Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2026	Dec. 31, 2025
ASSETS
Loans	$ 20,461,064	$ 17,771,263
Allowance for credit losses on loans	(198,605)	(179,468)
Net loans	20,262,459	17,591,795
Loans held for sale	2,081	4,329
Investment securities:
Available for sale debt securities	8,646,127	9,095,513
Debt Securities, Trading	44,329	40,080
Equity Securities	56,193	57,354
Other	248,339	230,459
Investments, Total	8,994,988	9,423,406
Federal Funds Sold	630	0
Securities purchased under agreements to resell	850,000	850,000
Interest earning deposits with banks	3,270,046	2,744,393
Cash and due from banks	572,588	803,239
Premises and equipment, net	527,211	485,700
Goodwill	253,805	146,539
Other intangible assets, net	145,985	13,311
Other assets	837,463	852,377
Total assets	35,717,256	32,915,089
Deposits:
Non-interest bearing	8,058,024	8,205,711
Savings, interest checking and money market	17,877,836	15,047,406
Certificates of deposit of less than $100,000	1,032,114	1,023,406
Certificates of deposit of $100,000 and over	1,416,345	1,363,053
Total deposits	28,384,319	25,639,576
Federal funds purchased and securities sold under agreements to repurchase	2,576,723	2,989,641
Other borrowings	8,045	12,798
Other liabilities	421,771	458,302
Total liabilities	31,390,858	29,100,317
Commerce Bancshares, Inc. stockholders' equity:
Common stock	742,606	692,944
Capital surplus	3,986,353	3,522,292
Retained earnings	233,094	131,826
Treasury stock, at cost	(120,692)	(48,001)
Accumulated Other Comprehensive Income (Loss)	(539,592)	(507,690)
Total Commerce Bancshares, Inc. stockholders' equity	4,301,769	3,791,371
Non-controlling interest	24,629	23,401
Total equity	4,326,398	3,814,772
Total liabilities and equity	$ 35,717,256	$ 32,915,089