Consolidated Statements Of Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016		Sep. 30, 2015
INTEREST INCOME
Interest and fees on loans	$ 123,750	$ 114,954	$ 364,234		$ 339,707
Interest and fees on loans held for sale	334	48	1,161		108
Interest on investment securities	51,661	50,716	155,250		142,416
Interest on federal funds sold and short-term securities purchased under agreements to resell	20	21	63		45
Interest on long-term securities purchased under agreements to resell	3,328	3,273	10,157		9,994
Interest on deposits with banks	268	103	689		404
Total interest income	179,361	169,115	531,554		492,674
INTEREST EXPENSE
Savings, interest checking and money market	3,619	3,356	10,651		9,951
Time open and C.D.'s of less than $100,000	683	786	2,134		2,484
Time open and C.D.'s of $100,000 and over	2,186	1,554	6,519		4,468
Interest on federal funds purchased and securities sold under agreements to repurchase	724	483	2,337		1,271
Interest on other borrowings	906	898	3,066		2,667
Total interest expense	8,118	7,077	24,707		20,841
Net interest income	171,243	162,038	506,847		471,833
Provision for loan losses	7,263	8,364	25,918		19,541
Net interest income after provision for loan losses	163,980	153,674	480,929		452,292
NON-INTEREST INCOME
Bank card transaction fees	47,006	44,635	136,541		132,606
Trust fees	30,951	29,302	90,435		88,815
Deposit account charges and other fees	22,241	20,674	64,260		58,810
Capital market fees	2,751	2,620	7,976		8,360
Consumer brokerage services	3,375	3,687	10,375		10,530
Loan fees and sales	3,123	1,855	8,829		6,127
Other	9,872	8,515	36,497		26,849
Total non-interest income	119,319	111,288	354,913		332,097
INVESTMENT SECURITIES GAINS (LOSSES), NET
Investment securities gains (losses), net	(1,965)	(378)	(3,704)	[1]	7,800	[1]
NON-INTEREST EXPENSE
Salaries and employee benefits	107,004	100,874	318,671		298,603
Net occupancy	12,366	11,247	34,761		33,807
Equipment	4,842	4,789	14,257		14,171
Supplies and communication	5,968	5,609	18,490		16,416
Data processing and software	23,663	21,119	69,332		61,670
Marketing	4,399	4,343	12,601		12,568
Deposit insurance	3,576	2,981	9,884		9,001
Other	19,424	20,440	57,808		54,474
Total non-interest expense	181,242	171,402	535,804		500,710
Income before income taxes	100,092	93,182	296,334		291,479
Less income taxes	30,942	27,969	91,854		88,929
Net income	69,150	65,213	204,480		202,550
Less non-controlling interest expense (income)	605	601	668		2,530
Net income attributable to Commerce Bancshares, Inc.	68,545	64,612	203,812		200,020
Preferred Stock Dividends	2,250	2,250	6,750		6,750
Net Income (Loss) Available to Common Stockholders	$ 66,295	$ 62,362	$ 197,062		$ 193,270
Net income per common share - basic	$ 0.69	$ 0.63	$ 2.04		$ 1.93
Net income per common share - diluted	$ 0.68	$ 0.63	$ 2.03		$ 1.93

[1] Available for sale and non-marketable securities