The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 8,760 45,464 SH   SOLE   45,464 0 0
ABBOTT LABS COM 002824100 6,362 53,085 SH   SOLE   53,085 0 0
ABBVIE INC COM 00287y109 4,729 43,694 SH   SOLE   43,694 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,251 4,528 SH   SOLE   4,528 0 0
AIR PRODS & CHEMS INC COM 009158106 1,575 5,598 SH   SOLE   5,598 0 0
ALBEMARLE CORP COM 012653101 3,959 27,093 SH   SOLE   27,093 0 0
ALLSTATE CORP COM 020002101 1,485 12,920 SH   SOLE   12,920 0 0
ALPHABET INC CAP STK CL C 02079k107 13,849 6,695 SH   SOLE   6,695 0 0
ALPHABET INC CAP STK CL A 02079k305 22,131 10,730 SH   SOLE   10,730 0 0
ALTRIA GROUP INC COM 02209S103 4,119 80,510 SH   SOLE   80,510 0 0
AMAZON COM INC COM 023135106 26,259 8,487 SH   SOLE   8,487 0 0
AMCOR PLC ORD g0250x107 808 69,153 SH   SOLE   69,153 0 0
AMERICAN ELEC PWR CO INC COM 025537101 246 2,907 SH   SOLE   2,907 0 0
AMERICAN EXPRESS CO COM 025816109 1,685 11,910 SH   SOLE   11,910 0 0
AMERICAN TOWER CORP NEW COM 03027X100 8,568 35,840 SH   SOLE   35,840 0 0
AMERIPRISE FINL INC COM 03076C106 11,909 51,234 SH   SOLE   51,234 0 0
AMERISOURCEBERGEN CORP COM 03073E105 547 4,634 SH   SOLE   4,634 0 0
AMGEN INC COM 031162100 7,756 31,172 SH   SOLE   31,172 0 0
ANTHEM INC COM 036752103 13,443 37,452 SH   SOLE   37,452 0 0
APPLE INC COM 037833100 47,267 386,961 SH   SOLE   386,961 0 0
APPLIED MATLS INC COM 038222105 10,295 77,058 SH   SOLE   77,058 0 0
APTARGROUP INC COM 038336103 1,975 13,942 SH   SOLE   13,942 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 1,199 21,037 SH   SOLE   21,037 0 0
AT&T INC COM 00206R102 2,017 66,641 SH   SOLE   66,641 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 4,142 21,976 SH   SOLE   21,976 0 0
BANK NEW YORK MELLON CORP COM 064058100 1,044 22,082 SH   SOLE   22,082 0 0
BAXTER INTL INC COM 071813109 310 3,673 SH   SOLE   3,673 0 0
BECTON DICKINSON & CO COM 075887109 2,581 10,613 SH   SOLE   10,613 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 386 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,704 6,671 SH   SOLE   6,671 0 0
BIOGEN INC COM 09062X103 210 750 SH   SOLE   750 0 0
BK OF AMERICA CORP COM 060505104 1,001 25,863 SH   SOLE   25,863 0 0
BLACKROCK INC COM 09247X101 3,520 4,669 SH   SOLE   4,669 0 0
BLACKSTONE GROUP INC COM 09260D107 718 9,629 SH   SOLE   9,629 0 0
BOOKING HOLDINGS INC COM 09857l108 9,480 4,069 SH   SOLE   4,069 0 0
BP PLC SPONSORED ADR 055622104 328 13,489 SH   SOLE   13,489 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 2,930 46,418 SH   SOLE   46,418 0 0
BROADCOM INC COM 11135f101 6,551 14,128 SH   SOLE   14,128 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541w209 2,544 26,658 SH   SOLE   26,658 0 0
CAPITAL ONE FINL CORP COM 14040H105 523 4,114 SH   SOLE   4,114 0 0
CARDINAL HEALTH INC COM 14149Y108 1,190 19,597 SH   SOLE   19,597 0 0
CARRIER GLOBAL CORPORATION COM 14448c104 259 6,128 SH   SOLE   6,128 0 0
CATERPILLAR INC COM 149123101 2,496 10,766 SH   SOLE   10,766 0 0
CHEMOURS CO COM 163851108 230 8,242 SH   SOLE   8,242 0 0
