Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
ASSETS
Loans	$ 13,412,736	$ 12,436,692
Allowance for loan losses	(155,932)	(151,532)
Net loans	13,256,804	12,285,160
Loans Receivable Held-for-sale, Amount	14,456	7,607
Investment securities:
Available for sale Securities	9,649,203	9,777,004
Trading	22,225	11,890
Non-marketable	99,558	112,786
Total investment securities	9,770,986	9,901,680
Federal Funds Sold and Securities Purchased under Agreements to Resell	15,470	14,505
Securities Purchased under Agreements to Resell	725,000	875,000
Interest-bearing Deposits in Banks and Other Financial Institutions	272,275	23,803
Cash and due from banks	494,690	464,411
Land, buildings and equipment – net	337,705	352,581
Goodwill	138,921	138,921
Other intangible assets – net	6,709	6,669
Other assets	608,408	534,625
Total assets	25,641,424	24,604,962
LIABILITIES AND STOCKHOLDERS’ EQUITY
Non-interest bearing	7,429,398	7,146,398
Savings, interest checking and money market	11,430,789	10,834,746
Time open and C.D.’s of less than $100,000	713,075	785,191
Time open and C.D.'s of $100,000 and over	1,527,833	1,212,518
Total deposits	21,101,095	19,978,853
Federal funds purchased and securities sold under agreements to repurchase	1,723,905	1,963,552
Other borrowings	102,049	103,818
Other liabilities	213,243	191,321
Total liabilities	23,140,292	22,237,544
Commerce Bancshares, Inc. stockholders’ equity:
Preferred stock, $1 par value	144,784	144,784
Common stock, $5 par value	510,015	489,862
Capital surplus	1,552,454	1,337,677
Retained earnings	292,849	383,313
Treasury stock of 367,487 and 235,986 shares in 2014 and 2013, respectively, at cost	(15,294)	(26,116)
Accumulated other comprehensive income	10,975	32,470
Total Commerce Bancshares, Inc. stockholders’ equity	2,495,783	2,361,990
Non-controlling interest	5,349	5,428
Total equity	2,501,132	2,367,418
Total liabilities and equity	$ 25,641,424	$ 24,604,962