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Revenue from Contract with Customer
3 Months Ended
Mar. 31, 2023
Revenue from Contract with Customer [Abstract]  
Revenue from Contract with Customer [Text Block] Revenue from Contracts with Customers
Revenue from contracts with customers, Accounting Standard Codification 606 ("ASC 606"), requires revenue recognition for the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. For the three months ended March 31, 2023, approximately 65% of the Company’s total revenue was comprised of net interest income, which is not within the scope of this guidance. Of the remaining revenue, those items that were subject to this guidance mainly included fees for bank card, trust, deposit account services and consumer brokerage services.

The following table disaggregates revenue from contracts with customers by major product line.

Three Months Ended March 31
(In thousands)20232022
Bank card transaction fees$46,654 $42,045 
Trust fees45,328 47,811 
Deposit account charges and other fees21,752 22,307 
Consumer brokerage services5,085 4,446 
Other non-interest income8,339 4,495 
Total non-interest income from contracts with customers127,158 121,104 
Other non-interest income (1)
10,454 10,665 
Total non-interest income$137,612 $131,769 
(1) This revenue is not within the scope of ASC 606, and includes fees relating to capital market activities, loan fees and sales, derivative instruments, standby letters of credit and various other transactions.

For bank card transaction fees, nearly all of debit and credit card fees are earned in the Consumer segment, while corporate card and merchant fees are earned in the Commercial segment. The Consumer and Commercial segments contribute approximately 34% and 66%, respectively, of the Company's deposit account charge revenue. All trust fees and nearly all consumer brokerage services income are earned in the Wealth segment.    

The following table presents the opening and closing receivable balances for the three month periods ended March 31, 2023 and 2022 for the Company’s significant revenue from contracts with customers.

(In thousands)March 31, 2023December 31, 2022March 31, 2022December 31, 2021
Bank card transaction fees$15,585 $17,254 $14,171 $16,424 
Trust fees2,098 2,038 2,094 2,222 
Deposit account charges and other fees5,398 6,631 5,452 6,702 
Consumer brokerage services773 949 324 391 

For these revenue categories, none of the transaction price has been allocated to performance obligations that are unsatisfied as of the end of a reporting period.