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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
ASSETS    
Loans $ 17,220,103 $ 17,205,479
Allowance for credit losses on loans (162,742) (162,395)
Net Loans 17,057,361 17,043,084
Loans held for sale 3,242 4,177
Investment securities:    
Debt Securities, Available-for-sale 9,136,853 9,684,760
Trading 38,034 28,830
Equity Securities, FV-NI and without Readily Determinable Fair Value 57,442 12,701
Other Securities 230,051 222,473
Total investment securities 9,462,380 9,948,764
Federal funds sold 3,000 5,025
Securities Purchased under Agreements to Resell 625,000 450,000
Interest-bearing Deposits in Banks and Other Financial Institutions 2,624,553 2,239,010
Cash and due from banks 748,357 443,147
Premises and equipment – net 475,275 469,059
Goodwill 146,539 146,539
Other intangible assets – net 13,632 14,179
Other assets 837,288 938,077
Total assets 31,996,627 31,701,061
Deposits [Abstract]    
Non-interest bearing 8,150,669 7,975,935
Savings, interest checking and money market 14,754,571 14,512,273
Time open and C.D.’s of less than $100,000 996,721 930,432
Time open and C.D.'s of $100,000 and over 1,391,683 1,945,258
Total deposits 25,293,644 25,363,898
Federal funds purchased and securities sold under agreements to repurchase 2,926,758 2,908,815
Other borrowings 56 1,404
Other liabilities 443,694 462,714
Total liabilities 28,664,152 28,736,831
Commerce Bancshares, Inc. stockholders’ equity:    
Common stock, $5 par value 676,054 655,322
Capital surplus 3,395,645 3,162,622
Retained earnings 45,494 53,183
Treasury Stock, Value (48,401) (35,599)
Accumulated Other Comprehensive Income (Loss), Net of Tax (758,911) (891,412)
Equity, Attributable to Parent, Total 3,309,881 2,944,116
Non-controlling interest 22,594 20,114
Total equity 3,332,475 2,964,230
Total liabilities and equity $ 31,996,627 $ 31,701,061