The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Inc Stock 037833100   225,112 887 SH   SOLE   0 0 887
Marvell Technology Group Ltd Stock 573874104   40,333 407 SH   SOLE   0 0 407
Palo Alto Networks Stock 697435105   1,924 12 SH   SOLE   0 0 12
Synopsys Inc Stock 871607107   1,189 3 SH   SOLE   0 0 3
Tesla Motors Inc Stock 88160R101   39,034 105 SH   SOLE   0 0 105
Adobe Systems Incorporated Stock 00724F101   486 2 SH   SOLE   0 0 2
Amazoncom Inc Stock 023135106   239,302 1,149 SH   SOLE   0 0 1,149
Bank of America Corp Stock 060505104   3,023 62 SH   SOLE   0 0 62
BlackRock Inc Stock 09290D101   10,579 11 SH   SOLE   0 0 11
Bristol Myers Squibb Co Stock 110122108   243 4 SH   SOLE   0 0 4
Salesforcecom Inc Stock 79466L302   373 2 SH   SOLE   0 0 2
Chevron Corporation Stock 166764100   13,655 66 SH   SOLE   0 0 66
Dow Inc Stock 260557103   83 2 SH   SOLE   0 0 2
Meta Platforms Inc Stock 30303M102   105,781 185 SH   SOLE   0 0 185
FedEx Corp Stock 31428X106   356 1 SH   SOLE   0 0 1
Gilead Sciences Inc Stock 375558103   7,247 52 SH   SOLE   0 0 52
General Motors Co Stock 37045V100   224 3 SH   SOLE   0 0 3
Alphabet Inc Stock 02079K107   61,101 213 SH   SOLE   0 0 213
Alphabet Inc Stock 02079K305   16,678 58 SH   SOLE   0 0 58
The Goldman Sachs Group Inc Stock 38141G104   29,610 35 SH   SOLE   0 0 35
Intuitive Surgical Inc Stock 46120E602   461 1 SH   SOLE   0 0 1
Johnson & Johnson Stock 478160104   8,067 33 SH   SOLE   0 0 33
JP Morgan Chase Stock 46625H100   191,792 652 SH   SOLE   0 0 652
MasterCard Cl A Stock 57636Q104   2,998 6 SH   SOLE   0 0 6
Morgan Stanley Stock 617446448   9,051 55 SH   SOLE   0 0 55
Netflix Inc Stock 64110L106   10,577 110 SH   SOLE   0 0 110
NVIDIA Corp Stock 67066G104   231,778 1,329 SH   SOLE   0 0 1,329
Procter & Gamble Co Stock 742718109   19,408 134 SH   SOLE   0 0 134
Microsoft Corporation Stock 594918104   186,147 503 SH   SOLE   0 0 503
Starbucks Corp Stock 855244109   269 3 SH   SOLE   0 0 3
ATT Inc Stock 00206R102   23,192 800 SH   SOLE   0 0 800
Target Corp Stock 87612E106   4,363 36 SH   SOLE   0 0 36
UnitedHealth Group Inc Stock 91324P102   541 2 SH   SOLE   0 0 2
United Parcel Service Inc Stock 911312106   98 1 SH   SOLE   0 0 1
Visa Inc Stock 92826C839   75,862 251 SH   SOLE   0 0 251
Waste Management Inc Stock 94106L109   3,217 14 SH   SOLE   0 0 14
Exxon Mobil Corp Stock 30231G102   1,357 8 SH   SOLE   0 0 8
Broadcom Inc Stock 11135F101   41,165 133 SH   SOLE   0 0 133
DNP Select Income Closed-End Fund 23325P104   51,500 5,000 SH   SOLE   0 0 5,000
MFS MultiMarket Income Closed-End Fund 552737108   62,656 13,562 SH   SOLE   0 0 13,562
BlackRock Corp High Yield Closed-End Fund 09255P107   51,120 6,000 SH   SOLE   0 0 6,000
Wells Fargo Inc Opp Closed-End Fund 94987B105   64,800 10,000 SH   SOLE   0 0 10,000
Voya Asia Pacific High Dividend Eq Inc Closed-End Fund 92912J102   53,064 7,200 SH   SOLE   0 0 7,200
Schwab US Dividend Equity ETF Exchange Traded Fund 808524797   149,504 4,873 SH   SOLE   0 0 4,873
Vanguard Emerging Mkts Govt Bd ETF Exchange Traded Fund 921946885   13,138 200 SH   SOLE   0 0 200
VanEck Morningstar Wide Moat ETF Exchange Traded Fund 92189F643   5,319 55 SH   SOLE   0 0 55
