Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
ASSETS
Loans	$ 12,224,274	$ 11,469,238
Allowance for loan losses	(151,532)	(156,532)
Net loans	12,072,742	11,312,706
Loans held for sale, at fair value	4,143	0
Investment securities:
Available for sale	9,472,959	9,523,560
Trading	14,463	15,357
Non-marketable	116,634	106,875
Total investment securities	9,604,056	9,645,792
Federal funds sold and short-term securities purchased under agreements to resell	32,550	32,485
Long-term securities purchased under agreements to resell	975,000	1,050,000
Interest earning deposits with banks	42,078	600,744
Cash and due from banks	384,122	467,488
Land, buildings and equipment, net	351,946	357,871
Goodwill	138,921	138,921
Other intangible assets, net	6,826	7,450
Other assets	355,264	380,823
Total assets	23,967,648	23,994,280
LIABILITIES AND EQUITY
Non-interest bearing	6,699,873	6,811,959
Savings, interest checking and money market	10,295,260	10,541,601
Time open and C.D.'s of less than $100,000	808,210	878,433
Time open and C.D.'s of $100,000 and over	1,183,417	1,243,785
Total deposits	18,986,760	19,475,778
Federal funds purchased and securities sold under agreements to repurchase	2,193,197	1,862,518
Other Borrowings	103,831	104,058
Other liabilities	312,817	217,680
Total liabilities	21,596,605	21,660,034
Commerce Bancshares, Inc. stockholders' equity:
Preferred Stock, Value, Outstanding	144,784	144,784
Common stock	484,155	484,155
Capital surplus	1,283,346	1,229,075
Retained earnings	555,877	426,648
Treasury stock, at cost	(168,493)	(16,562)
Accumulated other comprehensive income	65,636	62,093
Total Commerce Bancshares, Inc. stockholders' equity	2,365,305	2,330,193
Non-controlling interest	5,738	4,053
Total equity	2,371,043	2,334,246
Total liabilities and equity	$ 23,967,648	$ 23,994,280