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Consolidated Statements Of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
INTEREST INCOME      
Interest and fees on loans $ 543,825 $ 489,956 $ 456,664
Interest on loans held for sale 1,000 1,317 191
Interest on investment securities 214,689 207,184 191,801
Interest on federal funds sold and short-term securities purchased under agreements to resell 230 78 60
Interest on long-term securities purchased under agreements to resell 15,440 13,544 13,172
Interest on deposits with banks 2,223 973 528
Total interest income 777,407 713,052 662,416
INTEREST EXPENSE      
Savings, interest checking and money market 17,309 14,366 13,374
Time open and C.D.’s of less than $100,000 2,645 2,809 3,236
Time open and C.D.’s of $100,000 and over 10,859 8,545 6,051
Interest on federal funds purchased and securities sold under agreements to repurchase 9,829 3,315 1,861
Interest on other borrowings 3,086 3,968 3,574
Total interest expense 43,728 33,003 28,096
Net interest income 733,679 680,049 634,320
Provision for loan losses 45,244 36,318 28,727
Net interest income after provision for loan losses 688,435 643,731 605,593
NON-INTEREST INCOME      
Bank card transaction fees 180,441 181,879 178,926
Trust fees 135,159 121,795 118,437
Deposit account charges and other fees 90,060 86,394 80,416
Noninterest Income, Other 7,996 10,655 11,476
Capital market fees 14,630 13,784 13,784
Loan fees and sales 13,948 11,412 8,228
Other 44,370 48,473 36,872
Total non-interest income 486,604 474,392 448,139
INVESTMENT SECURITIES GAINS (LOSSES), NET      
Investment securities gains (losses), net 25,051 (53) 6,320
NON-INTEREST EXPENSE      
Salaries and employee benefits 448,321 427,310 400,701
Net occupancy 45,612 46,290 44,788
Equipment 18,568 19,141 19,086
Supplies and communication 22,790 24,135 22,970
Data processing and software 92,246 92,722 83,944
Marketing 16,325 16,032 16,107
Deposit insurance 13,986 13,327 12,146
Community Service 34,377 3,906 3,180
Other 77,459 74,202 73,565
Total non-interest expense 769,684 717,065 676,487
Income before income taxes 430,406 401,005 383,565
Less income taxes 110,506 124,151 116,590
Net income 319,900 276,854 266,975
Less non-controlling interest expense 517 1,463 3,245
NET INCOME ATTRIBUTABLE TO COMMERCE BANCSHARES, INC. 319,383 275,391 263,730
Preferred stock dividends 9,000 9,000 9,000
Net Income (Loss) Available to Common Stockholders, Basic $ 310,383 $ 266,391 $ 254,730
Net income per common share - basic (in dollars per share) $ 2.90 $ 2.50 $ 2.33
Net income per common share - diluted (in dollars per share) $ 2.89 $ 2.49 $ 2.32