Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
ASSETS
Loans	$ 16,395,054	$ 14,737,817
Allowance for loan losses	(240,744)	(160,682)
Net loans	16,154,310	14,577,135
Loans held for sale	12,785	13,809
Investment securities:
Debt Securities, Available-for-sale	10,317,427	8,571,626
Trading	28,813	28,161
Equity Securities	4,128	4,209
Other securities	117,761	137,892
Total investment securities	10,468,129	8,741,888
Long Term Securities Purchased Under Agreements To Resell	850,000	850,000
Interest earning deposits with banks	1,404,968	395,850
Cash and due from banks	391,268	491,615
Premises and equipment, net	368,565	370,637
Goodwill	138,921	138,921
Other intangible assets, net	7,179	9,534
Other assets	699,996	476,400
Total assets	30,496,121	26,065,789
Deposits:
Non-interest bearing	9,700,261	6,890,687
Savings, interest checking and money market	12,792,993	11,621,716
Certificates of deposit of less than $100,000	590,635	626,157
Certificates of deposit of $100,000 and over	1,443,078	1,381,855
Total deposits	24,526,967	20,520,415
Federal funds purchased and securities sold under agreements to repurchase	1,740,438	1,850,772
Other borrowings	1,475	2,418
Other liabilities	869,072	553,712
Total liabilities	27,137,952	22,927,317
Commerce Bancshares, Inc. stockholders' equity:
Preferred stock	144,784	144,784
Common stock	563,978	563,978
Capital surplus	2,136,874	2,151,464
Retained earnings	232,082	201,562
Treasury stock, at cost	(69,112)	(37,548)
Accumulated Other Comprehensive Income (Loss)	349,261	110,444
Total Commerce Bancshares, Inc. stockholders' equity	3,357,867	3,134,684
Non-controlling interest	302	3,788
Total equity	3,358,169	3,138,472
Total liabilities and equity	$ 30,496,121	$ 26,065,789