<?xml version="1.0"?>
<edgarSubmission>

    <schemaVersion>X0708</schemaVersion>

    <submissionType>D</submissionType>

    <testOrLive>LIVE</testOrLive>

    <primaryIssuer>
        <cik>0002128418</cik>
        <entityName>Michigan State University Federal Credit Union</entityName>
        <issuerAddress>
            <street1>3777 WEST ROAD</street1>
            <city>EAST LANSING</city>
            <stateOrCountry>MI</stateOrCountry>
            <stateOrCountryDescription>MICHIGAN</stateOrCountryDescription>
            <zipCode>48823</zipCode>
        </issuerAddress>
        <issuerPhoneNumber>800-678-4968</issuerPhoneNumber>
        <jurisdictionOfInc>MICHIGAN</jurisdictionOfInc>
        <issuerPreviousNameList>
            <value>None</value>
        </issuerPreviousNameList>
        <edgarPreviousNameList>
            <value>None</value>
        </edgarPreviousNameList>
        <entityType>Other</entityType>
        <entityTypeOtherDesc>Credit Union</entityTypeOtherDesc>
        <yearOfInc>
            <overFiveYears>true</overFiveYears>
        </yearOfInc>
    </primaryIssuer>

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            <relatedPersonName>
                <firstName>April</firstName>
                <lastName>Clobes</lastName>
            </relatedPersonName>
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                <city>East Lansing</city>
                <stateOrCountry>MI</stateOrCountry>
                <stateOrCountryDescription>MICHIGAN</stateOrCountryDescription>
                <zipCode>48823-8029</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
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        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Sara</firstName>
                <lastName>Dolan</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>3777 West Road</street1>
                <city>East Lansing</city>
                <stateOrCountry>MI</stateOrCountry>
                <stateOrCountryDescription>MICHIGAN</stateOrCountryDescription>
                <zipCode>48823-8029</zipCode>
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            <relatedPersonRelationshipList>
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            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
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            <relatedPersonName>
                <firstName>Lera</firstName>
                <lastName>Ammerman</lastName>
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            <relatedPersonAddress>
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                <city>East Lansing</city>
                <stateOrCountry>MI</stateOrCountry>
                <stateOrCountryDescription>MICHIGAN</stateOrCountryDescription>
                <zipCode>48823-8029</zipCode>
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            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
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            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>James</firstName>
                <lastName>Hunsanger</lastName>
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            <relatedPersonAddress>
                <street1>3777 West Road</street1>
                <city>East Lansing</city>
                <stateOrCountry>MI</stateOrCountry>
                <stateOrCountryDescription>MICHIGAN</stateOrCountryDescription>
                <zipCode>48823-8029</zipCode>
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            <relatedPersonRelationshipList>
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            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
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                <firstName>Benjamin</firstName>
                <lastName>Maxim</lastName>
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                <street1>3777 West Road</street1>
                <city>East Lansing</city>
                <stateOrCountry>MI</stateOrCountry>
                <stateOrCountryDescription>MICHIGAN</stateOrCountryDescription>
                <zipCode>48823-8029</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
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        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Ami</firstName>
                <lastName>Iceman-Haueter</lastName>
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            <relatedPersonAddress>
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                <stateOrCountry>MI</stateOrCountry>
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                <zipCode>48823-8029</zipCode>
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        <relatedPersonInfo>
            <relatedPersonName>
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                <lastName>Dimma</lastName>
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                <stateOrCountry>MI</stateOrCountry>
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                <zipCode>48823-8029</zipCode>
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        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Robert</firstName>
                <lastName>Johnson</lastName>
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            <relatedPersonAddress>
                <street1>3777 West Road</street1>
                <city>East Lansing</city>
                <stateOrCountry>MI</stateOrCountry>
                <stateOrCountryDescription>MICHIGAN</stateOrCountryDescription>
                <zipCode>48823-8029</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
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            </relatedPersonRelationshipList>
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        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Janet</firstName>
                <lastName>Lillie</lastName>
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            <relatedPersonAddress>
                <street1>3777 West Road</street1>
                <city>East Lansing</city>
                <stateOrCountry>MI</stateOrCountry>
                <stateOrCountryDescription>MICHIGAN</stateOrCountryDescription>
                <zipCode>48823-8029</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
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            <relationshipClarification></relationshipClarification>
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        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Elizabeth</firstName>
                <lastName>Lawrence</lastName>
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                <stateOrCountry>MI</stateOrCountry>
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                <zipCode>48823-8029</zipCode>
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                <lastName>Beekman</lastName>
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                <stateOrCountry>MI</stateOrCountry>
                <stateOrCountryDescription>MICHIGAN</stateOrCountryDescription>
                <zipCode>48823-8029</zipCode>
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        <relatedPersonInfo>
