Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2025	Dec. 31, 2024
ASSETS
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss	$ 17,379,421	$ 17,220,103
Allowance for credit losses on loans	(167,031)	(162,742)
Net loans	17,212,390	17,057,361
Loans held for sale	2,890	3,242
Investment securities:
Available for sale debt securities	9,264,947	9,136,853
Debt Securities, Trading	56,569	38,034
Equity Securities	58,182	57,442
Other	221,370	230,051
Investments, Total	9,601,068	9,462,380
Federal Funds Sold	0	3,000
Securities purchased under agreements to resell	850,000	625,000
Interest earning deposits with banks	2,756,521	2,624,553
Cash and due from banks	517,332	748,357
Premises and equipment, net	476,921	475,275
Goodwill	146,539	146,539
Other intangible assets, net	13,441	13,632
Other assets	787,862	837,288
Total assets	32,364,964	31,996,627
Deposits:
Non-interest bearing	7,518,243	8,150,669
Savings, interest checking and money market	15,975,283	14,754,571
Certificates of deposit of less than $100,000	985,878	996,721
Certificates of deposit of $100,000 and over	1,362,393	1,391,683
Total deposits	25,841,797	25,293,644
Federal funds purchased and securities sold under agreements to repurchase	2,400,036	2,926,758
Other borrowings	17,743	56
Other liabilities	606,986	443,694
Total liabilities	28,866,562	28,664,152
Commerce Bancshares, Inc. stockholders' equity:
Common stock	676,054	676,054
Capital surplus	3,381,960	3,395,645
Retained earnings	140,220	45,494
Treasury stock, at cost	(85,871)	(48,401)
Accumulated Other Comprehensive Income (Loss)	(634,576)	(758,911)
Total Commerce Bancshares, Inc. stockholders' equity	3,477,787	3,309,881
Non-controlling interest	20,615	22,594
Total equity	3,498,402	3,332,475
Total liabilities and equity	$ 32,364,964	$ 31,996,627