Consolidated Statements Of Income - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2022	Mar. 31, 2021
INTEREST INCOME
Interest and fees on loans		$ 132,075	$ 146,338
Interest and fees on loans held for sale		150	304
Interest on investment securities		73,105	51,557
Interest on federal funds sold and short-term securities purchased under agreements to resell		1	0
Interest on Long-Term Securities Purchased Under Agreements To Resell		5,300	11,128
Interest on deposits with banks		1,151	370
Total interest income		211,782	209,697
INTEREST EXPENSE
Savings, interest checking and money market		1,760	2,103
Certificates of deposit of less than $100,000		139	473
Certificates of deposit of $100,000 and over		427	1,062
Interest on federal funds purchased and securities sold under agreements to repurchase		689	312
Interest on other borrowings		(19)	(1)
Total interest expense		2,996	3,949
Net interest income		208,786	205,748
Provision for credit losses		(9,858)	(6,232)
Net interest income after credit losses		218,644	211,980
NON-INTEREST INCOME
Bank card transaction fees		42,045	37,695
Trust fees		47,811	44,127
Deposit account charges and other fees		22,307	22,575
Capital market fees		4,125	4,981
Consumer brokerage services		4,446	4,081
Loan fees and sales		4,235	10,184
Other		6,800	12,402
Total non-interest income		131,769	136,045
INVESTMENT SECURITIES GAINS (LOSSES), NET
INVESTMENT SECURITIES GAINS, NET	[1]	7,163	9,853
NON-INTEREST EXPENSE
Salaries and employee benefits		135,953	129,033
Net occupancy		12,296	12,021
Equipment		4,568	4,353
Supplies and communication		4,713	4,125
Data processing and software		27,016	25,463
Marketing		6,344	5,158
Other		14,758	12,420
Total non-interest expense		205,648	192,573
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest		151,928	165,305
Less income taxes		31,902	32,076
Net income		120,026	133,229
Less non-controlling interest expense (income)		1,872	2,257
Net income attributable to Commerce Bancshares, Inc.		$ 118,154	$ 130,972
Net income per common share — basic		$ 0.97	$ 1.06
Net income per common share — diluted		$ 0.97	$ 1.06

[1] Available for sale debt securities, equity securities, and other securities.