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Revenue from Contract with Customer
6 Months Ended
Jun. 30, 2024
Revenue from Contract with Customer [Abstract]  
Revenue from Contract with Customer [Text Block] Revenue from Contracts with Customers
Revenue from contracts with customers, Accounting Standard Codification 606 ("ASC 606"), requires revenue recognition for the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. For the six months ended June 30, 2024, approximately 63% of the Company’s total revenue was comprised of net interest income, which is not within the scope of this guidance. Of the remaining revenue, those items that were subject to this guidance mainly included fees for bank card, trust, deposit account services and consumer brokerage services.

The following table disaggregates revenue from contracts with customers by major product line.

Three Months Ended June 30Six Months Ended June 30
(In thousands)2024202320242023
Trust fees$52,291 $47,265 $103,396 $92,593 
Bank card transaction fees47,477 49,725 94,407 96,379 
Deposit account charges and other fees25,325 22,633 49,476 44,385 
Consumer brokerage services4,478 4,677 8,886 9,762 
Other non-interest income12,325 9,486 22,841 17,825 
Total non-interest income from contracts with customers141,896 133,786 279,006 260,944 
Other non-interest income (1)
10,348 13,819 22,086 24,273 
Total non-interest income$152,244 $147,605 $301,092 $285,217 
(1) This revenue is not within the scope of ASC 606, and includes fees relating to bond trading activities, loan fees and sales, derivative instruments, standby letters of credit and various other transactions.

For bank card transaction fees, nearly all of debit and credit card fees are earned in the Consumer segment, while corporate card and merchant fees are earned in the Commercial segment. The Consumer and Commercial segments contributed approximately 31% and 69%, respectively, of the Company's deposit account charge revenue. All trust fees and nearly all consumer brokerage services income were earned in the Wealth segment.    

The following table presents the opening and closing receivable balances for the six month periods ended June 30, 2024 and 2023 for the Company’s significant revenue from contracts with customers.

(In thousands)June 30, 2024December 31, 2023June 30, 2023December 31, 2022
Bank card transaction fees$15,824 $18,069 $16,321 $17,254 
Trust fees2,174 1,764 1,984 2,038 
Deposit account charges and other fees7,366 6,588 6,488 6,631 
Consumer brokerage services 637 949 

For these revenue categories, none of the transaction price has been allocated to performance obligations that are unsatisfied as of the end of a reporting period.