Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
ASSETS
Loans	$ 15,176,359	$ 16,329,641
Loans and Leases Receivable, Allowance	(150,044)	(220,834)
Net loans	15,026,315	16,108,807
Loans held for sale	8,615	45,089
Investment securities:
Debt Securities, Available-for-sale	14,450,027	12,449,264
Trading	46,235	35,321
Equity Securities, FV-NI and without Readily Determinable Fair Value	9,202	4,363
Other Securities	194,047	156,745
Total investment securities	14,699,511	12,645,693
Federal funds sold	2,800	0
Long Term Securities Purchased Under Agreements To Resell	1,625,000	850,000
Interest-bearing Deposits in Banks and Other Financial Institutions	3,971,217	1,747,363
Cash and due from banks	305,539	437,563
Premises and equipment – net	388,738	371,083
Goodwill	138,921	138,921
Other intangible assets – net	15,570	11,207
Other assets	506,862	567,248
Total assets	36,689,088	32,922,974
Deposits [Abstract]
Non-interest bearing	11,772,374	10,497,598
Savings, interest checking and money market	16,598,085	14,604,456
Time open and C.D.’s of less than $100,000	435,960	529,802
Time open and C.D.'s of $100,000 and over	1,006,654	1,314,889
Total deposits	29,813,073	26,946,745
Federal funds purchased and securities sold under agreements to repurchase	3,022,967	2,098,383
Other borrowings	12,560	802
Other liabilities	392,164	477,072
Total liabilities	33,240,764	29,523,002
Commerce Bancshares, Inc. stockholders’ equity:
Common stock, $5 par value	610,804	589,352
Capital surplus	2,689,894	2,436,288
Retained earnings	92,493	73,000
Treasury Stock, Value	(32,973)	(32,970)
Accumulated Other Comprehensive Income (Loss), Net of Tax	77,080	331,377
Total Commerce Bancshares, Inc. stockholders’ equity	3,437,298	3,397,047
Non-controlling interest	11,026	2,925
Total equity	3,448,324	3,399,972
Total liabilities and equity	$ 36,689,088	$ 32,922,974