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Regulatory Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2013
Regulatory Capital Requirements [Abstract]  
Schedule Of Capital Amounts And Ratios On Consolidated Basis
The following tables show the capital amounts and ratios for the Company (on a consolidated basis) and the Bank, together with the minimum and well-capitalized capital requirements, at the last two year ends.
 
Actual
 
Minimum Capital Requirement
 
Well-Capitalized Capital Requirement
(Dollars in thousands)
Amount
Ratio
 
Amount
Ratio
 
Amount
Ratio
December 31, 2013
 
 
 
 
 
 
 
 
Total Capital (to risk-weighted assets):
 
 
 
 
 
 
 
 
Commerce Bancshares, Inc. (consolidated)
$
2,239,636

15.28
%
 
$
1,172,843

8.00
%
 
N.A.

N.A.

Commerce Bank
1,971,850

13.55

 
1,164,469

8.00

 
$
1,455,586

10.00
%
Tier I Capital (to risk-weighted assets):
 
 
 
 
 
 
 
 
Commerce Bancshares, Inc. (consolidated)
$
2,061,761

14.06
%
 
$
586,421

4.00
%
 
N.A.

N.A.

Commerce Bank
1,809,231

12.43

 
582,234

4.00

 
$
873,351

6.00
%
Tier I Capital (to adjusted quarterly average assets):
 
 
 
 
 
 
 
 
(Leverage Ratio)
 
 
 
 
 
 
 
 
Commerce Bancshares, Inc. (consolidated)
$
2,061,761

9.43
%
 
$
874,673

4.00
%
 
N.A.

N.A.

Commerce Bank
1,809,231

8.31

 
871,050

4.00

 
$
1,088,812

5.00
%
December 31, 2012
 
 
 
 
 
 
 
 
Total Capital (to risk-weighted assets):
 
 
 
 
 
 
 
 
Commerce Bancshares, Inc. (consolidated)
$
2,092,141

14.93
%
 
$
1,121,252

8.00
%
 
N.A.

N.A.

Commerce Bank
1,887,251

13.60

 
1,110,330

8.00

 
$
1,387,912

10.00
%
Tier I Capital (to risk-weighted assets):
 
 
 
 
 
 
 
 
Commerce Bancshares, Inc. (consolidated)
$
1,906,203

13.60
%
 
$
560,626

4.00
%
 
N.A.

N.A.

Commerce Bank
1,713,752

12.35

 
555,165

4.00

 
$
832,747

6.00
%
Tier I Capital (to adjusted quarterly average assets):
 
 
 
 
 
 
 
 
(Leverage Ratio)
 
 
 
 
 
 
 
 
Commerce Bancshares, Inc. (consolidated)
$
1,906,203

9.14
%
 
$
834,171

4.00
%
 
N.A.

N.A.

Commerce Bank
1,713,752

8.26

 
829,711

4.00

 
$
1,037,139

5.00
%