CHEVRON CORP NEW COM 166764100 14,418 137,585 SH   SOLE   137,585 0 0
CHUBB LIMITED COM h1467j104 5,552 35,148 SH   SOLE   35,148 0 0
CHURCH & DWIGHT INC COM 171340102 760 8,700 SH   SOLE   8,700 0 0
CIGNA CORP NEW COM 125523100 300 1,239 SH   SOLE   1,239 0 0
CISCO SYS INC COM 17275R102 17,083 330,361 SH   SOLE   330,361 0 0
COCA COLA CO COM 191216100 4,407 83,606 SH   SOLE   83,606 0 0
COGNEX CORP COM 192422103 357 4,300 SH   SOLE   4,300 0 0
COLGATE PALMOLIVE CO COM 194162103 3,032 38,468 SH   SOLE   38,468 0 0
COMCAST CORP NEW CL A 20030n101 11,204 207,066 SH   SOLE   207,066 0 0
CONOCOPHILLIPS COM 20825c104 1,131 21,356 SH   SOLE   21,356 0 0
CONSTELLATION BRANDS INC CL A 21036P108 1,136 4,981 SH   SOLE   4,981 0 0
CORNING INC COM 219350105 410 9,416 SH   SOLE   9,416 0 0
CORTEVA INC COM 22052l104 1,468 31,487 SH   SOLE   31,487 0 0
CROWN CASTLE INTL CORP NEW COM 22822v101 222 1,288 SH   SOLE   1,288 0 0
CSX CORP COM 126408103 574 5,955 SH   SOLE   5,955 0 0
CVS HEALTH CORP COM 126650100 9,048 120,268 SH   SOLE   120,268 0 0
DANAHER CORPORATION COM 235851102 318 1,415 SH   SOLE   1,415 0 0
DEERE & CO COM 244199105 1,802 4,815 SH   SOLE   4,815 0 0
DISNEY WALT CO COM 254687106 13,404 72,642 SH   SOLE   72,642 0 0
DOLLAR TREE INC COM 256746108 8,928 77,997 SH   SOLE   77,997 0 0
DOMINION ENERGY INC COM 25746U109 1,853 24,401 SH   SOLE   24,401 0 0
DOVER CORP COM 260003108 4,722 34,433 SH   SOLE   34,433 0 0
DOW INC COM 260557103 2,229 34,868 SH   SOLE   34,868 0 0
DUKE ENERGY CORP NEW COM NEW 26441c204 202 2,091 SH   SOLE   2,091 0 0
DUPONT DE NEMOURS INC COM 26614n102 2,532 32,769 SH   SOLE   32,769 0 0
EASTMAN CHEM CO COM 277432100 8,176 74,243 SH   SOLE   74,243 0 0
EATON CORP PLC SHS G29183103 13,071 94,529 SH   SOLE   94,529 0 0
EMERSON ELEC CO COM 291011104 4,312 47,791 SH   SOLE   47,791 0 0
ESSENTIAL UTILS INC COM 29670g102 284 6,350 SH   SOLE   6,350 0 0
EVEREST RE GROUP LTD COM g3223r108 1,265 5,103 SH   SOLE   5,103 0 0
EXXON MOBIL CORP COM 30231G102 11,723 209,975 SH   SOLE   209,975 0 0
FACEBOOK INC CL A 30303m102 14,998 50,922 SH   SOLE   50,922 0 0
FASTENAL CO COM 311900104 290 5,772 SH   SOLE   5,772 0 0
FEDERATED HERMES INC CL B 314211103 598 19,101 SH   SOLE   19,101 0 0
FEDEX CORP COM 31428X106 362 1,273 SH   SOLE   1,273 0 0
FLEX LTD ORD Y2573F102 299 16,320 SH   SOLE   16,320 0 0
GENERAL DYNAMICS CORP COM 369550108 2,757 15,183 SH   SOLE   15,183 0 0
GENERAL ELECTRIC CO COM 369604103 664 50,534 SH   SOLE   50,534 0 0
GENERAL MLS INC COM 370334104 591 9,638 SH   SOLE   9,638 0 0
GILEAD SCIENCES INC COM 375558103 741 11,464 SH   SOLE   11,464 0 0
GLOBE LIFE INC COM 37959e102 1,242 12,850 SH   SOLE   12,850 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 12,414 37,963 SH   SOLE   37,963 0 0
HANOVER INS GROUP INC COM 410867105 2,228 17,206 SH   SOLE   17,206 0 0
HOME DEPOT INC COM 437076102 11,764 38,538 SH   SOLE   38,538 0 0
HONEYWELL INTL INC COM 438516106 261 1,203 SH   SOLE   1,203 0 0
HORMEL FOODS CORP COM 440452100 1,547 32,387 SH   SOLE   32,387 0 0
HUBBELL INC COM 443510607 203 1,087 SH   SOLE   1,087 0 0
