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Consolidated Statements Of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
INTEREST INCOME      
Interest and fees on loans $ 489,956 $ 456,664 $ 447,157
Interest and Fee Income, Loans and Leases Held-for-sale 1,317 191 0
Interest on investment securities 207,184 191,801 188,006
Interest Income, Federal Funds Sold and Securities Purchased under Agreements to Resell 78 60 101
Interest Income, Securities Purchased under Agreements to Resell 13,544 13,172 12,473
Interest on deposits with banks 973 528 555
Total interest income 713,052 662,416 648,292
INTEREST EXPENSE      
Savings, interest checking and money market 14,366 13,374 13,522
Time open and C.D.’s of less than $100,000 2,809 3,236 4,137
Time open and C.D.’s of $100,000 and over 8,545 6,051 5,926
Interest on federal funds purchased and securities sold under agreements to repurchase 3,315 1,861 1,019
Interest on other borrowings 3,968 3,574 3,484
Total interest expense 33,003 28,096 28,088
Net interest income 680,049 634,320 620,204
Provision for loan losses 36,318 28,727 29,531
Net interest income after provision for loan losses 643,731 605,593 590,673
NON-INTEREST INCOME      
Bank card transaction fees 181,879 178,926 175,806
Trust fees 121,795 118,437 111,254
Deposit account charges and other fees 86,394 80,416 78,680
Noninterest Income, Other 10,655 11,476 12,667
Capital market fees 13,784 13,784 12,534
Loan fees and sales 11,412 8,228 5,108
Other 48,473 36,872 40,457
Total non-interest income 474,392 448,139 436,506
INVESTMENT SECURITIES GAINS (LOSSES), NET      
Investment securities gains (losses), net (53) 6,320 14,124
NON-INTEREST EXPENSE      
Salaries and employee benefits 427,310 400,701 384,100
Net occupancy 46,290 44,788 45,825
Equipment 19,141 19,086 18,375
Supplies and communication 24,135 22,970 22,432
Data processing and software 92,722 83,944 78,980
Marketing 16,032 16,107 15,676
Deposit insurance 13,327 12,146 11,622
Other 78,108 76,745 79,860
Total non-interest expense 717,065 676,487 656,870
Income before income taxes 401,005 383,565 384,433
Less income taxes 124,151 116,590 121,649
Net income 276,854 266,975 262,784
Less non-controlling interest expense 1,463 3,245 1,030
NET INCOME ATTRIBUTABLE TO COMMERCE BANCSHARES, INC. 275,391 263,730 261,754
Preferred Stock Dividends, Income Statement Impact 9,000 9,000 4,050
Net Income (Loss) Available to Common Stockholders, Basic $ 266,391 $ 254,730 $ 257,704
Net income per common share - basic (in dollars per share) $ 2.62 $ 2.44 $ 2.38
Net income per common share - diluted (in dollars per share) $ 2.61 $ 2.43 $ 2.37