Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
ASSETS
Loans	$ 13,230,241	$ 12,436,692
Allowance for loan losses	(154,532)	(151,532)
Net loans	13,075,709	12,285,160
Loans held for sale	9,511	7,607
Investment securities:
Available-for-sale Securities	9,438,871	9,777,004
Trading	28,586	11,890
Non-marketable	108,224	112,786
Total investment securities	9,575,681	9,901,680
Federal funds sold and short-term securities purchased under agreements to resell	13,415	14,505
Long-term securities purchased under agreements to resell	725,000	875,000
Interest earning deposits with banks	56,767	23,803
Cash and due from banks	396,938	464,411
Land, buildings and equipment, net	339,196	352,581
Goodwill	138,921	138,921
Other intangible assets, net	6,621	6,669
Other assets	396,709	534,625
Total assets	24,734,468	24,604,962
Deposits:
Non-interest bearing	7,130,415	7,146,398
Savings, interest checking and money market	11,023,526	10,834,746
Time open and C.D.'s of less than $100,000	732,575	785,191
Time open and C.D.'s, $100,000 or More	1,279,644	1,212,518
Total deposits	20,166,160	19,978,853
Federal funds purchased and securities sold under agreements to repurchase	1,489,891	1,963,552
Other Borrowings	101,415	103,818
Other liabilities	416,189	191,321
Total liabilities	22,173,655	22,237,544
Commerce Bancshares, Inc. stockholders' equity:
Preferred stock	144,784	144,784
Common stock	489,862	489,862
Capital surplus	1,335,150	1,337,677
Retained earnings	515,081	383,313
Treasury stock, at cost	(50,538)	(26,116)
Accumulated other comprehensive income	121,082	32,470
Total Commerce Bancshares, Inc. stockholders' equity	2,555,421	2,361,990
Non-controlling interest	5,392	5,428
Total equity	2,560,813	2,367,418
Total liabilities and equity	$ 24,734,468	$ 24,604,962