IDEXX LABS INC COM 45168d104 400 818 SH   SOLE   818 0 0
ILLINOIS TOOL WKS INC COM 452308109 3,003 13,556 SH   SOLE   13,556 0 0
INGREDION INC COM 457187102 875 9,734 SH   SOLE   9,734 0 0
INTEL CORP COM 458140100 7,830 122,337 SH   SOLE   122,337 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,298 17,245 SH   SOLE   17,245 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 39,189 276,644 SH   SOLE   276,644 0 0
ISHARES TR SELECT DIVID ETF 464287168 298 2,610 SH   SOLE   2,610 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 4,972 76,366 SH   SOLE   76,366 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,338 9,471 SH   SOLE   9,471 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 341 3,118 SH   SOLE   3,118 0 0
ISHARES TR RUS MD CP GR ETF 464287481 668 6,544 SH   SOLE   6,544 0 0
ISHARES TR RUS MID CAP ETF 464287499 1,396 18,889 SH   SOLE   18,889 0 0
ISHARES TR CORE S&P MCP ETF 464287507 14,819 56,933 SH   SOLE   56,933 0 0
ISHARES TR EXPANDED TECH 464287515 5,854 17,145 SH   SOLE   17,145 0 0
ISHARES TR PHLX SEMICND ETF 464287523 3,433 8,098 SH   SOLE   8,098 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 999 6,593 SH   SOLE   6,593 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 3,037 19,047 SH   SOLE   19,047 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,137 9,672 SH   SOLE   9,672 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 919 3,874 SH   SOLE   3,874 0 0
ISHARES TR U.S. TECH ETF 464287721 6,104 69,600 SH   SOLE   69,600 0 0
ISHARES TR CORE S&P SCP ETF 464287804 9,229 85,037 SH   SOLE   85,037 0 0
ISHARES TR SP SMCP600VL ETF 464287879 256 2,538 SH   SOLE   2,538 0 0
ISHARES TR S&P SML 600 GWT 464287887 433 3,374 SH   SOLE   3,374 0 0
JOHNSON & JOHNSON COM 478160104 13,260 80,680 SH   SOLE   80,680 0 0
JPMORGAN CHASE & CO COM 46625H100 26,225 172,274 SH   SOLE   172,274 0 0
KIMBERLY-CLARK CORP COM 494368103 5,563 40,009 SH   SOLE   40,009 0 0
KINSALE CAP GROUP INC COM 49714p108 857 5,200 SH   SOLE   5,200 0 0
KLA CORP COM NEW 482480100 2,389 7,232 SH   SOLE   7,232 0 0
KRAFT HEINZ CO COM 500754106 592 14,797 SH   SOLE   14,797 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 251 1,237 SH   SOLE   1,237 0 0
LAUDER ESTEE COS INC CL A 518439104 243 836 SH   SOLE   836 0 0
LILLY ELI & CO COM 532457108 1,487 7,958 SH   SOLE   7,958 0 0
LOCKHEED MARTIN CORP COM 539830109 4,734 12,811 SH   SOLE   12,811 0 0
LOWES COS INC COM 548661107 11,994 63,064 SH   SOLE   63,064 0 0
MARATHON PETE CORP COM 56585a102 813 15,201 SH   SOLE   15,201 0 0
MARKEL CORP COM 570535104 1,721 1,510 SH   SOLE   1,510 0 0
MASTERCARD INCORPORATED CL A 57636Q104 523 1,469 SH   SOLE   1,469 0 0
MCDONALDS CORP COM 580135101 4,308 19,222 SH   SOLE   19,222 0 0
MEDTRONIC PLC SHS g5960l103 3,229 27,338 SH   SOLE   27,338 0 0
MERCK & CO. INC COM 58933y105 10,750 139,444 SH   SOLE   139,444 0 0
MICROSOFT CORP COM 594918104 38,227 162,135 SH   SOLE   162,135 0 0
MOLSON COORS BEVERAGE CO CL B 60871R209 509 9,949 SH   SOLE   9,949 0 0
MONDELEZ INTL INC CL A 609207105 3,191 54,524 SH   SOLE   54,524 0 0
