Consolidated Statements Of Income - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023		Jun. 30, 2022
INTEREST INCOME
Interest and fees on loans	$ 241,327	$ 142,526	$ 465,143		$ 274,601
Interest and fees on loans held for sale	151	161	296		311
Interest on investment securities	73,727	88,635	144,846		161,740
Interest on federal funds sold and short-term securities purchased under agreements to resell	105	19	594		20
Interest on Long-Term Securities Purchased Under Agreements To Resell	4,099	4,385	8,051		9,685
Interest on deposits with banks	29,254	2,428	38,590		3,579
Total interest income	348,663	238,154	657,520		449,936
INTEREST EXPENSE
Savings, interest checking and money market	30,046	2,278	50,197		4,038
Certificates of deposit of less than $100,000	10,125	205	11,550		344
Certificates of deposit of $100,000 and over	14,416	470	21,043		897
Interest Expense, Federal Funds Purchased	6,397	224	11,983		231
Interest Expense, Securities Sold under Agreements to Repurchase	17,014	2,702	34,509		3,384
Interest on other borrowings	21,127	(110)	27,077		(129)
Total interest expense	99,125	5,769	156,359		8,765
Net interest income	249,538	232,385	501,161		441,171
Provision for credit losses	6,471	7,162	17,927		(2,696)
Net interest income after credit losses	243,067	225,223	483,234		443,867
NON-INTEREST INCOME
Bank card transaction fees	49,725	43,873	96,379		85,918
Trust fee revenue	47,265	46,792	92,593		94,603
Deposit account charges and other fees	22,633	25,564	44,385		47,871
Consumer brokerage services	4,677	5,068	9,762		9,514
Capital market fees	2,539	3,327	5,901		7,452
Loan fees and sales	2,735	3,246	5,324		7,481
Other	18,031	11,557	30,873		18,357
Total non-interest income	147,605	139,427	285,217		271,196
INVESTMENT SECURITIES GAINS (LOSSES), NET
INVESTMENT SECURITIES GAINS (LOSSES), NET	3,392	1,029	3,086	[1]	8,192	[1]
NON-INTEREST EXPENSE
Salaries and employee benefits	145,429	142,243	289,802		278,196
Data processing and software	28,719	27,635	56,873		54,651
Net occupancy	12,995	12,503	25,754		24,799
Marketing	6,368	5,836	11,839		12,180
Equipment	4,864	4,734	9,714		9,302
Supplies and communication	4,625	4,361	9,215		9,074
Other	24,611	16,193	48,521		30,951
Total non-interest expense	227,611	213,505	451,718		419,153
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest	166,453	152,174	319,819		304,102
Less income taxes	35,990	32,021	68,803		63,923
Net income	130,463	120,153	251,016		240,179
Less non-controlling interest expense (income)	2,674	4,359	3,775		6,231
Net income attributable to Commerce Bancshares, Inc.	$ 127,789	$ 115,794	$ 247,241		$ 233,948
Net income per common share — basic	$ 1.03	$ 0.92	$ 1.98		$ 1.84
Net income per common share — diluted	$ 1.02	$ 0.92	$ 1.97		$ 1.84

[1] Available for sale debt securities, equity securities, and other securities.