 157,706 SH   SOLE   157,706 0 0
ISHARES TR SP SMCP600VL ETF 464287879   261,592 2,538 SH   SOLE   2,538 0 0
ISHARES TR S&P SML 600 GWT 464287887   380,175 3,038 SH   SOLE   3,038 0 0
ISHARES TR MSCI ACWI EX US 464288240   3,599,086 70,515 SH   SOLE   70,515 0 0
ISHARES TR MSCI ACWI ETF 464288257   12,239,166 120,263 SH   SOLE   120,263 0 0
ISHARES TR NATIONAL MUN ETF 464288414   3,706,538 34,190 SH   SOLE   34,190 0 0
ISHARES TR MBS ETF 464288588   1,602,371 17,032 SH   SOLE   17,032 0 0
ISHARES TR INTRM GOV CR ETF 464288612   7,072,452 67,511 SH   SOLE   67,511 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   1,264,640 24,320 SH   SOLE   24,320 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   1,508,254 29,415 SH   SOLE   29,415 0 0
ISHARES TR SHORT TREAS BD 464288679   11,630,389 105,606 SH   SOLE   105,606 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   491,570 4,986 SH   SOLE   4,986 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   32,415,134 499,232 SH   SOLE   499,232 0 0
ISHARES TR CORE MSCI EAFE 46432F842   14,240,599 202,425 SH   SOLE   202,425 0 0
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   6,449,080 127,654 SH   SOLE   127,654 0 0
JOHNSON & JOHNSON COM 478160104   14,826,402 94,592 SH   SOLE   94,592 0 0
JOHNSON CTLS INTL PLC SHS G51502105   576,053 9,931 SH   SOLE   9,931 0 0
JPMORGAN CHASE & CO COM 46625H100   24,634,169 144,822 SH   SOLE   144,822 0 0
KIMBERLY-CLARK CORP COM 494368103   4,424,362 36,054 SH   SOLE   36,054 0 0
KINSALE CAP GROUP INC COM 49714P108   1,423,368 4,250 SH   SOLE   4,250 0 0
KLA CORP COM NEW 482480100   3,301,203 5,679 SH   SOLE   5,679 0 0
KRAFT HEINZ CO COM 500754106   352,308 9,527 SH   SOLE   9,527 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   201,353 956 SH   SOLE   956 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409   227,290 1,000 SH   SOLE   1,000 0 0
LOCKHEED MARTIN CORP COM 539830109   3,463,207 7,641 SH   SOLE   7,641 0 0
LOWES COS INC COM 548661107   8,128,194 36,523 SH   SOLE   36,523 0 0
MARATHON PETE CORP COM 56585A102   1,644,867 11,087 SH   SOLE   11,087 0 0
MARKEL GROUP INC COM 570535104   3,725,818 2,624 SH   SOLE   2,624 0 0
MASTERCARD INCORPORATED CL A 57636Q104   496,458 1,164 SH   SOLE   1,164 0 0
MCCORMICK & CO INC COM NON VTG 579780206   536,814 7,798 SH   SOLE   7,798 0 0
MCDONALDS CORP COM 580135101   5,397,668 18,204 SH   SOLE   18,204 0 0
MEDTRONIC PLC SHS G5960L103   2,058,419 24,780 SH   SOLE   24,780 0 0
MERCK & CO INC COM 58933Y105   10,065,733 91,685 SH   SOLE   91,685 0 0
META PLATFORMS INC CL A 30303M102   13,277,040 37,510 SH   SOLE   37,510 0 0
MICROSOFT CORP COM 594918104   52,116,641 138,593 SH   SOLE   138,593 0 0
MOLSON COORS BEVERAGE CO CL B 60871R209   329,799 5,388 SH   SOLE   5,388 0 0
MONDELEZ INTL INC CL A 609207105   2,307,536 31,673 SH   SOLE   31,673 0 0
MORGAN STANLEY COM NEW 617446448   8,166,369 87,575 SH   SOLE   87,575 0 0
MSC INDL DIRECT INC CL A 553530106   897,366 8,862 SH   SOLE   8,862 0 0
NEXSTAR MEDIA GROUP INC COMMON STOCK 65336K103   1,161,518 7,410 SH   SOLE   7,410 0 0
NEXTERA ENERGY INC COM 65339F101   987,168 16,252 SH   SOLE   16,252 0 0
NIKE INC CL B 654106103   1,201,608 11,030 SH   SOLE   11,030 0 0
NORFOLK SOUTHN CORP COM 655844108   14,087,066 59,595 SH   SOLE   59,595 0 0
NORTHERN TR CORP COM 665859104   1,026,151 12,056 SH   SOLE   12,056 0 0
NORTHROP GRUMMAN CORP COM 666807102   279,948 598 SH   SOLE   598 0 0
NOVARTIS AG SPONSORED ADR 66987V109   1,644,801 16,290 SH   SOLE   16,290 0 0
NOVO-NORDISK A S ADR 670100205   3,889,306 37,596 SH   SOLE   37,596 0 0
NVIDIA CORPORATION COM 67066G104   8,823,345 17,817 SH   SOLE   17,817 0 0
ORACLE CORP COM 68389X105   19,100,964 181,172 SH   SOLE   181,172 0 0
