The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   1,015,125 3,734 SH   SOLE   0 0 3,734
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   1,904,601 49,976 SH   SOLE   0 0 49,976
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   862,627 26,485 SH   SOLE   0 0 26,485
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   8,043,082 203,159 SH   SOLE   0 0 203,159
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   425,523 18,581 SH   SOLE   0 0 18,581
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   5,874,367 138,026 SH   SOLE   0 0 138,026
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,063,983 32,508 SH   SOLE   0 0 32,508
META PLATFORMS INC CL A 30303M102   229,051 347 SH   SOLE   0 0 347
ISHARES TR MSCI EAFE ETF 464287465   395,163 4,115 SH   SOLE   0 0 4,115
ISHARES TR CORE S&P SCP ETF 464287804   638,499 5,313 SH   SOLE   0 0 5,313
ISHARES TR 0-3 MNTH TREASRY 46436E718   313,888 3,127 SH   SOLE   0 0 3,127
NVIDIA CORPORATION COM 67066G104   600,530 3,220 SH   SOLE   0 0 3,220
SPDR SERIES TRUST STATE STREET SPD 78464A300   6,829,382 75,073 SH   SOLE   0 0 75,073
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   12,213,110 453,850 SH   SOLE   0 0 453,850
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   6,147,317 207,609 SH   SOLE   0 0 207,609
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   6,771,086 237,749 SH   SOLE   0 0 237,749
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,847,872 86,958 SH   SOLE   0 0 86,958
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763   200,025 6,348 SH   SOLE   0 0 6,348
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   9,462,936 393,633 SH   SOLE   0 0 393,633
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   13,185,452 564,204 SH   SOLE   0 0 564,204
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   10,568,494 433,668 SH   SOLE   0 0 433,668
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   5,808,500 127,575 SH   SOLE   0 0 127,575
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   251,940 5,094 SH   SOLE   0 0 5,094
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,349,328 4,025 SH   SOLE   0 0 4,025