The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   6,755,956 158,814 SH   SOLE   99,219 0 59,595
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   6,238,044 186,936 SH   SOLE   120,517 0 66,419
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300   2,111,886 77,557 SH   SOLE   49,399 0 28,158
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506   5,602,626 82,054 SH   SOLE   52,593 0 29,461
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   7,789,475 153,912 SH   SOLE   106,038 0 47,874
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   9,100,327 312,404 SH   SOLE   197,758 0 114,646
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   6,707,191 31,188 SH   SOLE   20,677 0 10,511
VANGUARD BD INDEX FDS INTERMED TERM 921937819   3,941,559 51,070 SH   SOLE   36,336 0 14,733
AMAZON COM INC COM 023135106   523,799 2,515 SH   SOLE   2,515 0 0
APPLE INC COM 037833100   730,263 2,877 SH   SOLE   2,775 0 103
BROADCOM INC COM 11135F101   673,500 2,176 SH   SOLE   2,176 0 0
CHEVRON CORPORATION COM 166764100   577,855 2,793 SH   SOLE   2,793 0 0
CORNING INC COM 219350105   287,577 2,115 SH   SOLE   2,115 0 0
DELL TECHNOLOGIES INC CL C 24703L202   300,358 1,830 SH   SOLE   1,829 0 1
INTUITIVE SURGICAL INC COM NEW 46120E602   313,473 680 SH   SOLE   680 0 0
OREILLY AUTOMOTIVE INC COM 67103H107   214,528 2,324 SH   SOLE   2,324 0 0
TJX COS INC NEW COM 872540109   268,626 1,682 SH   SOLE   1,682 0 0
WALMART INC COM 931142103   495,132 3,984 SH   SOLE   3,984 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   2,312,996 38,841 SH   SOLE   36,318 0 2,524
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   12,604,407 253,177 SH   SOLE   239,930 0 13,247
VANGUARD INDEX FDS VALUE ETF 922908744   4,569,598 23,291 SH   SOLE   22,624 0 666
FIRST TR EXCHANGE TRADED FD SMID RISNG ETF 33741X102   1,225,966 31,092 SH   SOLE   20,445 0 10,648
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339   1,710,447 15,257 SH   SOLE   9,399 0 5,858
VANGUARD WELLINGTON FD US MOMENTUM 921935508   1,384,697 7,025 SH   SOLE   4,531 0 2,494
CAPITAL GROUP DIVIDEND GROWE SHS ETF 14021L109   901,348 25,107 SH   SOLE   13,719 0 11,388
PGIM ETF TR ACTV HY BD ETF 69344A206   690,994 19,954 SH   SOLE   11,827 0 8,127
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,692,682 42,021 SH   SOLE   41,565 0 455
VANGUARD INDEX FDS TOTAL STK MKT 922908769   683,684 2,131 SH   SOLE   1,781 0 350
ADVANCED MICRO DEVICES INC COM 007903107   860,305 4,229 SH   SOLE   3,795 0 434
ALPHABET INC CAP STK CL A 02079K305   322,355 1,121 SH   SOLE   1,121 0 0
VICI PPTYS INC COM 925652109   219,106 8,020 SH   SOLE   8,020 0 0
ASML HLDG NV N Y REGISTRY SHS N07059210   454,366 344 SH   SOLE   69 0 275
MICROSOFT CORP COM 594918104   608,556 1,644 SH   SOLE   1,476 0 168
VANGUARD INDEX FDS GROWTH ETF 922908736   3,125,674 7,156 SH   SOLE   6,878 0 278
VANGUARD INDEX FDS MID CAP ETF 922908629   661,148 2,302 SH   SOLE   2,302 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   646,578 2,976 SH   SOLE   2,976 0 0
ISHARES TR RUS TP200 GR ETF 464289438   376,453 1,513 SH   SOLE   1,160 0 353
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   365,209 4,129 SH   SOLE   2,714 0 1,415
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   224,174 1,216 SH   SOLE   893 0 323
VANGUARD INDEX FDS SMALL CP ETF 922908751   995,590 3,801 SH   SOLE   3,062 0 739
T ROWE PRICE ETF INC ULTRA SHRT TRM 87283Q701   3,334,275 67,021 SH   SOLE   40,825 0 26,196
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   421,517 17,368 SH   SOLE   15,596 0 1,772
EXXON MOBIL CORP COM 30231G102   250,050 1,474 SH   SOLE   1,474 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105   1,395,272 1,400 SH   SOLE   1,370 0 30
RTX CORPORATION COM 75513E101   219,134 1,136 SH   SOLE   1,136 0 0
TESLA INC COM 88160R101   430,858 1,159 SH   SOLE   1,056 0 103
T ROWE PRICE ETF INC PRICE EQT INCOME 87283Q206   511,379 11,360 SH   SOLE   5,797 0 5,563
VANGUARD WORLD FD MEGA GRWTH IND 921910816   287,629 783 SH   SOLE   653 0 130
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   228,512 1,652 SH   SOLE   1,565 0 87
FIRST TR EXCHNG TRADED FD VI SMITH UNCONSTRAI 33740F888   229,610 9,270 SH   SOLE   6,265 0 3,004
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   245,112 4,913 SH   SOLE   3,469 0 1,444
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   289,437 604 SH   SOLE   354 0 250
CISCO SYS INC COM 17275R102   382,217 4,926 SH   SOLE   4,926 0 0
JOHNSON & JOHNSON COM 478160104   1,211,943 4,958 SH   SOLE   4,958 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106   305,992 3,780 SH   SOLE   3,780 0 0
REALTY INCOME CORP COM 756109104   357,538 5,844 SH   SOLE   5,844 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   414,087 2,796 SH   SOLE   2,796 0 0
ISHARES TR RUS 1000 ETF 464287622   283,822 796 SH   SOLE   796 0 0
ISHARES TR NATIONAL MUN ETF 464288414   216,746 2,042 SH   SOLE   1,308 0 734
CUMMINS INC COM 231021106   215,078 400 SH   SOLE   400 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   350,203 945 SH   SOLE   945 0 0