MORGAN STANLEY COM NEW 617446448 10,337 133,101 SH   SOLE   133,101 0 0
MSC INDL DIRECT INC CL A 553530106 1,055 11,701 SH   SOLE   11,701 0 0
NEWMARKET CORP COM 651587107 6,751 17,757 SH   SOLE   17,757 0 0
NEXSTAR MEDIA GROUP INC CL A 65336k103 352 2,510 SH   SOLE   2,510 0 0
NEXTERA ENERGY INC COM 65339f101 1,220 16,129 SH   SOLE   16,129 0 0
NIKE INC CL B 654106103 1,093 8,227 SH   SOLE   8,227 0 0
NORFOLK SOUTHN CORP COM 655844108 19,337 72,013 SH   SOLE   72,013 0 0
NORTHERN TR CORP COM 665859104 1,316 12,521 SH   SOLE   12,521 0 0
NORTHROP GRUMMAN CORP COM 666807102 208 644 SH   SOLE   644 0 0
NOVARTIS AG SPONSORED ADR 66987V109 1,644 19,235 SH   SOLE   19,235 0 0
NOVO-NORDISK A S ADR 670100205 1,520 22,538 SH   SOLE   22,538 0 0
ORACLE CORP COM 68389X105 16,201 230,876 SH   SOLE   230,876 0 0
PACKAGING CORP AMER COM 695156109 1,744 12,967 SH   SOLE   12,967 0 0
PARKER-HANNIFIN CORP COM 701094104 3,263 10,344 SH   SOLE   10,344 0 0
PEPSICO INC COM 713448108 14,722 104,081 SH   SOLE   104,081 0 0
PFIZER INC COM 717081103 5,781 159,560 SH   SOLE   159,560 0 0
PHILIP MORRIS INTL INC COM 718172109 6,229 70,194 SH   SOLE   70,194 0 0
PHILLIPS 66 COM 718546104 1,069 13,109 SH   SOLE   13,109 0 0
PNC FINL SVCS GROUP INC COM 693475105 11,806 67,303 SH   SOLE   67,303 0 0
PRICE T ROWE GROUP INC COM 74144T108 3,540 20,630 SH   SOLE   20,630 0 0
PROCTER AND GAMBLE CO COM 742718109 6,753 49,866 SH   SOLE   49,866 0 0
PULTE GROUP INC COM 745867101 2,817 53,715 SH   SOLE   53,715 0 0
QUALCOMM INC COM 747525103 3,821 28,820 SH   SOLE   28,820 0 0
QUEST DIAGNOSTICS INC COM 74834L100 3,076 23,971 SH   SOLE   23,971 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513e101 6,246 80,828 SH   SOLE   80,828 0 0
ROYAL BK CDA COM 780087102 217 2,350 SH   SOLE   2,350 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 1,077 27,455 SH   SOLE   27,455 0 0
SCHLUMBERGER LTD COM 806857108 521 19,173 SH   SOLE   19,173 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,816 29,119 SH   SOLE   29,119 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 13,072 136,119 SH   SOLE   136,119 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,500 19,266 SH   SOLE   19,266 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 222 3,395 SH   SOLE   3,395 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,807 51,153 SH   SOLE   51,153 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 349 4,789 SH   SOLE   4,789 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369y209 213 1,825 SH   SOLE   1,825 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 4,614 67,543 SH   SOLE   67,543 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,783 36,350 SH   SOLE   36,350 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,877 55,133 SH   SOLE   55,133 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 6,699 50,440 SH   SOLE   50,440 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369y852 2,167 29,562 SH   SOLE   29,562 0 0
SENSIENT TECHNOLOGIES CORP COM 81725T100 1,044 13,386 SH   SOLE   13,386 0 0