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                <firstName>Steven</firstName>
                <lastName>Kurncz</lastName>
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                <stateOrCountry>MI</stateOrCountry>
                <stateOrCountryDescription>MICHIGAN</stateOrCountryDescription>
                <zipCode>48823-8029</zipCode>
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        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Ernest</firstName>
                <lastName>Betts</lastName>
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                <stateOrCountry>MI</stateOrCountry>
                <stateOrCountryDescription>MICHIGAN</stateOrCountryDescription>
                <zipCode>48823-8029</zipCode>
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            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
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            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Angela</firstName>
                <lastName>Brown</lastName>
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            <relatedPersonAddress>
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                <city>East Lansing</city>
                <stateOrCountry>MI</stateOrCountry>
                <stateOrCountryDescription>MICHIGAN</stateOrCountryDescription>
                <zipCode>48823-8029</zipCode>
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                <relationship>Director</relationship>
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            <relationshipClarification></relationshipClarification>
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        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Gregory</firstName>
                <lastName>Deppong</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>3777 West Road</street1>
                <city>East Lansing</city>
                <stateOrCountry>MI</stateOrCountry>
                <stateOrCountryDescription>MICHIGAN</stateOrCountryDescription>
                <zipCode>48823-8029</zipCode>
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                <relationship>Director</relationship>
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            <relationshipClarification></relationshipClarification>
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                <firstName>Quinetta</firstName>
                <lastName>Roberson-Connally</lastName>
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    <offeringData>
        <industryGroup>
            <industryGroupType>Other Banking and Financial Services</industryGroupType>
        </industryGroup>
        <issuerSize>
            <revenueRange>Decline to Disclose</revenueRange>
        </issuerSize>
        <federalExemptionsExclusions>
            <item>06b</item>
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        <typeOfFiling>
            <newOrAmendment>
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            </newOrAmendment>
            <dateOfFirstSale>
                <value>2026-05-07</value>
            </dateOfFirstSale>
        </typeOfFiling>
        <durationOfOffering>
            <moreThanOneYear>false</moreThanOneYear>
        </durationOfOffering>
        <typesOfSecuritiesOffered>
            <isDebtType>true</isDebtType>
        </typesOfSecuritiesOffered>
        <businessCombinationTransaction>
            <isBusinessCombinationTransaction>false</isBusinessCombinationTransaction>
        </businessCombinationTransaction>
        <minimumInvestmentAccepted>100000</minimumInvestmentAccepted>
        <salesCompensationList>
            <recipient>
                <recipientName>Alloya Corporate Federal Credit Union</recipientName>
                <recipientCRDNumber>None</recipientCRDNumber>
                <associatedBDName>CU Investment Solutions LLC</associatedBDName>
                <associatedBDCRDNumber>43753</associatedBDCRDNumber>
                <recipientAddress>
                    <street1>26555 Evergreen</street1>
                    <street2>Suite 330</street2>
                    <city>Southfield</city>
                    <stateOrCountry>MI</stateOrCountry>
                    <stateOrCountryDescription>MICHIGAN</stateOrCountryDescription>
                    <zipCode>48076</zipCode>
                </recipientAddress>
                <statesOfSolicitationList>
                    <state>CO</state>
                    <description>COLORADO</description>
                    <state>IL</state>
                    <description>ILLINOIS</description>
                    <state>IN</state>
                    <description>INDIANA</description>
                    <state>IA</state>
                    <description>IOWA</description>
                    <state>MA</state>
                    <description>MASSACHUSETTS</description>
                    <state>MI</state>
                    <description>MICHIGAN</description>
                    <state>MN</state>
                    <description>MINNESOTA</description>
                    <state>NE</state>
                    <description>NEBRASKA</description>
                    <state>NY</state>
                    <description>NEW YORK</description>
                    <state>OH</state>
                    <description>OHIO</description>
                    <state>UT</state>
                    <description>UTAH</description>
                    <state>VA</state>
                    <description>VIRGINIA</description>
                    <state>WY</state>
                    <description>WYOMING</description>
                </statesOfSolicitationList>
            </recipient>
        </salesCompensationList>
        <offeringSalesAmounts>
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            <totalAmountSold>75000000</totalAmountSold>
            <totalRemaining>0</totalRemaining>
        </offeringSalesAmounts>
        <investors>
            <hasNonAccreditedInvestors>false</hasNonAccreditedInvestors>
            <totalNumberAlreadyInvested>41</totalNumberAlreadyInvested>
        </investors>
        <salesCommissionsFindersFees>
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                <dollarAmount>862500</dollarAmount>
            </salesCommissions>
            <findersFees>
                <dollarAmount>0</dollarAmount>
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        </salesCommissionsFindersFees>
        <useOfProceeds>
            <grossProceedsUsed>
                <dollarAmount>0</dollarAmount>
            </grossProceedsUsed>
        </useOfProceeds>
        <signatureBlock>
            <authorizedRepresentative>true</authorizedRepresentative>
            <signature>
                <issuerName>Michigan State University Federal Credit Union</issuerName>
                <signatureName>/s/ Sara Dolan</signatureName>
                <nameOfSigner>Sara Dolan</nameOfSigner>
                <signatureTitle>Chief Financial Officer</signatureTitle>
                <signatureDate>2026-05-21</signatureDate>
            </signature>
        </signatureBlock>
    </offeringData>
</edgarSubmission>
