The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   310,126 1,564 SH   SOLE   0 0 1,564
JANUS HENDERSON GROUP PLC ORD SHS G4474Y214   4,096,497 81,328 SH   SOLE   0 0 81,328
AFLAC INC COM 001055102   274,275 2,500 SH   SOLE   0 0 2,500
ABBOTT LABORATORIES COM 002824100   332,424 3,238 SH   SOLE   0 0 3,238
ALBERTSONS COS INC COMMON STOCK 013091103   923,398 54,190 SH   SOLE   0 0 54,190
ALPHABET INC CAP STK CL C 02079K107   2,458,384 8,570 SH   SOLE   0 0 8,570
ALPHABET INC CAP STK CL A 02079K305   2,440,452 8,487 SH   SOLE   0 0 8,487
ALTRIA GROUP INC COM 02209S103   1,082,167 16,399 SH   SOLE   0 0 16,399
AMAZON COM INC COM 023135106   1,293,565 6,211 SH   SOLE   0 0 6,211
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   1,418,685 12,842 SH   SOLE   0 0 12,842
APPLE INC COM 037833100   2,973,646 11,717 SH   SOLE   0 0 11,717
BERKSHIRE HATHAWAY INC DEL CL A 084670108   457,157 954 SH   SOLE   0 0 954
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   481,617 8,237 SH   SOLE   0 0 8,237
CVS HEALTH CORP COM 126650100   414,925 5,777 SH   SOLE   0 0 5,777
CATERPILLAR INC COM 149123101   417,434 589 SH   SOLE   0 0 589
COCA COLA CO COM 191216100   300,511 3,951 SH   SOLE   0 0 3,951
CONSOLIDATED EDISON INC COM 209115104   289,431 2,557 SH   SOLE   0 0 2,557
DBX ETF TR XTRACK USD HIGH 233051432   482,357 13,340 SH   SOLE   0 0 13,340
DAVITA INC COM 23918K108   376,694 2,451 SH   SOLE   0 0 2,451
EURONET WORLDWIDE INC COM 298736109   469,833 7,079 SH   SOLE   0 0 7,079
META PLATFORMS INC CL A 30303M102   708,505 1,238 SH   SOLE   0 0 1,238
GLOBAL NET LEASE INC COM NEW 379378201   259,927 27,770 SH   SOLE   0 0 27,770
GLOBAL X FDS DAX GERMANY ETF 37954Y491   297,612 5,525 SH   SOLE   0 0 5,525
HOME DEPOT INC COM 437076102   428,516 1,303 SH   SOLE   0 0 1,303
INVESCO QQQ TR UNIT SER 1 46090E103   2,843,266 4,926 SH   SOLE   0 0 4,926
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   5,472,186 74,818 SH   SOLE   0 0 74,818
ISHARES INC MSCI MEXICO ETF 464286822   646,376 8,592 SH   SOLE   0 0 8,592
ISHARES TR CORE S&P500 ETF 464287200   889,672 1,362 SH   SOLE   0 0 1,362
ISHARES TR CORE US AGGBD ET 464287226   1,009,336 10,168 SH   SOLE   0 0 10,168
ISHARES TR JPMORGAN USD EMG 464288281   259,726 1,187 SH   SOLE   0 0 1,187
ISHARES TR US TREAS BD ETF 46429B267   278,117 2,764 SH   SOLE   0 0 2,764
ISHARES TR CORE MSCI EAFE 46432F842   985,147 10,882 SH   SOLE   0 0 10,882
ISHARES TR RUSEL 2500 ETF 46435G268   347,755 3,750 SH   SOLE   0 0 3,750
ISHARES TR 0-3 MNTH TREASRY 46436E718   606,477 6,025 SH   SOLE   0 0 6,025
JPMORGAN CHASE & CO COM 46625H100   418,331 1,422 SH   SOLE   0 0 1,422
JOHNSON & JOHNSON COM 478160104   996,491 4,077 SH   SOLE   0 0 4,077
JPMORGAN CHASE FINL CO LLC CAL LKD 44 48133Q309   985,082 28,495 SH   SOLE   0 0 28,495
LOWES COS INC COM 548661107   209,520 887 SH   SOLE   0 0 887
MACYS INC COM 55616P104   218,618 12,085 SH   SOLE   0 0 12,085
MCDONALDS CORP COM 580135101   451,518 1,453 SH   SOLE   0 0 1,453
MCKESSON CORP COM 58155Q103   1,184,678 1,369 SH   SOLE   0 0 1,369
MICROSOFT CORP COM 594918104   1,364,411 3,686 SH   SOLE   0 0 3,686
NOVARTIS AG SPONSORED ADR 66987V109   354,227 2,319 SH   SOLE   0 0 2,319
