Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
ASSETS
Loans	$ 16,420,927	$ 14,737,817
Allowance for loan losses	(236,360)	(160,682)
Net loans	16,184,567	14,577,135
Loans held for sale	39,483	13,809
Investment securities:
Debt Securities, Available-for-sale	11,539,061	8,571,626
Trading	25,805	28,161
Equity Securities	4,203	4,209
Other securities	122,532	137,892
Total investment securities	11,691,601	8,741,888
Federal Funds Sold and Securities Purchased under Agreements to Resell	2,275	0
Long Term Securities Purchased Under Agreements To Resell	850,000	850,000
Interest earning deposits with banks	1,171,697	395,850
Cash and due from banks	357,616	491,615
Premises and equipment, net	377,853	370,637
Goodwill	138,921	138,921
Other intangible assets, net	7,183	9,534
Other assets	632,621	476,400
Total assets	31,453,817	26,065,789
Deposits:
Non-interest bearing	10,727,827	6,890,687
Savings, interest checking and money market	12,983,505	11,621,716
Certificates of deposit of less than $100,000	556,870	626,157
Certificates of deposit of $100,000 and over	1,433,577	1,381,855
Total deposits	25,701,779	20,520,415
Federal funds purchased and securities sold under agreements to repurchase	1,653,064	1,850,772
Other borrowings	782	2,418
Other liabilities	791,928	553,712
Total liabilities	28,147,553	22,927,317
Commerce Bancshares, Inc. stockholders' equity:
Preferred stock	0	144,784
Common stock	563,978	563,978
Capital surplus	2,140,410	2,151,464
Retained earnings	326,890	201,562
Treasury stock, at cost	(69,050)	(37,548)
Accumulated Other Comprehensive Income (Loss)	343,435	110,444
Total Commerce Bancshares, Inc. stockholders' equity	3,305,663	3,134,684
Non-controlling interest	601	3,788
Total equity	3,306,264	3,138,472
Total liabilities and equity	$ 31,453,817	$ 26,065,789