Consolidated Statements Of Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024		Jun. 30, 2023
INTEREST INCOME
Interest and fees on loans	$ 267,463	$ 241,327	$ 532,140		$ 465,143
Interest and fees on loans held for sale	46	151	86		296
Interest on investment securities	70,776	73,727	136,704		144,846
Interest on federal funds sold and short-term securities purchased under agreements to resell	27	105	37		594
Interest on Long-Term Securities Purchased Under Agreements To Resell	2,421	4,099	4,055		8,051
Interest on deposits with banks	28,630	29,254	55,062		38,590
Total interest income	369,363	348,663	728,084		657,520
INTEREST EXPENSE
Savings, interest checking and money market	56,829	30,046	112,409		50,197
Certificates of deposit of less than $100,000	10,523	10,125	20,714		11,550
Certificates of deposit of $100,000 and over	16,892	14,416	34,988		21,043
Interest Expense, Federal Funds Purchased	3,569	6,397	7,988		11,983
Interest Expense, Securities Sold under Agreements to Repurchase	19,293	17,014	40,731		34,509
Interest on other borrowings	8	21,127	6		27,077
Total interest expense	107,114	99,125	216,836		156,359
Net interest income	262,249	249,538	511,248		501,161
Provision for credit losses	5,468	6,471	10,255		17,927
Net interest income after credit losses	256,781	243,067	500,993		483,234
NON-INTEREST INCOME
Trust fee revenue	52,291	47,265	103,396		92,593
Bank card transaction fees	47,477	49,725	94,407		96,379
Deposit account charges and other fees	25,325	22,633	49,476		44,385
Consumer brokerage services	4,478	4,677	8,886		9,762
Capital market fees	4,760	2,945	8,652		6,307
Loan fees and sales	3,431	2,735	6,572		5,324
Other	14,482	17,625	29,703		30,467
Total non-interest income	152,244	147,605	301,092		285,217
INVESTMENT SECURITIES GAINS (LOSSES), NET
INVESTMENT SECURITIES GAINS (LOSSES), NET	3,233	3,392	2,974	[1]	3,086	[1]
NON-INTEREST EXPENSE
Salaries and employee benefits	149,120	145,429	300,921		289,802
Data processing and software	31,529	28,719	62,682		56,873
Net occupancy	12,544	12,995	26,118		25,754
Deposit insurance	2,354	4,187	10,371		8,830
Equipment	5,091	4,864	10,101		9,714
Marketing	5,356	6,368	9,392		11,839
Supplies and communication	4,636	4,625	9,380		9,215
Other	21,584	20,424	48,946		39,691
Total non-interest expense	232,214	227,611	477,911		451,718
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest	180,044	166,453	327,148		319,819
Less income taxes	38,602	35,990	70,254		68,803
Net income	141,442	130,463	256,894		251,016
Less non-controlling interest expense (income)	1,889	2,674	4,678		3,775
Net income attributable to Commerce Bancshares, Inc.	$ 139,553	$ 127,789	$ 252,216		$ 247,241
Net income per common share — basic	$ 1.07	$ 0.97	$ 1.94		$ 1.88
Net income per common share — diluted	$ 1.07	$ 0.97	$ 1.93		$ 1.88

[1] Available for sale debt securities, equity securities, and other securities.