Consolidated Balance Sheets (USD $) In Thousands	Sep. 30, 2011	Dec. 31, 2010
ASSETS
Loans	$ 9,073,123	$ 9,410,982
Allowance for loan losses	(188,038)	(197,538)
Net loans	8,885,085	9,213,444
Loans held for sale	39,576	63,751
Investment securities:
Available for sale ($420,348,000 and $429,439,000 pledged in 2011 and 2010, respectively, to secure structured repurchase agreements)	9,278,066	7,294,303
Trading	9,695	11,710
Non-marketable	111,808	103,521
Total investment securities	9,399,569	7,409,534
Short-term federal funds sold and securities purchased under agreements to resell	11,400	10,135
Long-term securities purchased under agreements to resell	850,000	450,000
Interest earning deposits with banks	133,419	122,076
Cash and due from banks	424,861	328,464
Land, buildings and equipment, net	368,965	383,397
Goodwill	125,585	125,585
Other intangible assets, net	8,452	10,937
Other assets	391,756	385,016
Total assets	20,638,668	18,502,339
LIABILITIES AND EQUITY
Non-interest bearing	5,003,587	4,494,028
Savings, interest checking and money market	8,416,839	7,846,831
Time open and C.D.'s of less than $100,000	1,204,896	1,465,050
Time open and C.D.'s of $100,000 and over	1,388,755	1,279,112
Total deposits	16,014,077	15,085,021
Federal funds purchased and securities sold under agreements to repurchase	1,057,728	982,827
Other borrowings	111,869	112,273
Other liabilities	1,325,029	298,754
Total liabilities	18,508,703	16,478,875
Commerce Bancshares, Inc. stockholders' equity:
Preferred stock, $1 par value Authorized and unissued 2,000,000 shares
Common stock, $5 par value Authorized 100,000,000 shares; issued 87,296,284 shares in 2011 and 86,788,322 shares in 2010	436,481	433,942
Capital surplus	980,176	971,293
Retained earnings	690,981	555,778
Treasury stock of 2,504,467 shares in 2011 and 61,839 shares in 2010, at cost	(96,205)	(2,371)
Accumulated other comprehensive income	115,781	63,345
Total Commerce Bancshares, Inc. stockholders' equity	2,127,214	2,021,987
Non-controlling interest	2,751	1,477
Total equity	2,129,965	2,023,464
Total liabilities and equity	$ 20,638,668	$ 18,502,339