XML 64 R44.htm IDEA: XBRL DOCUMENT v3.10.0.1
Regulatory Capital Requirements (Tables)
 12 Months Ended
Dec. 31, 2018
Regulatory Capital Requirements [Abstract]  
Schedule Of Capital Amounts And Ratios On Consolidated Basis
The following tables show the capital amounts and ratios for the Company (on a consolidated basis) and the Bank, together with the minimum capital adequacy and well-capitalized capital requirements, at the last two year ends.
 
Actual
 
Minimum Capital Adequacy Requirement
 
Well-Capitalized Capital Requirement
(Dollars in thousands)
Amount
Ratio
 
Amount
Ratio
 
Amount
Ratio
December 31, 2018
 
 
 
 
 
 
 
 
Total Capital (to risk-weighted assets):
 
 
 
 
 
 
 
 
Commerce Bancshares, Inc. (consolidated)
$
3,022,023

15.82
%
 
$
1,528,317

8.00
%
 
N.A.

N.A.

Commerce Bank
2,655,591

13.98

 
1,519,169

8.00

 
$
1,898,962

10.00
%
Tier I Capital (to risk-weighted assets):
 
 
 
 
 
 
 
 
Commerce Bancshares, Inc. (consolidated)
$
2,861,016

14.98
%
 
$
1,146,238

6.00
%
 
N.A.

N.A.

Commerce Bank
2,494,584

13.14

 
1,139,377

6.00

 
$
1,519,169

8.00
%
Tier I Common Capital (to risk-weighted assets):
 
 
 
 
 
 
 
 
Commerce Bancshares, Inc. (consolidated)
$
2,716,232

14.22
%
 
$
859,678

4.50
%
 
N.A.

N.A.

Commerce Bank
2,494,584

13.14

 
854,533

4.50

 
$
1,234,325

6.50
%
Tier I Capital (to adjusted quarterly average assets):
 
 
 
 
 
 
 
 
(Leverage Ratio)
 
 
 
 
 
 
 
 
Commerce Bancshares, Inc. (consolidated)
$
2,861,016

11.52
%
 
$
993,564

4.00
%
 
N.A.

N.A.

Commerce Bank
2,494,584

10.07

 
991,185

4.00

 
$
1,238,981

5.00
%
December 31, 2017
 
 
 
 
 
 
 
 
Total Capital (to risk-weighted assets):
 
 
 
 
 
 
 
 
Commerce Bancshares, Inc. (consolidated)
$
2,747,863

14.35
%
 
$
1,531,996

8.00
%
 
N.A.

N.A.

Commerce Bank
2,428,789

12.76

 
1,522,361

8.00

 
$
1,902,951

10.00
%
Tier I Capital (to risk-weighted assets):
 
 
 
 
 
 
 
 
Commerce Bancshares, Inc. (consolidated)
$
2,567,264

13.41
%
 
$
1,148,997

6.00
%
 
N.A.

N.A.

Commerce Bank
2,268,131

11.92

 
1,141,771

6.00

 
$
1,522,361

8.00
%
Tier I Common Capital (to risk-weighted assets):
 
 
 
 
 
 
 
 
Commerce Bancshares, Inc. (consolidated)
$
2,422,480

12.65
%
 
$
861,748

4.50
%
 
N.A.

N.A.

Commerce Bank
2,268,131

11.92

 
856,328

4.50

 
$
1,236,918

6.50
%
Tier I Capital (to adjusted quarterly average assets):
 
 
 
 
 
 
 
 
(Leverage Ratio)
 
 
 
 
 
 
 
 
Commerce Bancshares, Inc. (consolidated)
$
2,567,264

10.39
%
 
$
988,653

4.00
%
 
N.A.

N.A.

Commerce Bank
2,268,131

9.20

 
986,240

4.00

 
$
1,232,800

5.00
%