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Regulatory Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2011
Regulatory Capital Requirements [Abstract]  
Schedule Of Capital Amounts And Ratios On Consolidated Basis
Actual
Minimum Capital Requirement
Well-Capitalized Capital Requirement
(Dollars in thousands)
Amount
Ratio
Amount
Ratio
Amount
Ratio
December 31, 2011
Total Capital (to risk-weighted assets):
Commerce Bancshares, Inc. (consolidated)
$
2,103,401

16.04
%
$
1,049,221

8.00
%
N.A.

N.A.

Commerce Bank
1,840,952

14.19

1,037,636

8.00

$
1,297,045

10.00
%
Tier I Capital (to risk-weighted assets):
Commerce Bancshares, Inc. (consolidated)
$
1,928,690

14.71
%
$
524,610

4.00
%
N.A.

N.A.

Commerce Bank
1,678,530

12.94

518,818

4.00

$
778,227

6.00
%
Tier I Capital (to adjusted quarterly average assets):
(Leverage Ratio)
Commerce Bancshares, Inc. (consolidated)
$
1,928,690

9.55
%
$
807,839

4.00
%
N.A.

N.A.

Commerce Bank
1,678,530

8.36

802,709

4.00

$
1,003,386

5.00
%
December 31, 2010
Total Capital (to risk-weighted assets):
Commerce Bancshares, Inc. (consolidated)
$
2,002,646

15.75
%
$
1,017,429

8.00
%
N.A.

N.A.

Commerce Bank
1,762,382

14.03

1,004,781

8.00

$
1,255,977

10.00
%
Tier I Capital (to risk-weighted assets):
Commerce Bancshares, Inc. (consolidated)
$
1,828,965

14.38
%
$
508,715

4.00
%
N.A.

N.A.

Commerce Bank
1,604,873

12.78

502,391

4.00

$
753,586

6.00
%
Tier I Capital (to adjusted quarterly average assets):
(Leverage Ratio)
Commerce Bancshares, Inc. (consolidated)
$
1,828,965

10.17
%
$
719,411

4.00
%
N.A.

N.A.

Commerce Bank
1,604,873

9.00

713,230

4.00

$
891,538

5.00
%