The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   1,307,780 5,153 SH   SOLE   0 0 5,153
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   1,934,318 49,649 SH   SOLE   0 0 49,649
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   858,564 25,356 SH   SOLE   0 0 25,356
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   7,859,588 202,254 SH   SOLE   0 0 202,254
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   454,746 19,228 SH   SOLE   0 0 19,228
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   5,657,578 134,002 SH   SOLE   0 0 134,002
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,104,624 32,518 SH   SOLE   0 0 32,518
META PLATFORMS INC CL A 30303M102   267,185 467 SH   SOLE   0 0 467
ISHARES TR CORE S&P SCP ETF 464287804   578,521 4,654 SH   SOLE   0 0 4,654
ISHARES TR IBONDS 27 ETF 46435UAA9   242,473 10,003 SH   SOLE   0 0 10,003
ISHARES TR IBDS DEC28 ETF 46435U515   225,690 8,910 SH   SOLE   0 0 8,910
ISHARES TR IBONDS DEC 29 46436E205   229,274 9,857 SH   SOLE   0 0 9,857
ISHARES TR 0-3 MNTH TREASRY 46436E718   674,019 6,696 SH   SOLE   0 0 6,696
NVIDIA CORPORATION COM 67066G104   561,568 3,220 SH   SOLE   0 0 3,220
SPDR SERIES TRUST STATE STREET SPD 78464A300   7,023,264 74,257 SH   SOLE   0 0 74,257
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   13,550,889 528,506 SH   SOLE   0 0 528,506
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   7,301,804 239,403 SH   SOLE   0 0 239,403
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   7,915,846 272,209 SH   SOLE   0 0 272,209
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   3,253,469 98,740 SH   SOLE   0 0 98,740
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763   205,639 6,341 SH   SOLE   0 0 6,341
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   10,641,167 429,946 SH   SOLE   0 0 429,946
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   14,833,047 638,805 SH   SOLE   0 0 638,805
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   12,570,690 517,952 SH   SOLE   0 0 517,952
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   6,295,406 134,690 SH   SOLE   0 0 134,690
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   254,436 5,094 SH   SOLE   0 0 5,094
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,226,777 3,824 SH   SOLE   0 0 3,824