Vanguard Total International Bond ETF Exchange Traded Fund 92203J407   11,851 247 SH   SOLE   0 0 247
iShares US Treasury Bond ETF Exchange Traded Fund 46429B267   527 23 SH   SOLE   0 0 23
SPDR Portfolio High Yield Bond ETF Exchange Traded Fund 78468R606   13,572,783 582,023 SH   SOLE   0 0 582,023
iShares Core MSCI Total Intl Stk ETF Exchange Traded Fund 46432F834   77,803 898 SH   SOLE   0 0 898
iShares Ultra ShortTerm Bond ETF Exchange Traded Fund 46434V878   1,399 28 SH   SOLE   0 0 28
Schwab Fundamental US Large Company ETF Exchange Traded Fund 808524771   35,592 1,278 SH   SOLE   0 0 1,278
Schwab Fundamental Emerg Mkts Lg Co ETF Exchange Traded Fund 808524730   26,246 686 SH   SOLE   0 0 686
iShares Treasury Floating Rate Bond ETF Exchange Traded Fund 46434V860   6,481 128 SH   SOLE   0 0 128
Schwab Fundamental Intl Lg Co ETF Exchange Traded Fund 808524755   89,542 1,830 SH   SOLE   0 0 1,830
iShares Core MSCI Emerging Markets ETF Exchange Traded Fund 46434G103   124,016 1,778 SH   SOLE   0 0 1,778
iShares Core MSCI EAFE ETF Exchange Traded Fund 46432F842   133,894 1,479 SH   SOLE   0 0 1,479
Schwab Fundamental US Small Company ETF Exchange Traded Fund 808524763   16,020 494 SH   SOLE   0 0 494
SPDR Portfolio SP 600 Sm Cap ETF Exchange Traded Fund 78468R853   4,116,897 85,201 SH   SOLE   0 0 85,201
Vanguard LongTerm Bond ETF Exchange Traded Fund 921937793   28,386 413 SH   SOLE   0 0 413
Vanguard Growth ETF Exchange Traded Fund 922908736   781,929 1,790 SH   SOLE   0 0 1,790
Vanguard SP 500 ETF Exchange Traded Fund 922908363   11,951 20 SH   SOLE   0 0 20
Vanguard Real Estate ETF Exchange Traded Fund 922908553   111,230 1,254 SH   SOLE   0 0 1,254
SPDR Dow Jones Industrial Avrg ETF Tr Exchange Traded Fund 78467X109   85,180 184 SH   SOLE   0 0 184
Financial Select Sector SPDR ETF Exchange Traded Fund 81369Y605   33,967 688 SH   SOLE   0 0 688
Vanguard ShortTerm Bond ETF Exchange Traded Fund 921937827   7,380,498 94,127 SH   SOLE   0 0 94,127
Vanguard SmallCap Growth ETF Exchange Traded Fund 922908595   3,325 11 SH   SOLE   0 0 11
Vanguard FTSE Developed Markets ETF Exchange Traded Fund 921943858   235,334 3,673 SH   SOLE   0 0 3,673
Technology Select Sector SPDR ETF Exchange Traded Fund 81369Y803   45,983 346 SH   SOLE   0 0 346
iShares Core SP 500 ETF Exchange Traded Fund 464287200   580,704 889 SH   SOLE   0 0 889
SPDR SP 600 Small Cap Growth ETF Exchange Traded Fund 78464A201   676 7 SH   SOLE   0 0 7
Vanguard Information Technology ETF Exchange Traded Fund 92204A702   80,238 115 SH   SOLE   0 0 115
Vanguard Energy ETF Exchange Traded Fund 92204A306   2,423 14 SH   SOLE   0 0 14
SPDR Gold Shares Exchange Traded Fund 78463V107   95,955 223 SH   SOLE   0 0 223
iShares S&P 500 Value ETF Exchange Traded Fund 464287408   33,995 161 SH   SOLE   0 0 161
iShares Core S&P Small-Cap ETF Exchange Traded Fund 464287804   7,707 62 SH   SOLE   0 0 62
iShares Russell 1000 Growth ETF Exchange Traded Fund 464287614   238,358 559 SH   SOLE   0 0 559
iShares MSCI Canada ETF Exchange Traded Fund 464286509   156,587 2,858 SH   SOLE   0 0 2,858
SPDR Portfolio S&P 500 Growth ETF Exchange Traded Fund 78464A409   27,395,477 279,803 SH   SOLE   0 0 279,803