PACKAGING CORP AMER COM 695156109   2,291,649 13,960 SH   SOLE   13,960 0 0
PARKER-HANNIFIN CORP COM 701094104   4,239,822 9,203 SH   SOLE   9,203 0 0
PEPSICO INC COM 713448108   12,586,785 73,568 SH   SOLE   73,568 0 0
PFIZER INC COM 717081103   7,356,466 255,522 SH   SOLE   255,522 0 0
PHILIP MORRIS INTL INC COM 718172109   3,884,597 40,727 SH   SOLE   40,727 0 0
PHILLIPS 66 COM 718546104   1,181,484 8,874 SH   SOLE   8,874 0 0
PNC FINL SVCS GROUP INC COM 693475105   8,143,562 52,590 SH   SOLE   52,590 0 0
PRICE T ROWE GROUP INC COM 74144T108   1,820,284 16,903 SH   SOLE   16,903 0 0
PROCTER AND GAMBLE CO COM 742718109   12,000,158 81,890 SH   SOLE   81,890 0 0
QUALCOMM INC COM 747525103   3,443,062 23,806 SH   SOLE   23,806 0 0
QUEST DIAGNOSTICS INC COM 74834L100   2,907,649 21,088 SH   SOLE   21,088 0 0
ROYAL BK CDA COM 780087102   257,882 2,550 SH   SOLE   2,550 0 0
RTX CORPORATION COM 75513E101   5,442,633 64,685 SH   SOLE   64,685 0 0
SCHLUMBERGER LTD COM STK 806857108   6,548,456 125,234 SH   SOLE   125,234 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   4,365,641 78,420 SH   SOLE   78,420 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   16,619,896 294,679 SH   SOLE   294,679 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   17,126,645 206,378 SH   SOLE   206,378 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   4,587,139 60,902 SH   SOLE   60,902 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,044,689 43,283 SH   SOLE   43,283 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   937,236 37,807 SH   SOLE   37,807 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   739,677 9,716 SH   SOLE   9,716 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   711,554 19,252 SH   SOLE   19,252 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   248,894 1,825 SH   SOLE   1,825 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   3,584,717 49,767 SH   SOLE   49,767 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   2,889,713 34,467 SH   SOLE   34,467 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,175,028 31,251 SH   SOLE   31,251 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   529,320 2,750 SH   SOLE   2,750 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   3,164,343 43,550 SH   SOLE   43,550 0 0
SENSIENT TECHNOLOGIES CORP COM 81725T100   709,104 10,744 SH   SOLE   10,744 0 0
SHELL PLC SPON ADS 780259305   1,638,288 24,898 SH   SOLE   24,898 0 0
SOUTHERN CO COM 842587107   559,207 7,975 SH   SOLE   7,975 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,372,138 38,750 SH   SOLE   38,750 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,460,049 42,930 SH   SOLE   42,930 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   10,842,198 22,724 SH   SOLE   22,724 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   444,084 872 SH   SOLE   872 0 0
SPDR SER TR PORT MTG BK ETF 78464A383   264,840 12,000 SH   SOLE   12,000 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   838,454 17,981 SH   SOLE   17,981 0 0
STANLEY BLACK & DECKER INC COM 854502101   844,151 8,605 SH   SOLE   8,605 0 0
STANTEC INC COM 85472N109   586,442 7,300 SH   SOLE   7,300 0 0
STARBUCKS CORP COM 855244109   3,234,097 33,685 SH   SOLE   33,685 0 0
STRYKER CORPORATION COM 863667101   870,754 2,900 SH   SOLE   2,900 0 0
SYSCO CORP COM 871829107   2,213,426 30,267 SH   SOLE   30,267 0 0
TARGET CORP COM 87612E106   6,521,715 45,792 SH   SOLE   45,792 0 0
TEXAS INSTRS INC COM 882508104   293,703 1,723 SH   SOLE   1,723 0 0
THE CIGNA GROUP COM 125523100   357,244 1,193 SH   SOLE   1,193 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   16,888,110 31,796 SH   SOLE   31,796 0 0
