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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
INTEREST INCOME      
Interest and fees on loans $ 463,511 $ 507,666 $ 556,404
Interest on loans held for sale 1,115 6,091 8,219
Interest on investment securities 219,348 212,697 223,860
Interest on short-term federal funds sold and securities purchased under agreements to resell 55 48 222
Interest on long-term securities purchased under agreements to resell 13,455 2,549  
Interest on deposits with banks 487 427 807
Total interest income 697,971 729,478 789,512
INTEREST EXPENSE      
Savings, interest checking and money market 25,856 29,298 31,431
Time open and C.D.'s of less than $100,000 11,352 22,871 51,982
Time open and C.D.'s of $100,000 and over 9,272 13,847 35,371
Interest on federal funds purchased and securities sold under agreements to repurchase 1,741 2,584 3,699
Interest on other borrowings 3,680 14,946 31,527
Total interest expense 51,901 83,546 154,010
Net interest income 646,070 645,932 635,502
Provision for loan losses 51,515 100,000 160,697
Net interest income after provision for loan losses 594,555 545,932 474,805
NON-INTEREST INCOME      
Bank card transaction fees 157,077 148,888 122,124
Trust fees 88,313 80,963 76,831
Deposit account charges and other fees 82,651 92,637 106,362
Bond trading income 19,846 21,098 22,432
Consumer brokerage services 10,018 9,190 10,831
Loan fees and sales 7,580 23,116 21,273
Other 27,432 29,219 36,406
Total non-interest income 392,917 405,111 396,259
INVESTMENT SECURITIES GAINS (LOSSES), NET      
Impairment (losses) reversals on debt securities 2,190 13,058 (32,783)
Noncredit-related losses (reversals) on securities not expected to be sold (4,727) (18,127) 30,310
Net impairment losses (2,537) (5,069) (2,473)
Realized gains (losses) on sales and fair value adjustments 13,349 3,284 (4,722)
Investment securities gains (losses), net 10,812 (1,785) (7,195)
NON-INTEREST EXPENSE      
Salaries and employee benefits 345,325 346,550 345,779
Net occupancy 46,434 46,987 45,925
Equipment 22,252 23,324 25,472
Supplies and communication 22,448 27,113 32,156
Data processing and software 68,103 67,935 61,789
Marketing 16,767 18,161 18,231
Deposit insurance 13,123 19,246 27,373
Debit overdraft litigation 18,300    
Debt extinguishment   11,784  
Indemnification obligation (4,432) (4,405) (2,496)
Other 68,929 74,439 67,508
Total non-interest expense 617,249 631,134 621,737
Income before income taxes 381,035 318,124 242,132
Less income taxes 121,412 96,249 73,757
Net income 259,623 221,875 168,375
Less non-controlling interest expense (income) 3,280 165 (700)
NET INCOME ATTRIBUTABLE TO COMMERCE BANCSHARES, INC. $ 256,343 $ 221,710 $ 169,075
Net income per common share - basic $ 2.83 $ 2.41 $ 1.88
Net income per common share - diluted $ 2.82 $ 2.40 $ 1.87