Vanguard Large-Cap ETF Exchange Traded Fund 922908637   151,218 506 SH   SOLE   0 0 506
iShares Core S&P Total US Stock Mkt ETF Exchange Traded Fund 464287150   867,501 6,091 SH   SOLE   0 0 6,091
SPDR Portfolio S&P 500 ETF Exchange Traded Fund 78464A854   42,444,570 554,541 SH   SOLE   0 0 554,541
SPDR S&P Dividend ETF Exchange Traded Fund 78464A763   1,459 10 SH   SOLE   0 0 10
Vanguard High Dividend Yield ETF Exchange Traded Fund 921946406   28,318,545 191,212 SH   SOLE   0 0 191,212
Vanguard Mid-Cap Value ETF Exchange Traded Fund 922908512   8,477 46 SH   SOLE   0 0 46
Invesco FTSE RAFI US 1500 Small-Mid ETF Exchange Traded Fund 46137V597   21,100 460 SH   SOLE   0 0 460
SPDR Blmbg Barclays 1-3 Mth T-Bill ETF Exchange Traded Fund 78468R663   1,466 16 SH   SOLE   0 0 16
iShares Preferred&Income Securities ETF Exchange Traded Fund 464288687   51,180 1,688 SH   SOLE   0 0 1,688
iShares Short Maturity Municipal Bd ETF Exchange Traded Fund 46431W838   239,266 4,753 SH   SOLE   0 0 4,753
Vanguard FTSE Emerging Markets ETF Exchange Traded Fund 922042858   18,323 339 SH   SOLE   0 0 339
Vanguard Small-Cap ETF Exchange Traded Fund 922908751   141,699 541 SH   SOLE   0 0 541
Vanguard Total Bond Market ETF Exchange Traded Fund 921937835   5,008 68 SH   SOLE   0 0 68
Vanguard Total Stock Market ETF Exchange Traded Fund 922908769   364,440 1,136 SH   SOLE   0 0 1,136
Vanguard Value ETF Exchange Traded Fund 922908744   79,267 404 SH   SOLE   0 0 404
Vanguard Small-Cap Value ETF Exchange Traded Fund 922908611   73,648 339 SH   SOLE   0 0 339
Vanguard Mid-Cap ETF Exchange Traded Fund 922908629   429,982 1,497 SH   SOLE   0 0 1,497
SPDR S&P 500 ETF Trust Exchange Traded Fund 78462F103   736,190 1,132 SH   SOLE   0 0 1,132
Invesco QQQ Trust Exchange Traded Fund 46090E103   277,624 481 SH   SOLE   0 0 481
Energy Select Sector SPDR ETF Exchange Traded Fund 81369Y506   12,987 212 SH   SOLE   0 0 212
Industrial Select Sector SPDR ETF Exchange Traded Fund 81369Y704   20,378 126 SH   SOLE   0 0 126
iShares Core US REIT ETF Exchange Traded Fund 464288521   3,983,330 67,297 SH   SOLE   0 0 67,297
Invesco FTSE RAFI Dev Mkts ex-US S/M ETF Exchange Traded Fund 46138E735   12,838 296 SH   SOLE   0 0 296
iShares S&P 500 Growth ETF Exchange Traded Fund 464287309   103,383 914 SH   SOLE   0 0 914
iShares Core S&P Mid-Cap ETF Exchange Traded Fund 464287507   4,322 64 SH   SOLE   0 0 64
iShares Russell 1000 ETF Exchange Traded Fund 464287622   104,116 292 SH   SOLE   0 0 292
iShares Russell 1000 Value ETF Exchange Traded Fund 464287598   209,183 979 SH   SOLE   0 0 979
SPDR S&P 600 Small Cap Value ETF Exchange Traded Fund 78464A300   473 5 SH   SOLE   0 0 5
iShares MSCI EAFE ETF Exchange Traded Fund 464287465   118,596 1,221 SH   SOLE   0 0 1,221
iShares Global Energy ETF Exchange Traded Fund 464287341   53,923 936 SH   SOLE   0 0 936
iShares Core US Aggregate Bond ETF Exchange Traded Fund 464287226   348,338 3,509 SH   SOLE   0 0 3,509
iShares Select Dividend ETF Exchange Traded Fund 464287168   133,241 880 SH   SOLE   0 0 880
iShares Global Clean Energy ETF Exchange Traded Fund 464288224   6,054 331 SH   SOLE   0 0 331
