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  <schemaVersion>X0202</schemaVersion>
  <headerData>
    <submissionType>13F-HR</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <flags>
        <confirmingCopyFlag>false</confirmingCopyFlag>
        <returnCopyFlag>true</returnCopyFlag>
        <overrideInternetFlag>true</overrideInternetFlag>
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      <filer>
        <credentials>
          <cik>0002136102</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
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      <periodOfReport>12-31-2025</periodOfReport>
    </filerInfo>
  </headerData>
  <formData>
    <coverPage>
      <reportCalendarOrQuarter>12-31-2025</reportCalendarOrQuarter>
      <filingManager>
        <name>Blom &amp; Howell Financial Planning, Inc.</name>
        <address>
          <com:street1>3340 TULLY RD.</com:street1>
          <com:street2>STE. B4</com:street2>
          <com:city>MODESTO</com:city>
          <com:stateOrCountry>CA</com:stateOrCountry>
          <com:zipCode>95356</com:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-27040</form13FFileNumber>
      <crdNumber>000311830</crdNumber>
      <secFileNumber>801-123684</secFileNumber>
      <provideInfoForInstruction5>Y</provideInfoForInstruction5>
      <additionalInformation>This is the Institutional Investment Manager's initial Form 13F filing. During an internal compliance review, the Manager determined that it became subject to Form 13F reporting requirements beginning with the reporting period ended December 31, 2025. The Manager is filing this report promptly upon discovery of the reporting obligation.</additionalInformation>
    </coverPage>
    <signatureBlock>
      <name>Michael Howell</name>
      <title>President &amp; Chief Compliance Officer</title>
      <phone>209-857-5207</phone>
      <signature>Michael Howell</signature>
      <city>Modesto</city>
      <stateOrCountry>CA</stateOrCountry>
      <signatureDate>07-10-2026</signatureDate>
    </signatureBlock>
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      <tableEntryTotal>62</tableEntryTotal>
      <tableValueTotal>100637722</tableValueTotal>
      <isConfidentialOmitted>false</isConfidentialOmitted>
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