Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
ASSETS
Loans	$ 13,983,674	$ 13,412,736
Allowance for loan losses	(159,532)	(155,932)
Net loans	13,824,142	13,256,804
Loans Receivable Held-for-sale, Amount	21,398	14,456
Investment securities:
Available for sale Securities	8,774,280	9,649,203
Trading	18,269	22,225
Non-marketable	100,758	99,558
Total investment securities	8,893,307	9,770,986
Federal funds sold and short-term securities purchased under agreements to resell	42,775	15,470
Long-term securities purchased under agreements to resell	700,000	725,000
Interest-bearing deposits with banks	30,631	272,275
Cash and due from banks	438,439	494,690
Land, buildings and equipment – net	335,110	337,705
Goodwill	138,921	138,921
Other intangible assets – net	7,618	6,709
Other assets	401,074	608,408
Total assets	24,833,415	25,641,424
LIABILITIES AND STOCKHOLDERS’ EQUITY
Non-interest bearing	7,158,962	7,429,398
Savings, interest checking and money market	11,499,620	11,430,789
Time open and C.D.’s of less than $100,000	634,646	713,075
Time open and C.D.'s of $100,000 and over	1,132,218	1,527,833
Total deposits	20,425,446	21,101,095
Federal funds purchased and securities sold under agreements to repurchase	1,507,138	1,723,905
Other borrowings	1,758	102,049
Other liabilities	180,889	213,243
Total liabilities	22,115,231	23,140,292
Commerce Bancshares, Inc. stockholders’ equity:
Preferred stock, $1 par value	144,784	144,784
Common stock, $5 par value	535,407	510,015
Capital surplus	1,815,360	1,552,454
Retained earnings	221,374	292,849
Treasury stock, at cost	(14,473)	(15,294)
Accumulated other comprehensive income	14,108	10,975
Total Commerce Bancshares, Inc. stockholders’ equity	2,716,560	2,495,783
Non-controlling interest	1,624	5,349
Total equity	2,718,184	2,501,132
Total liabilities and equity	$ 24,833,415	$ 25,641,424