Vanguard Financials ETF Exchange Traded Fund 92204A405   47,962 397 SH   SOLE   0 0 397
Invesco WilderHill Clean Energy ETF Exchange Traded Fund 46137V134   4,832 153 SH   SOLE   0 0 153
SPDR Portfolio SP 400 Mid Cap ETF Exchange Traded Fund 78464A847   8,091,258 136,630 SH   SOLE   0 0 136,630
Invesco SP 500 Quality ETF Exchange Traded Fund 46137V241   7,669 102 SH   SOLE   0 0 102
Invesco FTSE RAFI US 1000 ETF Exchange Traded Fund 46137V613   15,447 325 SH   SOLE   0 0 325
Vanguard Dividend Appreciation ETF Exchange Traded Fund 921908844   35,915 167 SH   SOLE   0 0 167
Vanguard FTSE AllWld exUS SmCp ETF Exchange Traded Fund 922042718   10,788 74 SH   SOLE   0 0 74
Schwab US Large Cap ETF Exchange Traded Fund 808524201   564,926 22,033 SH   SOLE   0 0 22,033
Schwab International Equity ETF Exchange Traded Fund 808524805   255,218 10,312 SH   SOLE   0 0 10,312
Schwab US Small-Cap ETF Exchange Traded Fund 808524607   13,260 456 SH   SOLE   0 0 456
Schwab US Broad Market ETF Exchange Traded Fund 808524102   109,931 4,380 SH   SOLE   0 0 4,380
iShares Core 10 Year USD Bond ETF Exchange Traded Fund 464289479   12,415,097 253,473 SH   SOLE   0 0 253,473
SPDR Portfolio Interm Term Corp Bd ETF Exchange Traded Fund 78464A375   42,629 1,271 SH   SOLE   0 0 1,271
Schwab US LargeCap Growth ETF Exchange Traded Fund 808524300   86,196 2,959 SH   SOLE   0 0 2,959
Schwab Emerging Markets Equity ETF Exchange Traded Fund 808524706   13,477 409 SH   SOLE   0 0 409
Vanguard Mid Cap Growth ETF Exchange Traded Fund 922908538   5,404 21 SH   SOLE   0 0 21
Vanguard Short Term Corporate Bond ETF Exchange Traded Fund 92206C409   23,860 301 SH   SOLE   0 0 301
Vanguard Interm-Term Corp Bd ETF Exchange Traded Fund 92206C870   336,213 4,063 SH   SOLE   0 0 4,063
SPDR Portfolio Emerging Markets ETF Exchange Traded Fund 78463X509   2,954,783 62,988 SH   SOLE   0 0 62,988
SPDR Portfolio Developed Wld exUS ETF Exchange Traded Fund 78463X889   13,340,905 292,243 SH   SOLE   0 0 292,243
iShares MBS ETF Exchange Traded Fund 464288588   47,190 497 SH   SOLE   0 0 497
SPDR Portfolio Aggregate Bond ETF Exchange Traded Fund 78464A649   29,250,608 1,141,710 SH   SOLE   0 0 1,141,710
Vanguard SP Small Cap 600 Value ETF Exchange Traded Fund 921932778   1,017 10 SH   SOLE   0 0 10
Invesco SP Global Water ETF Exchange Traded Fund 46138E263   10,614 166 SH   SOLE   0 0 166
Invesco FTSE RAFI Dev Mkts ex US ETF Exchange Traded Fund 46138E743   18,803 269 SH   SOLE   0 0 269
Invesco FTSE RAFI Emerging Markets ETF Exchange Traded Fund 46138E727   12,271 456 SH   SOLE   0 0 456
iShares MSCI USA Min Vol Factor ETF Exchange Traded Fund 46429B697   5,750 62 SH   SOLE   0 0 62
Schwab US Aggregate Bond ETF Exchange Traded Fund 808524839   24,149 1,040 SH   SOLE   0 0 1,040
Bank Of Montreal Stock 063671101   6,767 50 SH   SOLE   0 0 50
VictoryShares US SmCp Hi Div Vol Wtd ETF Exchange Traded Fund 92647N873   49,082 795 SH   SOLE   0 0 795
Berkshire Hathaway Class B Stock 084670702   289,916 605 SH   SOLE   0 0 605
Ferrari N V F Stock N3167Y103   11,169 33 SH   SOLE   0 0 33
Vanguard Intl Div Apprec ETF Exchange Traded Fund 921946810   101,198 1,144 SH   SOLE   0 0 1,144
