The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   723,472 9,286 SH   SOLE   0 0 9,286
AMERICAN CENTY ETF TR US EQT ETF 025072885   229,800 1,794 SH   SOLE   0 0 1,794
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,662,284 47,753 SH   SOLE   0 0 47,753
NEWMONT CORP COM 651639106   225,327 2,412 SH   SOLE   0 0 2,412
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   654,297 876 SH   SOLE   0 0 876
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,844,457 7,778 SH   SOLE   0 0 7,778
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708   431,833 9,735 SH   SOLE   0 0 9,735
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   624,642 6,689 SH   SOLE   0 0 6,689
ISHARES TR RUSEL 2500 ETF 46435G268   269,100 2,937 SH   SOLE   0 0 2,937
VANGUARD INDEX FDS GROWTH ETF 922908736   2,448,336 28,423 SH   SOLE   0 0 28,423
INVESCO QQQ TR UNIT SER 1 46090E103   798,480 1,084 SH   SOLE   0 0 1,084
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886   289,559 6,386 SH   SOLE   0 0 6,386
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   384,116 7,982 SH   SOLE   0 0 7,982
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   12,109,452 523,539 SH   SOLE   0 0 523,539
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   342,927 2,170 SH   SOLE   0 0 2,170
JPMORGAN CHASE & CO COM 46625H100   311,567 952 SH   SOLE   0 0 952
DIMENSIONAL ETF TRUST US REAL ESTA ETF 25434V823   1,254,764 47,965 SH   SOLE   0 0 47,965
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,508,624 10,602 SH   SOLE   0 0 10,602
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   882,551 1,285 SH   SOLE   0 0 1,285
SCHWAB STRATEGIC TR FUND EM EQUI ETF 808524730   283,714 7,150 SH   SOLE   0 0 7,150
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889   271,311 5,384 SH   SOLE   0 0 5,384
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,122,410 4,619 SH   SOLE   0 0 4,619
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,138,936 13,780 SH   SOLE   0 0 13,780
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,532,073 20,870 SH   SOLE   0 0 20,870
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   3,822,645 138,002 SH   SOLE   0 0 138,002
AMERICAN CENTY ETF TR US SML CP VALU 025072877   4,879,364 39,110 SH   SOLE   0 0 39,110
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748   900,814 18,551 SH   SOLE   0 0 18,551
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   1,815,780 51,835 SH   SOLE   0 0 51,835
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   6,109,651 115,801 SH   SOLE   0 0 115,801
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   4,546,518 62,901 SH   SOLE   0 0 62,901
ISHARES TR CORE 1 5 YR USD 46432F859   11,968,397 248,050 SH   SOLE   0 0 248,050
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,018,192 3,359 SH   SOLE   0 0 3,359
ISHARES TR RUS MID CAP ETF 464287499   632,336 5,732 SH   SOLE   0 0 5,732
VANGUARD INDEX FDS LARGE CAP ETF 922908637   674,421 1,961 SH   SOLE   0 0 1,961
SSGA ACTIVE ETF TR ST STR TOTAL ETF 78467V848   415,185 10,519 SH   SOLE   0 0 10,519
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401   321,533 3,924 SH   SOLE   0 0 3,924
TJX COS INC NEW COM 872540109   309,268 2,041 SH   SOLE   0 0 2,041
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   1,376,113 44,248 SH   SOLE   0 0 44,248
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   749,390 15,965 SH   SOLE   0 0 15,965
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109   808,481 17,761 SH   SOLE   0 0 17,761
MICROSOFT CORP COM 594918104   259,460 696 SH   SOLE   0 0 696
FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782   757,194 9,716 SH   SOLE   0 0 9,716
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   262,427 8,276 SH   SOLE   0 0 8,276
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   323,066 5,412 SH   SOLE   0 0 5,412
NUSCALE PWR CORP CL A COM 67079K100   202,616 20,201 SH   SOLE   0 0 20,201
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,307,793 68,197 SH   SOLE   0 0 68,197
ALPHABET INC CAP STK CL A 02079K305   640,721 1,793 SH   SOLE   0 0 1,793
ELI LILLY & CO COM 532457108   359,829 300 SH   SOLE   0 0 300
APPLE INC COM 037833100   423,727 1,464 SH   SOLE   0 0 1,464
RBB FD INC F/M US TREASURY 74933W452   205,224 4,116 SH   SOLE   0 0 4,116
VANGUARD INDEX FDS MID CAP ETF 922908629   315,202 3,912 SH   SOLE   0 0 3,912
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   1,609,993 35,392 SH   SOLE   0 0 35,392
SPDR INDEX SHS FDS ST MARKE CAP ETF 78463X756   250,217 3,367 SH   SOLE   0 0 3,367
VANGUARD INDEX FDS VALUE ETF 922908744   1,178,689 5,409 SH   SOLE   0 0 5,409
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   579,213 3,690 SH   SOLE   0 0 3,690
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   1,059,633 26,405 SH   SOLE   0 0 26,405
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   12,570,768 427,141 SH   SOLE   0 0 427,141
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   4,674,695 51,252 SH   SOLE   0 0 51,252
ISHARES TR CORE MSCI TOTAL 46432F834   788,047 8,257 SH   SOLE   0 0 8,257
VANGUARD STAR FDS VG TL INTL STK F 921909768   271,043 3,170 SH   SOLE   0 0 3,170
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   372,701 7,370 SH   SOLE   0 0 7,370
ISHARES TR CORE DIV GRWTH 46434V621   508,419 6,708 SH   SOLE   0 0 6,708
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,033,452 13,077 SH   SOLE   0 0 13,077
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   2,030,049 49,952 SH   SOLE   0 0 49,952
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803   253,601 1,331 SH   SOLE   0 0 1,331
BANK OF AMER CORP COM 060505104   272,594 4,784 SH   SOLE   0 0 4,784
SPDR SERIES TRUST ST STR P500GRW 78464A409   211,820 1,780 SH   SOLE   0 0 1,780
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   561,648 13,616 SH   SOLE   0 0 13,616
IONQ INC COM 46222L108   532,600 10,000 SH   SOLE   0 0 10,000
VANGUARD INSTL INDEX FD 0 3 MO TR BI ETF 922040845   984,748 13,012 SH   SOLE   0 0 13,012
ISHARES TR ISHARES SEMICDTR 464287523   967,382 1,510 SH   SOLE   0 0 1,510