Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
ASSETS
Total	$ 17,786,767	$ 17,220,103
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest	(175,671)	(162,742)
Net loans	17,611,096	17,057,361
Loans held for sale	2,538	3,242
Investment securities:
Available for sale debt securities	8,998,586	9,136,853
Debt Securities, Trading	56,282	38,034
Equity Securities	53,193	57,442
Other	227,430	230,051
Investments, Total	9,335,491	9,462,380
Federal Funds Sold	0	3,000
Securities purchased under agreements to resell	850,000	625,000
Interest earning deposits with banks	2,477,668	2,624,553
Cash and due from banks	476,441	748,357
Premises and equipment, net	483,000	475,275
Goodwill	146,539	146,539
Other intangible assets, net	13,329	13,632
Other assets	892,586	837,288
Total assets	32,288,688	31,996,627
Deposits:
Non-interest bearing	7,489,645	8,150,669
Savings, interest checking and money market	15,551,799	14,754,571
Certificates of deposit of less than $100,000	1,002,640	996,721
Certificates of deposit of $100,000 and over	1,413,965	1,391,683
Total deposits	25,458,049	25,293,644
Federal funds purchased and securities sold under agreements to repurchase	2,473,065	2,926,758
Other borrowings	9,270	56
Other liabilities	555,257	443,694
Total liabilities	28,495,641	28,664,152
Commerce Bancshares, Inc. stockholders' equity:
Common stock	676,054	676,054
Capital surplus	3,390,526	3,395,645
Retained earnings	360,723	45,494
Treasury stock, at cost	(121,972)	(48,401)
Accumulated Other Comprehensive Income (Loss)	(533,666)	(758,911)
Total Commerce Bancshares, Inc. stockholders' equity	3,771,665	3,309,881
Non-controlling interest	21,382	22,594
Total equity	3,793,047	3,332,475
Total liabilities and equity	$ 32,288,688	$ 31,996,627