TJX COS INC NEW COM 872540109   9,906,805 105,605 SH   SOLE   105,605 0 0
TORO CO COM 891092108   1,263,438 13,113 SH   SOLE   13,113 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   4,047,201 59,367 SH   SOLE   59,367 0 0
TRACTOR SUPPLY CO COM 892356106   522,308 2,429 SH   SOLE   2,429 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   10,255,541 42,048 SH   SOLE   42,048 0 0
TRAVELERS COMPANIES INC COM 89417E109   1,428,274 7,498 SH   SOLE   7,498 0 0
TRUIST FINL CORP COM 89832Q109   1,078,396 29,209 SH   SOLE   29,209 0 0
UNILEVER PLC SPON ADR NEW 904767704   6,667,406 137,529 SH   SOLE   137,529 0 0
UNION PAC CORP COM 907818108   2,263,880 9,217 SH   SOLE   9,217 0 0
UNITED PARCEL SERVICE INC CL B 911312106   6,239,044 39,681 SH   SOLE   39,681 0 0
UNITEDHEALTH GROUP INC COM 91324P102   14,425,748 27,401 SH   SOLE   27,401 0 0
UNIVERSAL CORP VA COM 913456109   382,916 5,688 SH   SOLE   5,688 0 0
US BANCORP DEL COM NEW 902973304   922,409 21,074 SH   SOLE   21,074 0 0
VALERO ENERGY CORP COM 91913Y100   206,960 1,592 SH   SOLE   1,592 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   1,632,965 16,463 SH   SOLE   16,463 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   6,333,251 128,100 SH   SOLE   128,100 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,297,238 9,838 SH   SOLE   9,838 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   1,741,190 7,930 SH   SOLE   7,930 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   909,224 10,290 SH   SOLE   10,290 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   10,851,260 46,644 SH   SOLE   46,644 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   708,682 3,322 SH   SOLE   3,322 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   2,053,040 36,570 SH   SOLE   36,570 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,307,732 104,811 SH   SOLE   104,811 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   408,400 8,000 SH   SOLE   8,000 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   6,491,662 111,292 SH   SOLE   111,292 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,340,892 17,331 SH   SOLE   17,331 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   7,658,627 129,107 SH   SOLE   129,107 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,965,594 24,183 SH   SOLE   24,183 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,012,858 5,944 SH   SOLE   5,944 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   5,838,774 100,738 SH   SOLE   100,738 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   26,141,904 545,760 SH   SOLE   545,760 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   1,180,658 10,067 SH   SOLE   10,067 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   13,836,108 28,587 SH   SOLE   28,587 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   736,970 19,548 SH   SOLE   19,548 0 0
VISA INC COM CL A 92826C839   10,220,039 39,255 SH   SOLE   39,255 0 0
WALMART INC COM 931142103   8,814,827 55,714 SH   SOLE   55,714 0 0
WASTE MGMT INC DEL COM 94106L109   217,248 1,213 SH   SOLE   1,213 0 0
WATERS CORP COM 941848103   503,063 1,528 SH   SOLE   1,528 0 0
WELLS FARGO CO NEW COM 949746101   2,906,195 59,045 SH   SOLE   59,045 0 0
WESTROCK CO COM 96145D105   1,829,911 44,073 SH   SOLE   44,073 0 0
WILLIAMS COS INC COM 969457100   299,434 8,597 SH   SOLE   8,597 0 0
WISDOMTREE TR US LARGECAP FUND 97717W588   2,335,458 46,602 SH   SOLE   46,602 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   317,014 6,310 SH   SOLE   6,310 0 0
YUM BRANDS INC COM 988498101   409,358 3,133 SH   SOLE   3,133 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   761,271 6,243 SH   SOLE   6,243 0 0