ORACLE CORP COM 68389X105   355,217 2,415 SH   SOLE   0 0 2,415
PHILIP MORRIS INTL INC COM 718172109   987,741 5,974 SH   SOLE   0 0 5,974
PROCTER & GAMBLE CO COM 742718109   348,909 2,416 SH   SOLE   0 0 2,416
REGENERON PHARMACEUTICALS COM 75886F107   600,650 777 SH   SOLE   0 0 777
SL GREEN RLTY CORP COM 78440X887   210,613 10,375 SH   SOLE   0 0 10,375
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   3,019,169 4,642 SH   SOLE   0 0 4,642
SPDR SERIES TRUST STATE STREET SPD 78464A797   458,940 11,433 SH   SOLE   0 0 11,433
STATE STR SPDR DOW JONES IND UT SER 1 78467X109   440,216 950 SH   SOLE   0 0 950
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   272,883 9,368 SH   SOLE   0 0 9,368
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   756,271 24,650 SH   SOLE   0 0 24,650
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,659,421 66,112 SH   SOLE   0 0 66,112
SELECT SECTOR SPDR TR STATE STREET HEA 81369Y209   474,924 4,284 SH   SOLE   0 0 4,284
SELECT SECTOR SPDR TR STATE STREET CON 81369Y308   652,097 14,210 SH   SOLE   0 0 14,210
SELECT SECTOR SPDR TR STATE STREET FIN 81369Y605   1,098,088 22,242 SH   SOLE   0 0 22,242
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803   821,329 13,407 SH   SOLE   0 0 13,407
SOUTHERN CO COM 842587107   270,795 2,806 SH   SOLE   0 0 2,806
STERLING INFRASTRUCTURE INC COM 859241101   1,792,803 4,402 SH   SOLE   0 0 4,402
STRATUS PPTYS INC COM NEW 863167201   1,270,120 41,616 SH   SOLE   0 0 41,616
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100   582,964 1,725 SH   SOLE   0 0 1,725
TANDY LEATHER FACTORY INC COM 87538X105   424,899 183,939 SH   SOLE   0 0 183,939
UNILEVER PLC SPON ADR NEW 904767803   409,956 7,196 SH   SOLE   0 0 7,196
VANECK ETF TRUST PHARMACEUTCL ETF 92189F692   342,804 3,300 SH   SOLE   0 0 3,300
VANECK ETF TRUST BIOTECH ETF 92189F726   255,903 1,361 SH   SOLE   0 0 1,361
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   779,330 2,033 SH   SOLE   0 0 2,033
VANGUARD STAR FDS VG TL INTL STK F 921909768   2,077,074 26,937 SH   SOLE   0 0 26,937
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   565,408 7,678 SH   SOLE   0 0 7,678
VANGUARD WORLD FD ENERGY ETF 92204A306   225,125 1,301 SH   SOLE   0 0 1,301
VANGUARD WORLD FD FINANCIALS ETF 92204A405   282,139 2,335 SH   SOLE   0 0 2,335
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,448,907 10,475 SH   SOLE   0 0 10,475
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,854,040 24,688 SH   SOLE   0 0 24,688
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,050,390 19,434 SH   SOLE   0 0 19,434
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   891,491 10,051 SH   SOLE   0 0 10,051
VANGUARD INDEX FDS MID CAP ETF 922908629   385,808 1,473 SH   SOLE   0 0 1,473
VANGUARD INDEX FDS GROWTH ETF 922908736   630,112 1,443 SH   SOLE   0 0 1,443
VANGUARD INDEX FDS VALUE ETF 922908744   270,952 1,381 SH   SOLE   0 0 1,381
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,719,774 11,595 SH   SOLE   0 0 11,595
VILLAGE SUPER MKT INC CL A NEW 927107409   1,132,744 26,823 SH   SOLE   0 0 26,823
WISDOMTREE TR US HIGH DIVIDEND 97717W208   13,421,775 266,622 SH   SOLE   0 0 266,622