SOUTHERN CO COM 842587107 413 6,645 SH   SOLE   6,645 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467y107 420 882 SH   SOLE   882 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 2,680 47,524 SH   SOLE   47,524 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 7,000 184,693 SH   SOLE   184,693 0 0
STANLEY BLACK & DECKER INC COM 854502101 1,648 8,255 SH   SOLE   8,255 0 0
STANTEC INC COM 85472n109 495 11,580 SH   SOLE   11,580 0 0
STARBUCKS CORP COM 855244109 3,792 34,707 SH   SOLE   34,707 0 0
STRYKER CORPORATION COM 863667101 761 3,125 SH   SOLE   3,125 0 0
SYSCO CORP COM 871829107 3,560 45,213 SH   SOLE   45,213 0 0
TARGET CORP COM 87612E106 13,452 67,913 SH   SOLE   67,913 0 0
TEXAS INSTRS INC COM 882508104 270 1,429 SH   SOLE   1,429 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 17,810 39,024 SH   SOLE   39,024 0 0
TJX COS INC NEW COM 872540109 9,045 136,731 SH   SOLE   136,731 0 0
TORO CO COM 891092108 1,341 13,000 SH   SOLE   13,000 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 399 6,126 SH   SOLE   6,126 0 0
TOTAL SE SPONSORED ADS 89151e109 3,978 85,482 SH   SOLE   85,482 0 0
TRACTOR SUPPLY CO COM 892356106 454 2,566 SH   SOLE   2,566 0 0
TRANE TECHNOLOGIES PLC SHS g8994e103 9,225 55,719 SH   SOLE   55,719 0 0
TRAVELERS COMPANIES INC COM 89417E109 1,392 9,255 SH   SOLE   9,255 0 0
TRUIST FINL CORP COM 89832q109 13,730 235,420 SH   SOLE   235,420 0 0
UDR INC COM 902653104 654 14,905 SH   SOLE   14,905 0 0
UNION PAC CORP COM 907818108 1,398 6,341 SH   SOLE   6,341 0 0
UNITED PARCEL SERVICE INC CL B 911312106 9,195 54,091 SH   SOLE   54,091 0 0
UNITEDHEALTH GROUP INC COM 91324P102 11,957 32,137 SH   SOLE   32,137 0 0
UNIVERSAL CORP VA COM 913456109 305 5,170 SH   SOLE   5,170 0 0
US BANCORP DEL COM NEW 902973304 2,393 43,265 SH   SOLE   43,265 0 0
V F CORP COM 918204108 1,708 21,369 SH   SOLE   21,369 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 1,831 9,204 SH   SOLE   9,204 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,843 8,590 SH   SOLE   8,590 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 6,354 28,708 SH   SOLE   28,708 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 223 1,043 SH   SOLE   1,043 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 773 5,257 SH   SOLE   5,257 0 0
VANGUARD WORLD FDS ENERGY ETF 92204a306 1,371 20,157 SH   SOLE   20,157 0 0
VANGUARD WORLD FDS INF TECH ETF 92204a702 8,714 24,308 SH   SOLE   24,308 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,514 43,235 SH   SOLE   43,235 0 0
VISA INC COM CL A 92826c839 10,691 50,492 SH   SOLE   50,492 0 0
WALMART INC COM 931142103 8,922 65,683 SH   SOLE   65,683 0 0
WASTE MGMT INC DEL COM 94106L109 208 1,613 SH   SOLE   1,613 0 0
WATERS CORP COM 941848103 434 1,528 SH   SOLE   1,528 0 0
WELLS FARGO CO NEW COM 949746101 2,539 64,975 SH   SOLE   64,975 0 0
WESTROCK CO COM 96145d105 2,787 53,540 SH   SOLE   53,540 0 0
WISDOMTREE TR US LARGECAP FUND 97717w588 1,655 38,183 SH   SOLE   38,183 0 0
YUM BRANDS INC COM 988498101 551 5,090 SH   SOLE   5,090 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956p102 1,458 9,110 SH   SOLE   9,110 0 0