Griffin Institutional Access Real Estt M Closed-End Fund 39822J508   18,000 780 SH   SOLE   0 0 780
Asml Holding Nv ADR Stock N07059210   27,737 21 SH   SOLE   0 0 21
ARISTA NETWORKS INC Stock 040413205   4,420 36 SH   SOLE   0 0 36
Untitled Dataset 2017-07-06 21:49:16 Stock 05722G100   2,503 41 SH   SOLE   0 0 41
SHOPIFY INC COM NPV CL A Stock 82509L107   29,655 250 SH   SOLE   0 0 250
SABINE ROYALTY TRUST UBI Stock 785688102   9,375 125 SH   SOLE   0 0 125
Twilio Stock 90138F102   252 2 SH   SOLE   0 0 2
Invesco BulletShares 2027 Corp Bd ETF Exchange Traded Fund 46138J783   24,786 1,263 SH   SOLE   0 0 1,263
Vanguard Total Corporate Bond ETF Exchange Traded Fund 92206C573   38,415 500 SH   SOLE   0 0 500
Booking Holdings Inc Stock 06646L100   4,210 1 SH   SOLE   0 0 1
JPMorgan BetaBuilders Europe ETF Exchange Traded Fund 46641Q720   3,838 53 SH   SOLE   0 0 53
JPMorgan BetaBuilders Japan ETF Exchange Traded Fund 46641Q712   2,274 33 SH   SOLE   0 0 33
Communication Services Sel Sect SPDR ETF Exchange Traded Fund 81369Y852   47,226 426 SH   SOLE   0 0 426
Highlands REIT Inc Nsa Stock 43110A104   493 1,592 SH   SOLE   0 0 1,592
Kbs Real Estat Invt Tr III Inc Com Nsa Stock 48668L105   6,671 2,471 SH   SOLE   0 0 2,471
Schwab Long-Term US Treasury ETF Exchange Traded Fund 808524680   538 17 SH   SOLE   0 0 17
SAFRAN SA Stock 786584102   9,187 112 SH   SOLE   0 0 112
Pacific Gas Electric Co Note Mw Clbl Bond 694308JK4   11,782 12,000 PRN   SOLE   0 0 12,000
First Trust Combined Build Ame Rica Bonds Port Ser 3 Stock 33735L577   1,015 6 SH   SOLE   0 0 6
BLACKSTONE REAL ESTATE INCOME TRUST CLASS I Stock 09259K401   27,074 1,902 SH   SOLE   0 0 1,902
Dimensional US Core Equity 2 ETF Exchange Traded Fund 25434V708   10,247 264 SH   SOLE   0 0 264
Dimensional World ex US Core Eq 2 ETF Exchange Traded Fund 25434V880   7,329 216 SH   SOLE   0 0 216
Dimensional US Real Estate ETF Exchange Traded Fund 25434V823   0 0 SH   SOLE   0 0 0
FNMA PL AV1823 35 28 DUE 120128 Bond 3138XDAZ3   515 11,000 PRN   SOLE   0 0 11,000
FNMA PL BK0677 3 50 DUE 020150 Bond 3140HDXF6   4,235 26,000 PRN   SOLE   0 0 26,000
FNMA PL CA2374 4 48 DUE 090148 Bond 3140Q9T86   7,118 104,000 PRN   SOLE   0 0 104,000
FNMA PL CA3872 35 49 DUE 070149 Bond 3140QBJS8   9,429 100,000 PRN   SOLE   0 0 100,000
FNMA PL FM3664 4 49 DUE 030149 Bond 3140X7CA5   875 6,000 PRN   SOLE   0 0 6,000
Xcel Energy Inc Stock 98389B100   285,186 3,590 SH   SOLE   0 0 3,590
Cummins Inc Stock 231021106   327,703 609 SH   SOLE   0 0 609
Caterpillar Inc Stock 149123101   587,213 829 SH   SOLE   0 0 829
iShares Bitcoin Trust ETF Exchange Traded Fund 46438F101   36,268 944 SH   SOLE   0 0 944
Logitech International SA Stock H50430232   911 10 SH   SOLE   0 0 10
CELSIUS HOLDINGS INC NEW Stock 15118V207   15,966 450 SH   SOLE   0 0 450
NATIONAL HEALTHCARE PROP ERTIES, INC Stock 42226B402   36,088 1,123 SH   SOLE   0 0 1,123
AMERICAN CENTURY LRG CAP EQY ETF Exchange Traded Fund 025072752   65,021 882 SH   SOLE   0 0 882
ALUULA COMPOSITES INC F Stock 022317309   6,561 3,185 SH   SOLE   0 0 3,185
MARSH COMMON STOCK Stock 571748102   5,550 32 SH   SOLE   0 0 32
JEFFERIES FINL GR VAR 30 DUE 080630 Bond 47233YLK9   27,448 28,000 PRN   SOLE   0 0 28,000