APPLE INC COM 037833100 439268 1730 SH SOLE 0 0 1730 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 522328 1090 SH SOLE 0 0 1090 BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 2263318 38902 SH SOLE 0 0 38902 CSX CORP COM 126408103 434136 10575 SH SOLE 0 0 10575 ETFS GOLD TR PHYSCL GOLD SHS 00326A104 213953 4795 SH SOLE 0 0 4795 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 857975 18807 SH SOLE 0 0 18807 FIRST TR EXCHANGE-TRADED FD TECH ALPHADEX 33734X176 466283 2935 SH SOLE 0 0 2935 INVESCO QQQ TR UNIT SER 1 46090E103 2529436 4382 SH SOLE 0 0 4382 ISHARES GOLD TR ISHARES NEW 464285204 971523 11020 SH SOLE 0 0 11020 ISHARES TR CORE 30/70 CONSE 464289883 1276041 31989 SH SOLE 0 0 31989 ISHARES TR CORE S&P SCP ETF 464287804 1857455 14942 SH SOLE 0 0 14942 ISHARES TR CORE UNIVRSL USD 46434V613 1118422 24213 SH SOLE 0 0 24213 ISHARES TR GLOBAL ENERG ETF 464287341 238851 4146 SH SOLE 0 0 4146 ISHARES TR MBS ETF 464288588 365607 3850 SH SOLE 0 0 3850 ISHARES TR MORNINGSTAR VALU 464288109 396870 4261 SH SOLE 0 0 4261 ISHARES TR TIPS BD ETF 464287176 2116201 19175 SH SOLE 0 0 19175 ISHARES TR ULTRA SHORT DUR 46434V878 256593 5069 SH SOLE 0 0 5069 J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 341364 6745 SH SOLE 0 0 6745 JOHNSON & JOHNSON COM 478160104 262040 1072 SH SOLE 0 0 1072 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 302415 9178 SH SOLE 0 0 9178 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1432134 57864 SH SOLE 0 0 57864 SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 936289 37586 SH SOLE 0 0 37586 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 478541 20609 SH SOLE 0 0 20609 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 7112387 283362 SH SOLE 0 0 283362 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 769927 25095 SH SOLE 0 0 25095 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 7733210 265472 SH SOLE 0 0 265472 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3512688 137000 SH SOLE 0 0 137000 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1534503 49564 SH SOLE 0 0 49564 SCHWAB STRATEGIC TR US REIT ETF 808524847 771427 35897 SH SOLE 0 0 35897 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1555344 53485 SH SOLE 0 0 53485 SELECT SECTOR SPDR TR STATE STREET COM 81369Y852 594986 5367 SH SOLE 0 0 5367 SELECT SECTOR SPDR TR STATE STREET CON 81369Y407 1035092 9498 SH SOLE 0 0 9498 SELECT SECTOR SPDR TR STATE STREET ENE 81369Y506 1936777 31615 SH SOLE 0 0 31615 SELECT SECTOR SPDR TR STATE STREET FIN 81369Y605 1707790 34591 SH SOLE 0 0 34591 SELECT SECTOR SPDR TR STATE STREET IND 81369Y704 1531907 9472 SH SOLE 0 0 9472 SELECT SECTOR SPDR TR STATE STREET MAT 81369Y100 1295922 25934 SH SOLE 0 0 25934 SELECT SECTOR SPDR TR STATE STREET REA 81369Y860 388061 9504 SH SOLE 0 0 9504 SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 4798661 36107 SH SOLE 0 0 36107 SPDR INDEX SHS FDS STATE STREET SPD 78463X509 653972 13941 SH SOLE 0 0 13941 SPDR SERIES TRUST STATE STREET SPD 78468R853 203331 4208 SH SOLE 0 0 4208 SPDR SERIES TRUST STATE STREET SPD 78464A888 714069 7233 SH SOLE 0 0 7233 SPDR SERIES TRUST STATE STREET SPD 78464A102 488861 1915 SH SOLE 0 0 1915 SPDR SERIES TRUST STATE STREET SPD 78464A797 442397 7429 SH SOLE 0 0 7429 SPDR SERIES TRUST STATE STREET SPD 78464A359 790641 8639 SH SOLE 0 0 8639 SPDR SERIES TRUST STATE STRET SPDR 78468R861 264784 13798 SH SOLE 0 0 13798 SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD AN 85208R101 421702 8837 SH SOLE 0 0 8837 STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 206158 317 SH SOLE 0 0 317 VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 1480864 15314 SH SOLE 0 0 15314 VANGUARD INDEX FDS LARGE CAP ETF 922908637 3913805 13096 SH SOLE 0 0 13096 VANGUARD INDEX FDS MID CAP ETF 922908629 294360 1025 SH SOLE 0 0 1025 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 229378 2586 SH SOLE 0 0 2586 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 616335 1031 SH SOLE 0 0 1031 VANGUARD INDEX FDS VALUE ETF 922908744 2089726 10651 SH SOLE 0 0 10651 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 974019 12287 SH SOLE 0 0 12287 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 366247 1703 SH SOLE 0 0 1703 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2885278 45026 SH SOLE 0 0 45026 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 559818 3780 SH SOLE 0 0 3780 VANGUARD WORLD FD COMM SRVC ETF 92204A884 1725205 9593 SH SOLE 0 0 9593 VANGUARD WORLD FD CONSUM DIS ETF 92204A108 1207777 3364 SH SOLE 0 0 3364 VANGUARD WORLD FD CONSUM STP ETF 92204A207 2233548 9945 SH SOLE 0 0 9945 VANGUARD WORLD FD FINANCIALS ETF 92204A405 3409587 28222 SH SOLE 0 0 28222 VANGUARD WORLD FD HEALTH CAR ETF 92204A504 3100451 11384 SH SOLE 0 0 11384 VANGUARD WORLD FD INDUSTRIAL ETF 92204A603 2275794 7289 SH SOLE 0 0 7289 VANGUARD WORLD FD INF TECH ETF 92204A702 6358303 9112 SH SOLE 0 0 9112 VANGUARD WORLD FD MATERIALS ETF 92204A801 213622 948 SH SOLE 0 0 948 VANGUARD WORLD FD UTILITIES ETF 92204A876 230239 1162 SH SOLE 0 0 1162 WELLTOWER INC COM 95040Q104 531647 2689 SH SOLE 0 0 2689 WORLD GOLD TR SPDR GLD MINIS 98149E303 2331710 25156 SH SOLE 0 0 25156