Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
ASSETS
Loans	$ 13,091,888	$ 12,436,692
Allowance for loan losses	(153,832)	(151,532)
Net loans	12,938,056	12,285,160
Loans held for sale	33,254	7,607
Investment securities:
Available-for-sale Securities	9,221,346	9,777,004
Trading	30,512	11,890
Non-marketable	111,931	112,786
Total investment securities	9,363,789	9,901,680
Federal funds sold and short-term securities purchased under agreements to resell	13,725	14,505
Long-term securities purchased under agreements to resell	825,000	875,000
Interest earning deposits with banks	183,223	23,803
Cash and due from banks	428,300	464,411
Land, buildings and equipment, net	342,237	352,581
Goodwill	138,921	138,921
Other intangible assets, net	6,561	6,669
Other assets	436,627	534,625
Total assets	24,709,693	24,604,962
Deposits:
Non-interest bearing	6,906,265	7,146,398
Savings, interest checking and money market	10,978,734	10,834,746
Time open and C.D.'s of less than $100,000	749,160	785,191
Time open and C.D.'s, $100,000 or More	1,515,888	1,212,518
Total deposits	20,150,047	19,978,853
Federal funds purchased and securities sold under agreements to repurchase	1,632,272	1,963,552
Other Borrowings	103,878	103,818
Other liabilities	296,675	191,321
Total liabilities	22,182,872	22,237,544
Commerce Bancshares, Inc. stockholders' equity:
Preferred stock	144,784	144,784
Common stock	489,862	489,862
Capital surplus	1,333,995	1,337,677
Retained earnings	470,558	383,313
Treasury stock, at cost	(51,707)	(26,116)
Accumulated other comprehensive income	134,424	32,470
Total Commerce Bancshares, Inc. stockholders' equity	2,521,916	2,361,990
Non-controlling interest	4,905	5,428
Total equity	2,526,821	2,367,418
Total liabilities and equity	$ 24,709,693	$ 24,604,962