Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
ASSETS
Loans	$ 12,697,870	$ 12,436,692
Allowance for loan losses	(152,132)	(151,532)
Net loans	12,545,738	12,285,160
Loans held for sale	60,078	7,607
Investment securities:
Available-for-sale Securities	9,552,179	9,777,004
Trading	23,130	11,890
Non-marketable	117,259	112,786
Total investment securities	9,692,568	9,901,680
Federal funds sold and short-term securities purchased under agreements to resell	9,075	14,505
Long-term securities purchased under agreements to resell	825,000	875,000
Interest earning deposits with banks	171,651	23,803
Cash and due from banks	375,481	464,411
Land, buildings and equipment, net	350,423	352,581
Goodwill	138,921	138,921
Other intangible assets, net	6,539	6,669
Other assets	331,478	534,625
Total assets	24,506,952	24,604,962
LIABILITIES AND EQUITY
Non-interest bearing	7,065,066	7,146,398
Savings, interest checking and money market	11,205,357	10,834,746
Time open and C.D.'s of less than $100,000	766,810	785,191
Time Deposits, $100,000 or More	1,649,076	1,212,518
Total deposits	20,686,309	19,978,853
Federal funds purchased and securities sold under agreements to repurchase	957,388	1,963,552
Other Borrowings	103,806	103,818
Other liabilities	312,167	191,321
Total liabilities	22,059,670	22,237,544
Commerce Bancshares, Inc. stockholders' equity:
Preferred stock	144,784	144,784
Common stock	489,862	489,862
Capital surplus	1,332,429	1,337,677
Retained earnings	424,677	383,313
Treasury stock, at cost	(52,653)	(26,116)
Accumulated other comprehensive income	102,929	32,470
Total Commerce Bancshares, Inc. stockholders' equity	2,442,028	2,361,990
Non-controlling interest	5,254	5,428
Total equity	2,447,282	2,367,418
Total liabilities and equity	$ 24,506,952	$ 24,604,962